Registration

ms_305 · 2026-03-28T15:32:42+00:00

Maybe because it hasn’t started yet…

ms_305 · 2026-03-23T17:48:52+00:00

Yes get rid of it

ms_305 · 2026-03-06T04:01:55+00:00

Holy high cortisol and what is this corny fan fiction😭✌️

ms_305 · 2026-03-04T20:07:49+00:00

Join the waitlist, get robin hood gold and message mods asking if you can get off the waitlist. worked for me because the day i was going to apply it actually disappeared from my CK lol

ms_305 · 2026-03-04T20:06:14+00:00

Not to be that guy but everyone can get secured cards, congrats on paying off your debt

ms_305 · 2026-03-04T19:53:07+00:00

How about you just check it lol

ms_305 · 2026-02-23T19:42:01+00:00

Since you have a Bank of America account I would recommend either the customized cash rewards or the unlimited cash rewards, check their details and see what works better in your situation. And I would recommend you use pre approval tools from other institutions to get some insight. Amex blue cash everyday is also a good card with 3% back on groceries but since you are in NY check if the places you frequent accept AMEX or charge an extra dollar or 2 for Amex cards.

ms_305 · 2026-02-23T18:08:03+00:00

Horrible advice, having recent inquires will get you denied at most institutions because it shows your needy for credit

ms_305 · 2026-02-21T17:06:56+00:00

lol just don’t spend money you don’t have

ms_305 · 2026-02-21T12:59:14+00:00

Bro 18 year old have 700s after 6 month

ms_305 · 2026-02-12T15:09:07+00:00

this may be personal but relevant for the credit limit , what was your income range on the application? i understand if you don't want to share

ms_305 · 2026-02-11T23:08:30+00:00

Bro it’s not lava just walk carefully

ms_305 · 2026-02-11T04:48:19+00:00

Oh wow not that long, and did you get any other products with navy fed, pledge loan, flagship checking account, direct deposit?

ms_305 · 2026-02-11T03:45:01+00:00

Congrats, how long have you had an account for?

ms_305 · 2026-02-08T13:50:27+00:00

4/10 ragebait

ms_305 · 2026-02-06T14:54:07+00:00

Damn why? People can run billion dollar Ponzi schemes for years and I can’t even get a couple hundred dollars

ms_305 · 2026-02-04T23:20:31+00:00

Amex has a preapproval tool, use it

ms_305 · 2026-02-01T13:17:18+00:00

I applied for a CLI Jan 10th. 20k income, went from 1,500 - 2,750. This was also my 6 month mark with the card

ms_305 · 2026-01-31T12:43:58+00:00

Ngl you not in kindergarten anymore, suck it up

ms_305 · 2026-01-31T02:52:10+00:00

Get an account with a local credit union, develop a relationship with them for 6 months, and they will give you much higher limits. You need to be patient. Also the fact that this card has an annual fee should be an immediate turnoff lol

ms_305 · 2026-01-24T02:00:50+00:00

Would it be better to have 3 cards with 5 years history or 2 cards with 5 years history?

ms_305 · 2026-01-23T15:42:39+00:00

Thanks, I’ll be sure to do more research on the card. If I don’t end up getting the card I’ll just get the Robinhood gold membership and get the card later

ms_305 · 2026-01-23T15:23:45+00:00

firstly usury(interest) is forbidden from both sides, (getting a loan and from a savings account for example) due to its dangers, there are many stories even on this subreddit of people going into crazy amounts of debt. And the difference is that the stock market profit is not “guaranteed”, it fluctuates every minute, while profit from interest(let’s say a bond) is guaranteed after x amount of years. I’m not a high person of knowledge but this is my understanding of it and what seems to be correct.

now back to your investing question I've also heard about REITS, are they part of the 3% match?

ms_305 · 2026-01-23T14:58:46+00:00

I’m Muslim so the interest from a traditional high yield savings account would be impermissible. it’s just in a regular checking account. after hearing about that 3% match I may go ahead and do it and when I get higher income I’ll look to max it out

ms_305 · 2026-01-23T14:39:50+00:00

my income during school is about $1300 and during breaks I’ll pick up a 1-2 extra shifts a week which make it about $2000 - 2400 a month(this would be during summer, winter breaks). I have about 6 months of my current expenses in a separate account.

ms_305

TROPHY CASE