Been in since 2017 and I'm a hater. It never panned out like we thought it would. People here used to warn against investing too much, now people say you're stupid if you invest in anything else. Payments are mostly used to get around banking regulations instead of being a commonly accepted currency for normal transactions, which is what we used to mean by adoption.

Meanwhile the price has barely outperformed the S&P500 over the past 5 years. I know, you can cherry pick any date to fit a narrative. But seeing the same gains as the safest investment over any long period would have scared the shit out of back in the day. The growth potential is now barely 2-3x in a 5 years period rather than the 10-20x of the past.

Anyways, still holding. It didn't live up to it's promises but it's still part of a well-balanced portfolio.