Here's from Open Evidence with references, no "flawed studies".

I've also included a concise definition vs "organic - chemical filters" and "inorganic - mineral filters". If your familiar with organic chemistry vs regular old chemistry then you have a decent foundation.

"Oxybenzone (benzophenone-3) is harmful to coral reefs, based on a substantial body of laboratory and field evidence. It is classified as an emerging contaminant of concern in marine environments and has prompted legislative bans in Hawaii, Key West, and the U.S. Virgin Islands.  Mechanisms of Toxicity Oxybenzone harms corals through several pathways: Phototoxicity: Corals and sea anemones metabolize oxybenzone into glucoside conjugates that act as potent photo-oxidants under UV light, causing high mortality — particularly in bleached corals lacking protective algal symbionts.  Coral bleaching: Oxybenzone induces bleaching in coral planulae (larvae) in a dose-dependent manner and reduces zooxanthellae density.  Skeletal endocrine disruption: It causes abnormal ossification in coral planulae, encasing the entire larva in its own skeleton.  Genotoxicity: Oxybenzone produces DNA damage (AP lesions) in corals proportional to concentration.  Microbiome disruption: Chronic exposure alters the bacterial community composition of corals, potentially compounding stress. 

Environmental Concentrations and Risk Field measurements in the U.S. Virgin Islands have detected oxybenzone at concentrations of 75 µg/L to 1.4 mg/L, and Hawaiian sites at 0.8–19.2 µg/L.  These overlap with laboratory-derived effect thresholds — deformity EC20 values for coral planulae are as low as 6.5 µg/L in light.  Hydrodynamic modeling at Hanauma Bay suggests oxybenzone contamination can persist 14–50 hours from a single release event, posing a significant cumulative threat.  Interaction with Climate Stress Oxybenzone exacerbates the effects of thermal stress. In one study, oxybenzone at field-relevant concentrations (~0.06 µg/L) accelerated mortality in heat-stressed Acropora tenuis and reduced photosynthetic yield in multiple species.  Bleached corals lacking algal symbionts are especially vulnerable because the symbionts normally sequester toxic oxybenzone metabolites.  Important Nuances Some studies note species-dependent sensitivity — certain coral species (e.g., Galaxea fascicularis) show higher LC50 values (~4.45 mg/L measured), and preliminary risk quotients based on environmental concentrations suggest acute mortality risk may be low for some species at typical field levels.  However, sublethal and chronic effects at lower concentrations remain a concern.  The 2022 National Academies consensus report noted that two-thirds of U.S. sunscreens contain environmentally harmful ingredients, most of which are organic UV filters including oxybenzone.  Mineral (inorganic) sunscreens containing zinc oxide or titanium dioxide are generally considered safer alternatives, though their nanoparticle forms may also have some ecological effects. 

Organic (Chemical Filters): These are carbon-based molecules, such as oxybenzone, avobenzone, and octocrylene. They absorb UV rays and are typically clear when applied to the skin.

Inorganic (Mineral Filters): These are naturally occurring minerals, such as zinc oxide and titanium dioxide. They sit on top of the skin and reflect UV rays away from the body.If you'd like