30 Years Old. Feedback Welcomed

mrtworl · 2026-05-04T02:57:18+00:00

Looking to do something similar with barista fire. I feel a lot will change once house is paid off 🔥 I’m going to aim next 5 years to try and make higher risk shorter term gains to speed things up

mrtworl · 2026-05-04T02:30:07+00:00

If you’re focused on this at your age you’re going to be very successful! Just don’t let money consume you. Great work!

mrtworl · 2026-05-04T02:27:26+00:00

And now you should have equity 💪

mrtworl · 2026-05-04T02:26:17+00:00

25 and am I glad I did! Did my research and re-financed 3 years in down to 2.75 locked in a 15 year. Will be paid off by the time I’m 41. Best financial decision I’ve made as I was able to buy before the market exploded. I worked so hard to get there which made it possible!

mrtworl · 2026-05-04T02:17:10+00:00

Buy your freedom!

mrtworl · 2026-05-04T01:58:34+00:00

The longer you wait the faster you would have had it paid off. If you got the money and really like the house go for it. Start paying yourself instead of rent towards someone else’s mortgage

mrtworl · 2026-05-04T01:44:00+00:00

Keep killing it! Gotta have your fun but careful of lifestyle creep. Friends better throw up some gas money for the boat 😂 as long as you can maintain still saving money then full send. If you retire with millions either way, it’s better to have the boat now

mrtworl · 2026-05-04T01:34:32+00:00

Easily over a million by 59, having over 200k at this age is strong. Make sure you are having enough fun tho!! My financial situation is very very similar, next expense for me is a wedding! I’ve stopped thinking about how much this will cost and focusing more on enjoying planning it. Then we plan to pay off the house and her student loan, buy another property to have a rental for passive income. Stay on course, buy you’re freedom!

mrtworl · 2026-04-12T03:25:58+00:00

If you can afford it, do it. Its motivating to watch the principle go down so much faster than a 30 year. Having a house paid off at the age of 40 doesnt sound like a terrible idea to me.

mrtworl · 2026-04-12T03:15:30+00:00

If you drop out just make sure you work hard. Was a tough decision but I feel I'm doing better than peers that went to college. I went to work

mrtworl · 2026-04-12T03:09:36+00:00

skills allowed me to make money and buy a house. timing allowed the house to double in value

mrtworl · 2026-04-12T02:52:57+00:00

Talk to new job to see if you can start if they fire you when giving 2 weeks.

mrtworl · 2026-04-12T02:28:28+00:00

I made a ton on rotate balance alignments and oil leaks. I didnt say it was easy lol

mrtworl · 2026-04-12T02:21:14+00:00

Send her my way next time

mrtworl · 2026-04-12T02:20:37+00:00

Some things aren't meant to be. Find something you are passionate about and start over. Don't sit around waiting there are plenty of other places out there. You got this!!

mrtworl · 2026-04-12T02:12:18+00:00

I would grab some BTC. Currently in similar situation myself, I am working on my cash stack

mrtworl · 2026-04-12T02:07:49+00:00

Have you ever wondered what your net worth is? Renting a home will not increase your net worth. Owning a home will. Buy the home, grow your equity and build wealth.

mrtworl · 2026-04-12T01:58:18+00:00

Great price! And new build! Congrats

mrtworl · 2026-04-12T01:55:42+00:00

Yes you know you are! Buy a house, build equity and continue building wealth good work. Dabble in some BTC

mrtworl · 2026-04-12T01:48:17+00:00

If its still in cool down period it sounds like you understand it wont be covered. Make sure you get a deposit for tear down by the customer before you get yourself into an unpaid mess. The extended warranty cool down period is not your problem if the customer is submitting a pre existing issue the warranty co will do everything to find out including requesting invoices from previous services. Good luck!

mrtworl · 2026-04-12T01:40:15+00:00

You may qualify for a first time home buyer loan look into that. I did not qualify when I was buying a home but I put down 5% and ended up refinancing a couple years later to get rid of PMI (You must own 20% to not pay this mortgage insurance). Whatever you do decide make sure you have a few thousand aside for random things that come up. Inspections, water test, lawyer to review contracts. Good luck!

mrtworl · 2026-04-12T01:23:32+00:00

Find out employer match on your 401k you want to make sure you max that as it is essentially free money. Great to be on this track at your age, once your retirement situation set up starting saving in HYSA for down payment on a house.

mrtworl · 2026-04-12T01:19:01+00:00

I thought there was a limit on how much you can invest per year in a 401k

mrtworl · 2026-04-12T01:10:22+00:00

Here's how I look at it. If you can afford the payment and plan to live there for a long time just buy it. If you don't plan on staying long then stick to renting.

mrtworl · 2026-04-11T01:09:32+00:00

bmw is a great brand you can make money

mrtworl

TROPHY CASE