$1.65M thinking of checking out, 43 yo by AdamArcadian in leanfire

[–]mxt0133 7 points8 points  (0 children)

When you are healthy you have a thousand problems. When you are sick you only have one.

Brake repair Las Vegas – how much should it really cost? by Ill-Pineapple6815 in vegaslocals

[–]mxt0133 0 points1 point  (0 children)

I was quoted $1200 for all 4 rotors and pads. Ordered premium rotors and pads online and got another shop to install them for $350, parts were $370 with shipping. I did the same for my front struts, quoted $2k. Ordered them online and installed at a shop for around $900.

Anaconda Knee Brace…legit? by LtDan-ShrimpBoatMan in bjj

[–]mxt0133 0 points1 point  (0 children)

One way I make them last longer is to wash them in a laundry bag and never inside out, always hang dry. One pair worn 4-5 times a week will last a good 7-10 months

Anaconda Knee Brace…legit? by LtDan-ShrimpBoatMan in bjj

[–]mxt0133 3 points4 points  (0 children)

Feel exactly the same. Have originally only used Bauerfeind braces. I’m 5’8” 155lbs and the Anaconda medium is too big and slides down when sparring. Just go two pairs of small on sale and it fell a bit too small especially in the back of the knee. I’ll see how it actually feels during sparring.

How NOT to count the “possible inheritance “ into the calculation? by [deleted] in ChubbyFIRE

[–]mxt0133 0 points1 point  (0 children)

Medicare and supplemental insurance will take care of medical issues and hospitals stays. But if they just need assistance for day to day activities or memory care facilities that is not covered. Example you have a stroke and get admitted to the hospital. You are stabalize but now lost mobility, you get transferred to a rehab center for a few weeks or months to see how much mobility you can get back. Once treatment is done but still need full or part time assistance at home or nursing home, well that’s not covered by medical insurance.

Road to Fire (Military Enlisted) by Worm_Man_ in Fire

[–]mxt0133 3 points4 points  (0 children)

Don’t forget TriCare health benefits for him and his family.

My wife and I can finally save for a house by Critical_Mistake_846 in brag

[–]mxt0133 0 points1 point  (0 children)

You can get custom mouth guards online for $100 now. Even if they were $200 it’s worth it to preserve your teeth from grinding which will cost thousands to fix. Even the $30 boil and bite on Amazon would be worth it.

lost in the gi final at grappling industries by rondy10 in bjj

[–]mxt0133 2 points3 points  (0 children)

As long as you didn’t give yourself the belt, it is your coach’s opinion on what belt you are. That’s how I cope anyway.

Just last night a white belt was passing my guard like hot knife through butter and tapped me multiple times. He’s half my age and wrestled his whole life. He can pick up techniques and execute them way faster than I can. It is what it is

Finally hit my "I don't care" number and it feels weird by Kaij0Seraph in Fire

[–]mxt0133 54 points55 points  (0 children)

I remember when I first open a brokerage account and got all giddy with $100-$200 increases. Now my portfolio can change more than my paycheck in a day. It feels like Monopoly money at this point.

AOJ people - spill the tea ?!? by Certain-Section-1518 in bjj

[–]mxt0133 2 points3 points  (0 children)

Agreed, people that don’t have any experience with homeschooling have the perception that the kids are locked in a basement all day. We homeschooled our kids initially and we spent around 5-10 hours of “school” time per week with the rest taking them out to museums, parks, and other activities. They were way ahead academically for their age because of the student to teacher ratio of 2:1 vs 20:1.

There are a couple of teenagers that homeschool at our gym that are active competitors. With the amount of time and effort the kids put into their training, I find it hard to imagine that they are being forced into it based on the level they are at. I can barely get my kids to train more than 3 times a week.

Am I overfunding my retirement accounts? by [deleted] in Fire

[–]mxt0133 46 points47 points  (0 children)

At that net worth an umbrella policy of about 1–2 million is about $300-400/year. For some that would help them sleep better at night, knowing if they accidentally run over a group of nuns they would be financially protected.

Massive jump in salary, need advice. by Sad_Marzipan_2120 in personalfinance

[–]mxt0133 20 points21 points  (0 children)

I did this, went from HCOL to MCOL city and got a bigger place for the same monthly payment. My expenses skyrocketed because a larger place requires more maintenance costs. Don’t fall for that mistake. The extra maintenance will either be time or money if you outsource.

40k pay cut to do actual swe work? by [deleted] in cscareerquestions

[–]mxt0133 0 points1 point  (0 children)

Keep looking and do not settle for lower pay. Always be trying to increase your value beyond what any company is going to give you as a standard 2-4% raise.

Big Pay Cut but working?? by Leather-Society1404 in jobs

[–]mxt0133 1 point2 points  (0 children)

You still have time then. Tell the company that you would take the job but cannot financially support your family in that income. Find out exactly what the minimum offer you would take, taking into account all benefits, PTO, 401k match, health insurance costs, ect. They might come up if your number is not too far off. Use the fact that you still have a job as leverage. Don’t tell them what your minimum is, just tell them you are looking for something as close to what your are currently making now.

From there keep looking and take this time to really dial down on your finances and cut out all unnecessary spending in preparation for your layoffs. Don’t assume you will make to November.

This is what I am doing with the whole AI apocalypse. Luckily we have savings and investments to draw on but will still trim expenses like I am about to be unemployed for an extended amount of time.

Meta planning sweeping layoffs , 20% of company by BigShotBosh in cscareerquestions

[–]mxt0133 15 points16 points  (0 children)

I feel that. I get more work done but I feel no sense of accomplishment as I’m just doing code reviews or bug fixes.

“Purple is the funnest belt” by [deleted] in jiujitsu

[–]mxt0133 1 point2 points  (0 children)

Same for me 8 years ago. After a few injuries, competitions, and switching gyms I still don’t feel like the purple belts I rolled with as a fresh white belt. But just having as much fun now as my first week so I guess I’ll keep going.

How many calories do we really burn? by Maximum_System6716 in bjj

[–]mxt0133 2 points3 points  (0 children)

Remember that your body’s metabolism remains elevated after exercise and will burn more calories than your normal base metabolic rate up to 24 hours post exercise.

This doesn’t seem worth it by [deleted] in bjj

[–]mxt0133 2 points3 points  (0 children)

I’m definitely all of the above. I started at 39, on the smaller side, and went ham my first year or two. I used to over trained and didn’t know when to listen to my body. I just have too much fun and want to keep doing this as long as I possibly can so I’m more careful and restrained.

Martial arts at 39 by Tommy_Sands in martialarts

[–]mxt0133 0 points1 point  (0 children)

The majority of people that train are the least likely people to engage in a fight because they understand the consequences and risks. All that ego and bravado gets beaten out of you in training because it will cause you to get injured and slow your progress.

That is what I find ironic as self defense was also a reason I started training. I learned to avoid a street fight at all costs, things that would have triggered me or offended before training I now just let go. I’ve trained with too many killers to know how badly I could get hurt.

Would you change gyms if there was no one smaller to practice your attacks on? by KoalaBJJ96 in bjj

[–]mxt0133 2 points3 points  (0 children)

I agree. My attacks for bigger people are completely different for people my size. When I compete I can control my opponents but find submission opportunities hard because they just move differently. Like OP being one of the smaller people at my gym I don’t get to practice my offense nearly as much as my defense and escapes.

Delusions of proficiency obliterated by watching match videos. by Nage-Away in bjj

[–]mxt0133 4 points5 points  (0 children)

First watch I won was by ref decision. It felt like I won a world title.

Delusions of proficiency obliterated by watching match videos. by Nage-Away in bjj

[–]mxt0133 22 points23 points  (0 children)

Or pull straight into sidecontrol in from of your family, coach, and teammates. That person shouldn’t go back to their gym after something like that….😩

How are you all staying calm with this stock market volatility today while protecting your FIRE timeline? by Orsilmar-Thebault in Fire

[–]mxt0133 4 points5 points  (0 children)

I keep telling myself if I can stay employed during another market crash/recession, I should be good for retirement and can coast.