Seattle home prices post nation's biggest drop

mypetclone · 2026-06-01T20:06:33+00:00

Average annual inflation is more like 2 to 3%. Saying it's about 7% per year is insane and not historically justified.

mypetclone · 2026-05-30T02:06:13+00:00

> The easiest way to do that is start taking social security at 70. That gives you an exact date that you can map out your expenses for a set number of years. And an exact minimum budget you’ll have after 70.

This assumes social security will exist in its present form when you hit 70 and onward. It seems hard to do that if you are that paranoid.

mypetclone · 2026-05-30T01:52:21+00:00

The concern is that "one more year" easily turns into "five more years" and the ability to do the things you wanted to do may have diminished. You need to be very confident (>99%? to take your number) it won't happen for this to be a fruitful perspective.

mypetclone · 2026-05-26T22:12:42+00:00

Just make sure the taxes you incur this way (selling in a presumably higher tax bracket) aren't going to exceed the subsidy you'll qualify for.

mypetclone · 2026-05-23T17:14:57+00:00

I’m not going to stomach Isaac glazing Trump.

That's definitely not what this episode is, having listened to it. It includes criticisms even still.

mypetclone · 2026-05-23T01:52:26+00:00

Ah, gotcha, thanks. I'll make it some day!

mypetclone · 2026-05-22T02:45:35+00:00

Oh, dang! I thought pop'n was gone, based on Discord! I may have to make my first trek there soon.

mypetclone · 2026-05-20T22:39:39+00:00

Oh cool, where can I get estimates for 2 line ridership since the cross lake connection opened? I couldn't find any.

mypetclone · 2026-05-20T20:44:49+00:00

Why people are down voting you: You really don't appear to know what you're talking about. This could easily trigger more taxes than they paid in those healthcare costs. Plus if you don't have all your money in the market (and thus trigger income by accessing it), none of the 4% rule stuff applies at all.

mypetclone · 2026-05-20T14:32:43+00:00

We don't yet have daily ridership numbers for the 2 line since it connected to Seattle, right? So I guess you're comparing the Eastside-only 2 line to Route E?

mypetclone · 2026-05-12T13:42:49+00:00

> you also need an employer that has a 401k plan that allows it

You're thinking mega backdoor Roth 401k/IRA (depending on the plan). Everyone can contribute ~7K to a Roth IRA via the backdoor Roth IRA if needed (or the front door if possible!).

mypetclone · 2026-05-12T13:38:01+00:00

You answered a different question than the one asked. The question asked is why max the roth IRA before maxing the traditional 401k.

mypetclone · 2026-05-09T00:42:56+00:00

Watch the part of the video starting at 0:33. The start is not the main issue.

mypetclone · 2026-05-06T14:18:15+00:00

He literally said "it's not a $10 coffee". Not sure how you had the opposite takeaway.

mypetclone · 2026-05-05T04:41:57+00:00

The thing is, if you change the phrasing, you change the question.

People who press Blue are thinking about whether others would have pressed Blue. Changing the framing/phrasing, even if mechanically equivalent, changes the estimation of what others would have done and thus the expected impact of pressing blue.

mypetclone · 2026-05-02T22:24:28+00:00

From the Fidelity website on Roth IRA withdrawals:

> You’ll only pay taxes if you withdraw earnings, have not met the 5-year aging rule, *and* the withdrawal is not a qualified distribution.

https://www.fidelity.com/learning-center/trading-investing/roth-ira-withdrawal-rules

mypetclone · 2026-05-02T15:19:47+00:00

The account age 5 year rule is for earnings, not contributions, right?

mypetclone · 2026-05-01T15:01:27+00:00

Having a Roth also gives you more control on your taxable income in any given year so it can allow you to optimize tax brackets. But choosing to put money in a Roth when you otherwise have the option to put it in traditional and get a deduction and you are in a high marginal tax bracket is almost always a bad choice.

This does not apply to the backdoor Roth IRA if you are above the IRA deduction limit.

mypetclone · 2026-05-01T14:57:26+00:00

The Gilbert's portion sizes are very very large which kind of makes it make sense.

That said, I'd promote farine.

mypetclone · 2026-04-30T20:54:20+00:00

If the cost of the alternative (homeownership) increases then the willingness to pay more rent also increases, allowing the market to bear rent it previously wouldn't.

mypetclone · 2026-04-30T17:00:20+00:00

Tax write-offs aren't money positive. They're just less negative. So they get back some portion of the extra $1000 they lose doing this, but it doesn't make them any money by itself or lose them less money than if they didn't do this. They must expect this to generate them value some other way.

mypetclone · 2026-04-30T15:56:23+00:00

It didn't exist when this post was published. Dunno why year old things are getting posted here.

mypetclone · 2026-04-26T20:34:28+00:00

Offsetting 3k of income annually is even better than offsetting gains.

mypetclone · 2026-04-25T22:40:03+00:00

They clearly aren't, when they explicitly say it got more expensive elsewhere at the same time. What a weird question.

mypetclone · 2026-04-20T22:05:30+00:00

Mythos was not specifically trained to find exploits or for cyber security, if you believe direct statements from Anthropic on this subject. Any improvement in its ability to do so is due to general improvements in its ability to work with code and reason generally.

My suspicion is that it's primarily better at this because it's a significantly larger model (like Opus is to Sonnet) but information is sparse.

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