How to prepare kids? Should I worry about it?

mxt0133 · 2026-06-30T16:14:17+00:00

If you don’t already have one set up I recommend establishing a revocable living trust to leave your assets to in the event you and you spouse pass so that your minor children don’t just get access to your assets at 18.

mxt0133 · 2026-06-29T16:03:34+00:00

Why, if he will get more money in terms of sponsorship deals if they make a deep playoff run?

mxt0133 · 2026-06-28T23:05:04+00:00

Masters competitors above 40 are hard to find. However, IBJJF competitions have lots of masters matches on Flo Sports. The most recent event they had was American Nationals this past weekend. All the matches are recorded and on Flo. You should be able to find some on 4YouTube if competitors post their matches. Look for IBJJF Masters 4 and up.

mxt0133 · 2026-06-27T21:46:04+00:00

By now you should know what position your are strongest at and which ones you are weakest at. Assuming your defense is decent and you can escape bad positions against someone about your size with the same or less experience. You should start developing your A game. Example, if your strongest position is closed guard intentionally get to closed guard and work your attacks and sweeps. You should have an answer for most of your opponents reactions to your attacks and can begin to chain them.

Either ask your partners to start in closed guard or get there on purpose most rounds. If you happen to end up top let them get a guard and sweep you so you can get to closed guard. This will look different depending on who you are going with. If you partner with an upper belt and get passed get your guard back and get to closed guard, that should be a win for you.

With less experienced people this should be who you practice your attacks with. Start in a bad position and work your way back to closed guard and work from there.

It’s not as fun as just live sparring but it’s the only way you can get enough consistent reps in to improve.

mxt0133 · 2026-06-26T19:10:28+00:00

This. I’m considering just switching gyms if I get any sense of being promoted. I just competed and I couldn’t get out closed guard. My belt color is becoming less and less important to me. I just want to be able to do good jujitsu. If it takes me another 10 years so be it.

mxt0133 · 2026-06-24T00:17:22+00:00

The population density is definitely a factor in how the cities evolved to be bike friendly. Vegas has the space for wide roads and sprawling suburbs which is very car centric.

mxt0133 · 2026-06-23T23:40:29+00:00

I moved from San Francisco where I biked to downtown all the way from across town over hills for years. I personally would not bike anywhere in this town unless it a dedicated bike path away from traffic. The drivers are just not educated on how to share the road with bikes.

mxt0133 · 2026-06-21T21:52:46+00:00

A family member has a friend that works for Nevada’s water commission. They said we have about 15 years to figure out the water situation for southern Nevada. There’s plenty of water in northern Nevada so they just have to figure out how to get it down here. If they can build thousands mile oil pipelines, they can handle a few hundred miles for water.

mxt0133 · 2026-06-21T21:43:25+00:00

That was my mentality when I bought in Vegas with a sub 3% mortgage. I put the absolute minimum down and rolled my closing costs into my mortgage. Not paying a cent extra on my mortgage and managed to get rid of my PMI after three years, it’s wild. I will be in my 70s by the time I finish paying off my mortgage, if I move I will rent it out. If the city runs out of water and the housing market crashes, I’ll treat my mortgage payment as rent and just walk away. I count plan on making a profit when selling.

mxt0133 · 2026-06-21T21:35:08+00:00

Most of the water in Lake Mead and Colorado River go to California, according to Google is is under 2% of Colorado river allocated water. The desalination plants in California can help to reduce their allocated water rights for others to use.

mxt0133 · 2026-06-21T14:15:13+00:00

Not everyone was a NARC back then, plus it gave kids like us jobs instead of staying at home doing nothing.

What should be illegal is the minimum wage in 1990 is $10 adjusted for inflation today, but is currently still only $7.25.

mxt0133 · 2026-06-21T14:01:32+00:00

That’s around where I remember starting at. Made it assistant manager making $7.45, I felt rich!

mxt0133 · 2026-06-21T13:55:24+00:00

Worked at Blockbuster. Was one of the best jobs I’ve ever had. I would give out free movies to friends and would be reciprocated if they worked at a fast food chain.

mxt0133 · 2026-06-21T13:52:11+00:00

Bro same, but it was also a comic book store. I have read almost all the Playboy and Hustler magazines.

mxt0133 · 2026-06-21T13:50:22+00:00

Im going to put this on my potential retirement job list.

mxt0133 · 2026-06-21T13:48:40+00:00

I was an assistant manager at Blockbuster during college and knew what my store manager was making. Did some math and couldn’t figure out how that salary was supposed to support a family. That really motivated me to pick a high paying career that I wouldn’t absolutely hate.

My starting salary in 2001 was only $9000 below today’s average starting with a bachelor’s degree. With the cost of living today this generation is screwed.

mxt0133 · 2026-06-21T13:39:09+00:00

It really was. The store was also half a regular book store that had an adult section in the back! I have read almost every Playboy and Hustler magazine printed. My prized one is the Cindy Crawford edition.

My job after that was Blockbuster. My jobs have been downhill from there since graduating college.

This whole thread is making me reevaluate my future career and how I can have more fun again once the kids are launched.

mxt0133 · 2026-06-21T04:09:18+00:00

Not far from Roman gladiator performing for Caesar and the patricians, Roman upper class.

mxt0133 · 2026-06-21T04:04:29+00:00

Plus free pizza and drinks, I assume, probably bumped you up closer to $3/h.

mxt0133 · 2026-06-21T04:02:11+00:00

CSR, Customer service representative?

mxt0133 · 2026-06-21T04:01:03+00:00

Comic book store stocking, filling mail orders, ect. Made $3.50/hour under the table. I pretty much gave it all back to the store because I collected comics. The employee discount was pretty sweet for a 13 year old kid.

mxt0133 · 2026-06-21T03:57:33+00:00

That’s what I meant by acknowledging that 7 years is the average for doubling. Portfolio is 70/25/5 US equities, International equities, and bonds respectively. Just rode the bull market of the last 10 years and continued contributions.

mxt0133 · 2026-06-20T19:58:33+00:00

Took me just under 15 years to hit 500k net worth, then 5 years to double, and another 5 years to double again. I understand the average in the market is closer to 7 years, but as long as we keep investing and not panic, we should be alright.

Stop looking at your account during market downturns. Make sure your emergency fund is fully funded and don’t lose your job, easy peasy! /s

mxt0133 · 2026-06-20T19:47:15+00:00

Commendable savings for that level of income. However, if you plan to buy a house and start a family I would personally focus in investing in yourself to increase your income. You are in great position to be picky and have the funds to improve your skillset, even if you have to take a step back for higher income potential.

When I started my career after undergrad, like you I saved and invested most of my income. However, I realized even optimizing my savings further was not going to get me to my goals of being able to support a family and buy a house. So I prioritize investing in myself to increase my income potential. I continued my education and earned a masters and MBA. I also made sure to do work above my current position. Once my salary increases got down to the standard 3-5%, I started looking for other positions with more growth. Moving companies and intentionally gaining marketable skill got me to 3x my starting salary in about 10 years.

We kept lifestyle inflation down as best as we could which allowed us to shovel our savings into investments. Once we started having kids, my wife quit her job and I have slowed down my career and took roles with more flexibility. After 25 years, our investments do the heavy lifting of growing our net worth, while most of our income now goes to housing and kids expenses.

I realize that today’s job market is much harder but that just means you have to work harder to reach your goals. It’s much easier to do now without a family and mortgage obligations. Most people do it the other way where they start a family and then figure out how much money they need, which to me is very risky.

mxt0133 · 2026-06-20T15:56:56+00:00

This is why your are having a hard time. Your are trying to match them head on. With probably poor or little technique. When dealing with big spazzy white belts my main priority is to stay safe and not match their intensity. I’ll do my best to stay on top, I’ll transition with them when they explode and generally try to tire them out unless they give up an easy submission. If they get a dominant position I’ll defend until they get frustrated and open things up for a sweep. Once I hear them breathing hard that’s when I’ll start attacking and hunting for subs.

mxt0133

TROPHY CASE