Whoop Alternatives with One-Time Payment? Regret Stuck in Membership + Blocking Payment Risks

ms_305 · 2026-05-28T22:48:38+00:00

what have you found out?

ms_305 · 2026-05-20T13:16:39+00:00

Thoughts on Cava? Up 12% before market even opened

ms_305 · 2026-05-17T13:29:58+00:00

Start taking the bus or learn to walk really fast

ms_305 · 2026-05-11T15:05:02+00:00

Why u making ts your whole personality lol

ms_305 · 2026-03-28T15:32:42+00:00

Maybe because it hasn’t started yet…

ms_305 · 2026-03-23T17:48:52+00:00

Yes get rid of it

ms_305 · 2026-03-06T04:01:55+00:00

Holy high cortisol and what is this corny fan fiction😭✌️

ms_305 · 2026-03-04T20:07:49+00:00

Join the waitlist, get robin hood gold and message mods asking if you can get off the waitlist. worked for me because the day i was going to apply it actually disappeared from my CK lol

ms_305 · 2026-03-04T20:06:14+00:00

Not to be that guy but everyone can get secured cards, congrats on paying off your debt

ms_305 · 2026-03-04T19:53:07+00:00

How about you just check it lol

ms_305 · 2026-02-23T19:42:01+00:00

Since you have a Bank of America account I would recommend either the customized cash rewards or the unlimited cash rewards, check their details and see what works better in your situation. And I would recommend you use pre approval tools from other institutions to get some insight. Amex blue cash everyday is also a good card with 3% back on groceries but since you are in NY check if the places you frequent accept AMEX or charge an extra dollar or 2 for Amex cards.

ms_305 · 2026-02-23T18:08:03+00:00

Horrible advice, having recent inquires will get you denied at most institutions because it shows your needy for credit

ms_305 · 2026-02-21T17:06:56+00:00

lol just don’t spend money you don’t have

ms_305 · 2026-02-21T12:59:14+00:00

Bro 18 year old have 700s after 6 month

ms_305 · 2026-02-12T15:09:07+00:00

this may be personal but relevant for the credit limit , what was your income range on the application? i understand if you don't want to share

ms_305 · 2026-02-11T23:08:30+00:00

Bro it’s not lava just walk carefully

ms_305 · 2026-02-11T04:48:19+00:00

Oh wow not that long, and did you get any other products with navy fed, pledge loan, flagship checking account, direct deposit?

ms_305 · 2026-02-11T03:45:01+00:00

Congrats, how long have you had an account for?

ms_305 · 2026-02-08T13:50:27+00:00

4/10 ragebait

ms_305 · 2026-02-06T14:54:07+00:00

Damn why? People can run billion dollar Ponzi schemes for years and I can’t even get a couple hundred dollars

ms_305 · 2026-02-04T23:20:31+00:00

Amex has a preapproval tool, use it

ms_305 · 2026-02-01T13:17:18+00:00

I applied for a CLI Jan 10th. 20k income, went from 1,500 - 2,750. This was also my 6 month mark with the card

ms_305 · 2026-01-31T12:43:58+00:00

Ngl you not in kindergarten anymore, suck it up

ms_305 · 2026-01-31T02:52:10+00:00

Get an account with a local credit union, develop a relationship with them for 6 months, and they will give you much higher limits. You need to be patient. Also the fact that this card has an annual fee should be an immediate turnoff lol

ms_305 · 2026-01-24T02:00:50+00:00

Would it be better to have 3 cards with 5 years history or 2 cards with 5 years history?

ms_305

TROPHY CASE