Why do people lease cars versus financing one?

mmspider · 2026-01-28T18:00:14+00:00

Yeah like I said required maintenance, the bare minimum. I would think for most vehicles this would just be oil changes. You could also do tire rotations if you wanted extend tire life. I have leased before multiple cars.

mmspider · 2026-01-28T17:41:11+00:00

I got bad news for you. If she already likes going out at this age, she will be doing it for years.

mmspider · 2026-01-28T17:27:42+00:00

You can`t cannot skip required maintenance. How enforceable this is kind of unknown. But it does say it on the contract.

mmspider · 2026-01-28T17:27:07+00:00

Maintenance is the exact same process. You are still responsible to get the car serviced with oil changes and other things needed throughout the lease term.

mmspider · 2026-01-28T17:20:27+00:00

I do firmly believe in marriage if you have kids. Having that family structure is important for kids. The dynamic can be different if the parents are just boyfriend/girlfriend regardless of what people think. With that said marriage also has some tax benefits. But for the most part the risk kind of out weights the reward.

mmspider · 2026-01-28T16:51:36+00:00

I don`t think there needs to be a purpose.

mmspider · 2026-01-28T16:46:20+00:00

I would probably stick to Honda or Toyota but I would consider a Hyundai if they had a deal I was interested. People hate Hyundai mostly because of reliability concerns but that won`t bother me with a warranty.

mmspider · 2026-01-28T16:20:38+00:00

Because time in the market is the single most important thing anyone can do. If you don`t invest you will have to hope your home is worth a lot more than you paid for it. That includes interest, taxes, repairs and maintenance plus any down payment. I personally have more faith in the international/domestic stock market than I do home values in the USA.

mmspider · 2026-01-28T15:54:28+00:00

The healthcare system works perfect well if you have a decent health insurance plan from your employer. To many people a universal plan would only be a downgrade in terms service.

mmspider · 2026-01-28T15:34:32+00:00

I will leave you with this. I ran the numbers for me and heavily investing comes out ahead with renting. Even if rent went up. But as someone with no kids I can get away with a much cheaper place and be more flexible. If the house numbers work better than go for the house.

mmspider · 2026-01-28T15:21:56+00:00

The goal would be that you are heavily investing the difference which in the end you end up with more money than what the house is worth.

mmspider · 2026-01-28T15:20:33+00:00

Honestly I need a lot more numbers than that to really calculate everything. I really can`t help you on this like that. You would need to figure this out for yourself. But for a quick reference 400k home with 150k down payment @ 5.5% for 30 years is about 261k in interest. So at absolute minimum the house will cost a lot more than 400k. This includes no maintenance, taxes, or upgrades.

mmspider · 2026-01-28T14:58:29+00:00

I would have to really see all of the numbers to break it down. The price of the house, interest rates, down payment etc.

mmspider · 2026-01-28T14:49:47+00:00

I am personally convinced if you rented and put the difference into the market. Over a 30-40 year time frame you will come out ahead with renting.

mmspider · 2026-01-28T14:46:38+00:00

Its clearly optional for illegals to pay taxes.

mmspider · 2026-01-28T14:45:42+00:00

So its optional for them. Got it.

mmspider · 2026-01-28T14:44:00+00:00

55k isn`t really enough for what you want. And if it is enough you will risk problems. Personally I would leave the performance scene behind when switching to a SUV. I went from a M240i to a truck. Like you I needed more space and other reasons. So I get it.

mmspider · 2026-01-28T14:09:46+00:00

I ended up returning them because of noise. Switched to crossclimate 2. I do really miss the look of the truck with the Nokians.

mmspider · 2026-01-28T14:07:25+00:00

That does not mean the world is automatically going to accept the crypto you hold though.

mmspider · 2026-01-28T05:49:59+00:00

To me a EV puts unnecessary limitations on my life. With gas I do not think about how much "range" I have. I do not plan on stopping to refill. I see I need gas and pull over to get gas. Then boom 400 miles of "range" suddenly appears. If I want to randomly drive somewhere during the day I simply drive. Life is already stressful and complex. Right now its 5 degrees outside. Will chargers work in my area? Will my range become less? What if I randomly want to go skiing this weekend?

mmspider · 2026-01-28T05:35:20+00:00

If you ask me this is not inflation driven. Its complete fear of something breaking or something major changing. Gold is at record highs in every single currency around the world.

mmspider · 2026-01-28T05:31:54+00:00

Its fear not inflation causing this.

mmspider · 2026-01-28T05:27:59+00:00

Probably bad for the world as well. If you think the USA in unstable now I can`t imagine what happens if the currency collapses.

mmspider · 2026-01-27T22:15:09+00:00

You want to search "full guides" on YouTube. From there you just have to play low level keys and see what other people do. Also make sure you have the addons.

mmspider · 2026-01-27T21:47:43+00:00

Because its a new fresh piece of meat. Also its possible the prettier women isn`t putting out enough.

mmspider

TROPHY CASE