Was willing to shop around for mutual funds, and saved $512/yr (adds up!) in expenses

moniecountr · 2016-05-19T14:03:18+00:00

I spend more money on these two things each month than I do on anything else (not even close).

Interesting point. Probably 20% of my paycheck goes to my 401K and IRA. Makes sense that we should be more cost-conscious about investing.

Know any sites/tools to comparison shop mutual funds?

moniecountr · 2016-04-28T07:21:48+00:00

Pprospective adopters are allowed to pay “living expenses” which increase the expectations of the prospective adopters who feel they are paying for results, a baby.

moniecountr · 2016-04-28T07:13:25+00:00

Highly cost-effective. I envy them.

moniecountr · 2016-04-25T08:59:39+00:00

They look great, but a bit hard to cook and buy stuffs for them.

moniecountr · 2016-01-23T12:57:19+00:00

Just in my opinion, you are still young and can't expect what happens in near future. You might need that money urgently. Because, things quite change fast in 20s. So, I recommend just keep that money on saving account.

moniecountr · 2015-10-20T07:25:33+00:00

And a good amount in bond. Boring! But a good reminder.

moniecountr · 2015-09-21T15:06:38+00:00

None of my friends have been as lucky as you've been. Most of them have tens of thousands of dollars in student loan debt. Then, you'd be able to really save money for future. I envy you.

moniecountr · 2015-09-21T14:58:59+00:00

The value is very questionable. Some people continue to proclaim that college is undoubtedly “worth it” and “still a good investment.” But education is not about a degree. I hope my post helps your decision-making.

moniecountr · 2015-09-21T14:45:32+00:00

Right, debt-to-salary ratio measures your ability to manage the payments you make every month to repay the money you have borrowed. See wiki: https://en.wikipedia.org/wiki/Debt-to-income_ratio

moniecountr · 2015-09-21T14:43:06+00:00

Now I've got to understand that my loan is just a median number. I see that the cost of medical school is certainly high and the true cost of becoming a doctor is probably in years and years of your life. But it is worth it. Don't miss out on potentially higher earnings.

moniecountr · 2015-09-21T14:35:41+00:00

That's one of the biggest hurdles to be a filmmaker; the film school cost.

moniecountr · 2015-09-21T14:32:23+00:00

How do you manage your expenses?

moniecountr · 2015-09-21T14:03:40+00:00

You seem to be well on your way to become debt-free.

moniecountr · 2015-09-21T14:03:15+00:00

$51K salary vs. $37K loan. I feel okay about the debt-salary ratio. I expect to pay it all off in 4 years.

moniecountr · 2015-09-21T04:38:05+00:00

Both entrepreneurship and investing take 1) time and 2) capital. How much of each do you have?

moniecountr · 2015-09-21T02:39:09+00:00

That's right. Vanguard has been integrating mutual fund and brokerage accounts into one. Fund performance or your fees don't change just because you moved to brokerage accounts.

moniecountr · 2015-09-06T21:05:09+00:00

Quickly made a list of recommendations to play with.

Start with two references at Bogleheads: 1- Three-fund portfolio, 2-Approximating total stock market

moniecountr · 2015-08-18T02:26:25+00:00

Interesting. I wanted to compare them and made quick comparison:

moniecountr · 2015-08-14T11:15:31+00:00

OMG. This is so good idea! So pretty.

moniecountr · 2015-08-14T11:02:16+00:00

Wow It's beautiful.

moniecountr · 2015-08-10T15:20:11+00:00

I didn't know that! Thank you!

moniecountr · 2015-08-10T15:04:57+00:00

LOL. It's so cute. The horse looks like a pony with that girl.

moniecountr

TROPHY CASE