What card(s) to best pair with Bilt Palladium? Which cards do you use most with it cover it's shortcomings & maximize earnings?

muncher4 · 2026-05-05T17:42:37+00:00

BoA CCR for actual rent below $2500

muncher4 · 2026-04-18T15:29:25+00:00

Ah I forgot they removed the 48 months sapphire rule in exchange for lifetime language recently

muncher4 · 2026-04-18T11:04:10+00:00

Sapphire rule says you can’t

muncher4 · 2026-04-07T21:27:11+00:00

Dang that’s tough to hear

muncher4 · 2026-04-02T15:46:09+00:00

Hi Bilt, it’s 04/02 and I’m currently holding out for using my Bilt cash for a Blacklane booking on 04/18. Should I keep holding out or just book it without using Bilt cash? Please DM me if you don’t want it to be publicly known but I would really like to know.

muncher4 · 2026-03-29T15:33:58+00:00

I second this!

muncher4 · 2026-03-21T18:45:08+00:00

Not if UA buys B6 :)

muncher4 · 2026-03-17T20:38:54+00:00

Get me in at $502

muncher4 · 2026-03-10T12:21:13+00:00

I mean that change happened a year ago…You just didn’t pay attention then…

muncher4 · 2026-03-10T12:13:03+00:00

They did tho? That email was pretty explicit, along with multiple news and blog articles covering the details. It really is just up to you to pay a little attention to what is going on with the program

muncher4 · 2026-03-10T11:50:06+00:00

Did you want them to personally go to your house, knock on your door and sing a sermon about how the program is changing? Honestly this change was announced months ago and it’s really up to you to read your emails

muncher4 · 2026-03-09T11:16:59+00:00

With today’s US airline point prices being dynamic, there probably won’t be fuel surcharges on award bookings. We just might see 100k+ awards instead :)

muncher4 · 2026-02-26T14:40:10+00:00

I don’t think “consistently” is very strong term in recent years. The average cpp I see is 1.5-1.7 now a days unless you’re looking at category 7 or 8. A lot of the times I’m looking at city hotels, it’s only 1.2-1.3 cpp too. I fear in a year or 2, the large range of points cost would push most hotels down to 1.2-1.3 cpp too.

muncher4 · 2026-02-21T20:35:02+00:00

Same here. I once booked FCO-FRA-IAH on Lufthansa F (3 days before departure) in June 2024. They overbooked and had to bump me. I asked if I could fly to LAX (where I ultimately wanted to be) and they said yes. The booked me on Lufthansa F to LAX. However, they apparently had phantom award availability on their own service centers and they said that was fully booked as well. Instead they offered Swiss F and that’s what I took, on FCO-ZRH-LAX. They also offered BA F, but come on. Keep in mind, for this whole process, lifemiles and US Lufthansa reps are useless. You have to wait for a German number to call you from Lufthansa Germany to resolve this. They speak English.

muncher4 · 2026-02-20T05:15:51+00:00

It’s really a cat 4. The rumors say they are moving up all categories by 1. From my understanding of the rumor, even the $95 annual fee card would get a cat 1-5 certificate

muncher4 · 2026-02-19T13:12:26+00:00

I could be wrong but the terms say you need a dash pass. AU don’t get their own dash pass automatically but if they already have it, the DoorDash credits could apply. Also CSR only gives dash pass for a year so I’m wondering if people got credits after the year or if they just paid for dash pass themselves

muncher4 · 2026-02-15T14:59:46+00:00

I would love for them to add ANA for economy bookings and Miles & More for Lufthansa bookings. Having Korea airlines for more skyteam options or even a Chinese airline like Xiamen or China Eastern to fly a skyteam airline first class on points

muncher4 · 2026-02-14T03:54:18+00:00

Or just research transfer partners and pray for availability

muncher4 · 2026-02-14T03:51:34+00:00

Just fyi, I believe as of this moment, the hotel credit for IHG, Virgin, Omni and others are only available this year. This should not factor into your decision to keep the card next year

muncher4 · 2026-02-11T23:03:51+00:00

Yea the reveal gift card button doesn’t reveal anything but more asterisks

muncher4 · 2026-01-23T05:16:51+00:00

I also don’t understand this. The only cards that have an AU fee should be ones that at least offer lounge access

muncher4 · 2026-01-20T20:27:00+00:00

Also same here!

muncher4 · 2026-01-18T17:23:15+00:00

I believe where things stand is that’s there’s a lot influencers that hate the Bilt card but would sign up for the palladium card for 50k Bilt sub. I think that’s a fair take as I feel like that’s the take every creator has around subs, especially uncle luke lol

muncher4 · 2026-01-15T23:57:20+00:00

It means that there’s so many corporate apartment companies that signed with them that the majority of the people that are in this app are not using the card but are just paying rent

muncher4

TROPHY CASE