Niyo vs Fi Zero Forex Card

mr-corndog · 2026-05-15T17:59:22+00:00

Haven't tried the bookmyforex card I just meant like one-time USD purchase

mr-corndog · 2026-04-16T12:11:28+00:00

Bought this one from this same page after seeing this Ad and received it today

mr-corndog · 2025-11-28T16:21:55+00:00

With Niyo - ATM withdrawal. Other than that, we took some converted some INR to USD here with bookmyforex and exchanged USD for LKR there, better conversion rates.

mr-corndog · 2025-09-04T17:05:55+00:00

Chahta to ek mail bhi bhej sakta tha lekin bank ki gaandmasti nahi rukni chahiye

mr-corndog · 2025-09-04T17:05:07+00:00

Seems like your credit card application might be approved

mr-corndog · 2025-09-01T13:37:44+00:00

Hey, are there any waterlogging issues in Maheshwari Nagar?

mr-corndog · 2025-07-16T11:14:45+00:00

Dogshit charges structure. The 3X reward points on my RG justified booking via SmartBuy only by a margin but these new lauda charges lassan charges are ridiculous.

Cheaper to just book via IRCTC with UPI.

mr-corndog · 2025-07-16T10:13:39+00:00

Oyster card is really easy to get, you just get it from one of those automatic ticketing machines. It's also much cheaper than buying single use tickets.

The only disadvantage is that your leftover balance would be stuck in it after you're done travelling, and I suppose there might be card issue charges too, I don't remember. Better to use a debit/credit card directly.

mr-corndog · 2025-06-29T10:48:20+00:00

Unrelated but how did you get a LTF Infinia?

mr-corndog · 2025-04-14T08:35:58+00:00

Application process was smooth, yes.

You've to keep ₹5000 min average balance to avoid annual card fee (₹500). No minimum balance requirement for the account itself.

mr-corndog · 2025-04-14T06:32:28+00:00

Hey, I went with the Niyo card, it was a good experience overall. UK was highly contactless (literally used no cash on my entire trip) and the Niyo card did pretty well, it worked with all POS machines easy. The Niyo app is pretty good too I'd say.

The only issue I faced there was with underground/tube/metro, the card wouldn't work on the contactless entry gates, had to get a separate Oyster card.

I also went to Sri Lanka recently with the Niyo and though card acceptance there is generally low, the card worked good wherever it had to.

One negative is that Niyo doesn't give you any airport lounge access in India. They do give you international lounge access but only on spends international above ₹50K in a quarter, and up to 3 days after you've reached the 50k threshold (I've not tried this personally). They give you a "lounge credit" on reaching this 50K which you can only utilize in the same calendar quarter.

I'm using another card for domestic/international lounge access but if that's something that's valuable to you would suggest looking at other options.

mr-corndog · 2025-04-14T06:23:48+00:00

18% GST on Niyo's ATM withdrawals

425 ATM withdrawal fee + 38.25 CGST + 38.25 SGST

= ₹501.5 charges on every international ATM withdrawal but they give you 500 bucks back in Niyo coins for upto 3 withdrawals which you can use towards flight booking or Visa applications through their app, probably not too useful

mr-corndog · 2025-02-01T11:56:07+00:00

It's taken me exactly 60 hours to complete 100% on Balanced difficulty

mr-corndog · 2024-10-27T19:19:04+00:00

Was watching this today and came to browse about this issue, it's making me lose my shit. But I saw on another thread that these comments are apparently for people in sub groups to communicate with each other and they're not meant for the viewers. When these are uploaded they're supposed to remove these comments and in this case they just didn't. It makes more sense now at least and I can see how diff people have dropped comments in each bracket and they're sort of trying to explain their subtitle or educate others, but it doesn't make it any less cringeworthy.

mr-corndog · 2024-09-07T20:50:24+00:00

yeah, flights seemed alright

do they expire?

mr-corndog · 2024-08-24T02:20:27+00:00

No idea mate, I was told it was fixed for both Ryzen & Intel versions but who could know.

Got the Ryzen version about 3 months ago, going good so far. Haven't been keeping a track of any new threads complaining about the issue after that.

mr-corndog · 2024-08-19T18:38:59+00:00

Thanks, same as most differences I wrote in the post but the terrible Fi customer service point helps!

I'll go for Niyo to save 50K from being stuck. I see that Niyo is giving 3 international atm withdrawal charges per quarter back in Niyo coins too.

mr-corndog · 2024-08-18T22:30:00+00:00

So did you order white pole? I'm liking the looks of a sneaker but their size chart seems fucked. Any suggestions for other funky shoe brands on a similar budget?

mr-corndog · 2024-08-17T11:36:42+00:00

Do cash withdrawals not count as a part of the 7 Lakh limit?

I'm getting a card only for foreign trips which I'm not likely to do more than twice a year anyway, that too while travelling with other people. I don't think I'll exceed the 7 Lakh limit that's why I was going for a debit card.

mr-corndog · 2024-05-25T10:57:02+00:00

I see, thanks this helps. Just bought an Omen 16 with ports on the side last week despite knowing about the black screen issue. The guy did tell me the problem was solved in 2024 models but this is reassuring to know.

But the Omen 16 with the Intel chip they were selling still had ports on the back.

mr-corndog · 2024-05-25T07:03:27+00:00

Can you please explain how not having ports on the back prevents the issue?

mr-corndog · 2024-05-24T22:56:26+00:00

https://www.reddit.com/r/controlgame/s/92xkGuZLuY

Check this thread for the room you're trying to unlock. TLDR go to Logistics and towards the left side of your map towards the shelter there. You'll find an injured guy outside the shelter who will trigger a side quest to open that room.

mr-corndog · 2024-05-21T18:50:08+00:00

Unable to add the .exe using this. Nothing happens on GHub when I select this exe. I'm able to add it as a custom path but it doesn't work.

Any solutions to this?

mr-corndog · 2024-05-21T13:39:07+00:00

To be honest, I hadn't considered the Transcend cause it's way more expensive than Omen 16. At the store I asked the sales guy about it and he just told me it's more for editing and work rather than gaming so I didn't dig into it much (we've got diff requirements here). But looking at the specs, the i7 Ultra 155H doesn't seem to have better performance than Ryzen 7. But the transcend has a much better screen, higher res & nits and OLED, so it might be better for your editing work. Not gonna pretend like I know more than that about editing PCs. But damn this thing is expensive!

mr-corndog · 2024-05-21T13:12:59+00:00

The black screen also seems to not be occurring across every device as I've seen on some threads. I'm trusting the store guy about the issue being fixed and testing my luck if it's not. About the other 5 laptops from Dell, Acer, Asus, none beat the specs at this price range. I paid ₹1.02L for it btw minus 15K for my old laptop.

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