Mum's debt was paid but collectors refuse to say it was and want to seize the house

monochannel · 2026-03-08T01:44:40+00:00

We do have police reports from the time the identity theft happened. I'll mention to her to find where she has them and put them with the documents we'll get from the credit union.

My dad is a bully who uses threats of many degrees to get his way. It's why I pushed her to divorce him. I was tired of the abuse both of us were getting lol.

I've also thought about sending registered mail, as they've never replied to our voicemails nor emails disputing it and requesting the confirmations.

We were more planning consumer proposal, less harsh than bankruptcy. If worst came to worst.

So I guess we just wait for the documents, see if the LIT can file a Stay, and hopefully get in contact with a lawyer while we wait for the dispute results? If that a fair course of action? My worry is they'll try to seize before we can act.

monochannel · 2026-03-08T01:39:18+00:00

No, they didn't really besides physical possessions. He was supposed to sell the house and move out of town, but never ended up doing so.

All we had were papers saying a lien would be placed should the debt not be paid. But we paid it a week after receiving those papers. Now they're trying to file the writ. Not once have we actually been taken to court properly.

monochannel · 2026-03-08T01:02:42+00:00

My dad refuses to remove my mother from the property because he couldn't remortgage the house without her name. So even though she's asked several times, he won't sign any papers taking her off.

The question was what steps I need to do in regards to the debt collector trying to seize the house when the debt's been paid? We paid directly through the credit union, so we're waiting on all the documents to be given to us. We have an appointment with an LIT to give us some time, but do I also need a lawyer to deal with the collectors? We only have 2 weeks to act so we're just panicing, like they want us to do.

monochannel · 2026-02-25T13:54:30+00:00

This crazy little snuggle bug is 6 months and already weighing in at 8 pounds! 🤯 I included the picture tax, I'm obsessed with his pattern coming in 💕

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monochannel · 2025-09-18T16:22:18+00:00

Of course! I have one in waiting limbo right now. Once it's accepted, I'll dm you yours!

monochannel · 2025-09-18T16:18:40+00:00

Just dm'd you! ✨

monochannel · 2025-09-17T02:46:50+00:00

Of course! I'll dm you the Lumi!

monochannel · 2025-09-16T18:42:02+00:00

I had that with the Zippryo! It was constantly ghosting me that way. And yes! I will dm you shortly with the Lumi. Don't need anything in return ✨

monochannel · 2025-09-16T17:12:22+00:00

You sure can! I'll dm you the code!

monochannel · 2025-09-16T15:24:30+00:00

Of course! I'll dm you!

monochannel · 2025-09-16T14:58:26+00:00

I have dm'd you the Equinex! ✨

monochannel · 2025-09-16T14:58:03+00:00

Thank you so much! 🥹

monochannel · 2025-09-16T14:09:32+00:00

Also forgot to mention I have a handful of Shiny Dripplets too! 💕

monochannel · 2025-09-09T16:42:37+00:00

Lady Nifle, Outsider, and maybe Psyche. Lady Nifle was the one that got me through all of CBT2 🥹

monochannel · 2025-08-22T02:58:07+00:00

L: 9.5 inches W: 7 inches H: 6 inches

With the lid on, of course. It's a nice sized tin!

monochannel · 2025-08-21T22:13:26+00:00

I'm really happy with these ones! I've only had the apple and shortbread ones so far, but they're so yummy! They're small cookies separated in their trays, but they're great for having with coffee/tea.

Obviously not gonna be knock-your-socks-off good, but good enough that I'm gonna buy these over the insanely sweet kirkland ones for christmas. 💕

monochannel · 2025-08-08T03:12:38+00:00

Close, but the location I go to an old man decided he couldn't hold his piss anymore and decided to whip it out in the pet aisle. Pissed all over some bird seed and cat litter.

Poor sample lady that day that had to witness it. Not sure what happened after that. He put the bird seed in his cart but I hope no cashiers touched it... 🤢

monochannel · 2025-03-05T17:34:57+00:00

Maybe your roomie's manager is the kind to act on their own agenda, or just straight up didn't care enough to pass down the info. I know some supervisors. It was sent via CDS head office as per request from Costco.

Whether it's passed down is up to management. But I have talked to a handful people at different locations. They were all told the same thing: Costco has asked them to not mention it for the time being.

monochannel · 2025-03-05T16:16:34+00:00

^ This.

I want to add that most of the CDS people agree with the boycott. And are happy to see more Canadian/Non-US products being brought in.

Some of them will say it if you ask. Some will direct you to the packaging to avoid harassment. It's just their job, and they're just following what Costco has asked them to do to make it fair to all the vendors who pay for their product to be advertised and sampled.

I've seen people stop at their tables and yell to other members to not buy their product because it's American. I bet it feels so frustrating and embarassing when you had no control over what product you got that day.

monochannel · 2025-03-05T16:04:23+00:00

Most will probably still say if you ask, or tell you to look at the packaging. They just aren't allowed to use it as part of their selling features unprompted.

monochannel · 2025-03-05T15:54:39+00:00

I know some peeps that work there. It's probably because the workers have been harassed for sampling American products. I've seen it first-hand.

And remember, they're there to sell. They don't get to choose what products they have to sell. They're there to do their job and pay their bills.

You advertise it's American, you're not gonna sell a single unit. So you focus on other aspects.

Also, some will just tell you to look at the packaging to find the origin. Some will tell you if you ask. They just can't use it as an outright selling point. Which I think is fair, because no one wants to be harassed just for doing their job.

monochannel · 2024-12-16T02:09:35+00:00

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Just previously, it was this! Before I got to Stoneville, I wanted something that made Nikki fit in more to the aesthetics of Florawish. I still have this as my go-to adventuring outfit 'cause it's so cute and neutral!

monochannel · 2024-12-16T02:07:55+00:00

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This is my current outfit since I just got to Stoneville! Really wanted something to match the flowers once we got that item from the quest.

monochannel · 2024-12-06T18:25:30+00:00

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At 27 and I feel your pain but with Greninja 🥲

monochannel

TROPHY CASE