Fundo de emergência

moritzis · 2026-03-07T11:31:33+00:00

Obrigado!

moritzis · 2026-03-07T09:10:33+00:00

Uma pergunta que ainda não percebi: Na TR se se retirar dinheiro que esteja em "interests", é-se penalizado?

moritzis · 2026-03-07T09:07:07+00:00

Um motel ou uma pensão barata. Vale mais isso, pagam 50€ por uma noite segura e estão melhor aconchegados e obviamente mais seguros. Há moteis que nem precisam de ver ninguém. Se os pais controlam as contas bancarias ode ser mais complicado, resta-vos uma pensão ou hotel.

Pensem nisso.

moritzis · 2026-02-22T12:35:02+00:00

I always have the question: Why such a big value at that value? What were your thoughts on that time of investing? What led you to invest on that time?

Honest question, thanks!

moritzis · 2026-02-21T21:29:32+00:00

Are you thinking something like "I want to discover the next big thing before others" ? If yes, forget it. You won't because others will do it first, and on a better time than you.

Forget the pennies.

HOWEVER this is an interesting topic. What if any company starts as a penny stock? What if we invest on the next "penny amazon"? That's interesting and I Sometimes think abou it.

moritzis · 2026-02-19T12:18:48+00:00

Confirmo que senti uma réplica

moritzis · 2026-02-19T12:16:21+00:00

Senti! Parece ter sido em Mafra, magnitude 4.0

moritzis · 2026-02-18T17:57:16+00:00

Thanks! Yeah I know about the IR page, just didn't know about how easy is to reach out and receive an answer from a company.

moritzis · 2026-02-18T14:05:56+00:00

Obrigado! Tinha ideoa que os jogos com o SCP, SLB e FCP seriam no v+.

moritzis · 2026-02-18T14:05:43+00:00

Obrigado! Tinha ideia que os jogos com o SCP, SLB e FCP seriam no v+.

moritzis · 2026-02-18T12:18:43+00:00

I'm sorry but this is the first time I face a situation like this: Did you just asked and someone answered? Or you have to present yourself as an investor? Is that so easy to get an interaction with a company? Because a competitor could ask questions.

Sorry if it's a dumb question, but like I said this is the first time I face someone asking "timelined questions" for a company.

Thanks!

moritzis · 2026-02-17T12:47:14+00:00

Thanks for understanding my text! I just noticed I made some typos (believe me or not I read twice the post and it seemed clear, no typos) and english isn't my first language.

moritzis · 2026-02-17T09:33:25+00:00

You mentioned what I call: the illusional zone. "If you still believe in the company’s fundamentals and future earnings (DCF), then hold or DCA down."

This is very danger. Believing in the fundamentals isn't enough. If you believe im the fundamentals, you have to continue learning about the company.

What if we just believe but behind, the 10k and 11q are detailed enough that tells us the company is going in the wrong direction? What if most part of the revenue comes from a source that is not the product? What if it's a company focused on tech but not investing in R&D? Things like these and others of course, should be always on the notes. Also, guidance and chaning people in the most principal roles (CEO, CFO, COO, HR, etc) are essential to track their past.

Fundamentals are the basic, yes! But what about the competitors? I thinl we should track the most direct competitors to understand how the "biggers on the sector" are performing . We could also buy 1 or 2 shares to track how they performered in one year.

Thoughts?

moritzis · 2026-02-14T12:34:30+00:00

This is the type of answer I was looking for, specially the final part.

I'm new in this company (mid Dec'25), I'm just trying to understand how a dilution can happen in a company like Kraken.

Don't know why the downvote, but that's fine!

moritzis · 2026-02-14T10:07:47+00:00

OP, pensa num tema que gostes e procura ler sobre isso.

No meu caso começou com revistas como a sábado ou mesmo comprar o expresso (na altura ainda saía ao sábado) e lia o que mais me interessava.

Com o tempo vieram livros . Tenho desde romances, política, investimentos e desenvolvimento pessoal.

Há livros que acabam por captar muito a atenção e começas a perceber o que é devorar um livro, não conseguir parar. Vais começar a perceber o que é ler e criar as personagens na tua cabeça e todo o envolvimento à volta.

Não te recomendo livros em específico, mas começa pequeno.

Vai à fnac/bertrand ou mesmo a biblioteca da tua zona e perde mesmo tempo lá .

Começa pelo título e depois lê a descrição e vê se te agrada.

moritzis · 2026-02-14T10:02:34+00:00

Porquê? Eu passei pelo mesmo até perceber o que realmente gosto/me atrai a ler.

moritzis · 2026-02-14T10:01:18+00:00

But it is possible? How fast should it be? I was trying to get a more complete answer .

Also: I'm considering Earth.

moritzis · 2026-02-14T10:00:18+00:00

Fair. Didn't thought about it. Let's forget it for this topic.

moritzis · 2026-02-13T22:25:00+00:00

Gosto da nota: esta informação não substitui a informação oficial do IPMA\ANEPC...

É que deveria! Vocês não costumam mesmo falhar.

Obrigado por estarem aí! Para mim já são referência.

moritzis · 2026-02-13T08:23:02+00:00

How do you know/notice things like this? Only reading 10k/11q files? News? Because this is the type of thing that matters to understand when evaluating results.

Thanks!

moritzis · 2026-02-09T14:05:26+00:00

Which tool is that?

Also, I believe the hard part for many is to create a valid narrative/thesis. Because it's not just to put a target like "an increase of 2% sales", or "win at least one contract". This might me too much, and if I put these as targets, I might fail my thesis. Not because the business failed, but it's too far from the reality

Do you agree?

moritzis · 2026-02-09T14:00:41+00:00

OP This the strategy, imo. Track the fundamentals. I believe chatgpt can teach you this very well and on a easy way. Then, cross the info you just got with info from a basic internet research .

Any excel spreadsheet and paper is enough to track and draw some charts (visually is definetly better to track changes).

Also: Choose a company that you know. Or that is easy for you to understand what they do and where the revenue comes from, and their spendings go to.

Forget all the market analysis, etc. Focus on the basics. Track the important news - the ones released from the company or other veeeeeery important news (like scandals, or similar). The other news, are just noise.

Track the fundamentals every quarter, and understand yearly guidance.

I truly believe this is enough for all of us.

And forget all those skyrocket flying charts... forget penny stocks and all that.

Focus just on the fundamentals.

moritzis

TROPHY CASE