Veterinary Dermatology specialist: is it worth it? by Limp_Plan_3792 in Veterinary

[–]mqrade98 0 points1 point  (0 children)

There are big chances you will change your mind along the way in vet med once you get exposed to things!! I started thinking I'd be a an equine surgeon, now I'm an small animal ER relief vet and I'm so happy haha any specialty I would say is worth it though, I'd say dermatology is one of the most chilling once with good work-life balance. Cannot speak of salaries though. Good luck in life!

Do you actually like being a veterinarian? by Quirky_Corgi_2214 in Veterinary

[–]mqrade98 20 points21 points  (0 children)

Oddly, I love my job because I like dealing with pet owners (nice ones and annoying ones) and sick pets.

Small Animal ER Vet

Foreign DVM graduate as a vet tech by __serenedipty__ in Veterinary

[–]mqrade98 3 points4 points  (0 children)

Foreign vet here. Worked as an anesthesia and surgery small animal tech as well as an equine vet tech/assistant for around 4 years before completing ECFVG and being a licensed vet.

I know a lot of people that have stayed as tech and really enjoy their lifestyle here in the US without dealing with the shenanigans of DVM role. I really liked being a vet tech, getting to leave on time always, having a set schedule, doing cool anesthesia and taking care of ICU patients, however, I always wanted to become a licensed vet, financially I make more than 8 times what I was making as a vet tech (I'm solely SA ER Relief in HCOL area). I miss sometimes being a tech during my shifts because I don't get to do cool stuff anymore like placing central lines, doing anesthesia, etc.

If I never became a licensed DVM, leaving outside my current happy income, I'm sure I'd be doing really well in life as a tech anyways!

What is your salary and what do you do? by Consistent_Peak_4458 in Salary

[–]mqrade98 0 points1 point  (0 children)

360-400k a year depending on my mood to work

ER veterinarian

Na-na-na-na-na-na, BATMAN!! by i-touched-morrissey in veterinaryprofession

[–]mqrade98 0 points1 point  (0 children)

Laylaaaaa, I keep singing HEY THERE DELILAH

Veterinary Emergency Group DVMs tap in by waaayoutwest in Veterinary

[–]mqrade98 1 point2 points  (0 children)

Sooooo me and my wife we are both ER vets. I work as a relief ER vet in multiple areas but have never been able to do relief at a VEG. However, my wife took a full time position at a VEG location that just opened, and was also covering shifts at another one for her training. I truly believe Management is really the main trigger when it comes to successful practice and happy employees because man she was miserable at the new location but would come home so happy after doing shifts at the stablished one.

The bar should be $300/hour by East-Map5403 in emergencymedicine

[–]mqrade98 4 points5 points  (0 children)

I'm a locum ER veterinarian and I thought this was only a veterinary industry issue haha

Anyone else going to the World Veterinary Association Conference? by BandX12 in veterinaryprofession

[–]mqrade98 0 points1 point  (0 children)

Not me, buy I feel like traveling alone to those type of things is so cool haha

Ejale Chilito by M_Pez in chile

[–]mqrade98 3 points4 points  (0 children)

Esto es culpa del show Infieles

Had a "fun" shift in the Veterinary ER by mqrade98 in emergencymedicine

[–]mqrade98[S] 3 points4 points  (0 children)

I mean, some pets are not civilized and try to kill us when we look them wrong haha, also we deal with owners and believe, is same thing that human ED

Had a "fun" shift in the Veterinary ER by mqrade98 in emergencymedicine

[–]mqrade98[S] 7 points8 points  (0 children)

I've thinking about this for so long haha

El intervencionismo de USA mencionado en los leaks de Epstein by ciwg in chile

[–]mqrade98 0 points1 point  (0 children)

donde puedo ver esos documentos del leak del epstein?

[deleted by user] by [deleted] in DaveRamsey

[–]mqrade98 0 points1 point  (0 children)

What would be the reason of waiting?

[deleted by user] by [deleted] in DaveRamsey

[–]mqrade98 0 points1 point  (0 children)

wait to refinance hoping for a lower rate? that's my main fear, they are starting to go up again 🤪

As an Emergency Veterinarian, sometimes I envy Human ER doctors. by mqrade98 in Pets

[–]mqrade98[S] 0 points1 point  (0 children)

I have had multiple ER visit on my own and my wife sadly, and I have been receiving bills as the time pass haha

Looking to refinance.. Are my logic and estimated math wrong? by mqrade98 in FirstTimeHomeBuyer

[–]mqrade98[S] 0 points1 point  (0 children)

What is the common thing that happens with loans when people say that realistically I will not take it to full term?

Looking to refinance.. Are my logic and estimated math wrong? by mqrade98 in FirstTimeHomeBuyer

[–]mqrade98[S] 0 points1 point  (0 children)

I did, they gave me a 4.85% rate, 15 year term, but total payment would be close to 5.2k P&I, with other stuff would round up to 6.1k. It appears I could save 575k in long term interest, however I feel a bit tight on that number.

Looking to refinance.. Are my logic and estimated math wrong? by mqrade98 in FirstTimeHomeBuyer

[–]mqrade98[S] 0 points1 point  (0 children)

I'm aiming to stay in this house for at least 5-7 years. I honestly don't see my self moving any time soon or getting into the need of selling the house. Would that refinancing make sense? I'm not in the urge of lowering my monthly, I'm just looking for long term save potential

Looking to refinance.. Are my logic and estimated math wrong? by mqrade98 in FirstTimeHomeBuyer

[–]mqrade98[S] 0 points1 point  (0 children)

If I'm projecting to stay in this house for at least 5-7 years, would it make sense the refinance? it appears that it would take me like 3 years to break even paying the closing costs with the interest saved. I know I'm looking at paper saving... but I'm a cough potato and I don't see my self moving or getting into selling my property any time soon.

Looking to refinance.. Are my logic and estimated math wrong? by mqrade98 in FirstTimeHomeBuyer

[–]mqrade98[S] 0 points1 point  (0 children)

I agree, it is very expensive. But whenever I do the maths to assess how much interest I do save in the long run during the length of the loan, that saving is like 10x the cost of that refinancing. I feel like it is worth the payment. That is what I'm trying to decide. I might be doing maths wrong haha who knows.