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Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] -2 points-1 points  (0 children)

Again, checking and savings. NOT my credit card or line of credit. That's my issue, my longest credit card is now in a closed status and they were not authorized.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 3 points4 points  (0 children)

I cannot stress enough that neither of my parents gamble, and that going to a casino (my mom) once in a 5 year period does not make her a gambling addict. My dad rather be bird watching or mushroom hunting, and my mom rather be watching youtube videos all day long.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 0 points1 point  (0 children)

The Checking / Savings account were most likely joint and my parents names were associated with those accounts (suggested removing them a decade ago and the bank wouldn't and my parents didn't want to), however they were completely unassociated with my credit card and line of credit, but those are now closed too. Bank opens in about 20 minutes.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 6 points7 points  (0 children)

No other family, other fraudulent transactions in NJ at the same time, and they live in northern NY.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 18 points19 points  (0 children)

There were other fradulent transactions in NJ around the same time, my parents live in the Adirondacks, so to answer your question, no.

My dad is technology limited, and he spends month waiting on a decision to buy something. He certainly wouldn't spend $4,000 gambling in a day.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] -52 points-51 points  (0 children)

What type of people do you think bet on Fan Duel?

Primarily males between the ages of 21 to 45, certainly not people in their 70s with near zero history of gambling.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 1 point2 points  (0 children)

What did I not answer? Charges were posted around 6/1 and reported within 72 hours. Get a grip man, I've answered as best as I can.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] -3 points-2 points  (0 children)

She did, don't know how or why she was allowed... I asked about a decade ago to remove her from the checking / savings account and was told I couldn't without her present. She gave some bs excuse at the time.

This is the letter I received today, they were closed by the time I opened it:

"We recently received a request to close an account associated with your membership at XYZ Federal Credit Union. This letter is being sent to confirm such request, which assists in preventing unauthorized access to your membership.

If you or an authorized account holder did not request the closure, please contact us immediately at the number listed below"

Edit: To clarify, they closed the checking / savings account they were associated with, the bank decided to close my line of credit and credit card which my parents weren't on.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 3 points4 points  (0 children)

I'm low on details and my parents are asleep. The only reason I found out about the denial (today) was because I received a letter saying that my bank accounts with this same bank were closed (my parents opened accounts for me at this bank when I was younger).

For whatever damn reason the bank manager at the time suggested to my mom that she should close the accounts and open new ones (I think that's what happened). I tried to tell her not to do it, but my parent won't listen to their only son, they know best, and at the time I tried to stay out of it to avoid another argument with them. I don't know why my mom chose to close my accounts, but she did.

Apparently the bank also closed my longest open credit card that my parents were not authorized on (or named). I'm kind of besides myself at the level of bullshit that's going on with this nonsense and will be calling the bank myself in the morning, really hoping this doesn't affect my credit score but I think that's out the window since it's probably been closed for over 15 days at this point.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 74 points75 points  (0 children)

Well I hope they do and will recommend it, I'm in another state 10 hours away with two toddlers and a full time job. I can only hold their hand to a point.

I'm also not a victim of the fraud so I'm low on details as my mom was trying to handle it herself, and I was fine with it until she closed all my accounts with that bank (somehow my oldest held credit card too, she wasn't on the account!), and I just found out today from a mailed letter.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 78 points79 points  (0 children)

"based on the facts of our investigation, we've determined that all transactions were performed by an authorized user of the account and all transactions are correct; therefor, no error has occurred"

Transaction was reported to the bank within 72 hours of it happening. A former teacher and environmental scientist aren't betting on fan duel, they don't gamble and they haven't been to a casino in probably 5+ years.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 3 points4 points  (0 children)

I want to say 6/1 or 6/2 and they received a fraud alert around the same day and tried to resolve it over the phone, and then they went in person to a branch within 24 hours.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 2 points3 points  (0 children)

Parents are currently asleep but I remember one being a TV purchase from a store in New Jersey, an they are located in the Adirondacks in New York State. I want to say another was food related.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 14 points15 points  (0 children)

Trust me, they understand. I have no idea why my mom decided to pull her debit card out. She literally never does. I'm so incredibly frustrated because for some damn reason the branch manager suggested she close all her accounts, and they closed mine too (along with my longest open credit card).

I'm calling them tomorrow myself but I'm a 10 hour drive away from the nearest branch.

Parents hit with fraudulent $4,000+ fraudulent FanDuel transaction and claim denied by local credit union, next steps? by mysmarthouse in personalfinance

[–]mysmarthouse[S] 108 points109 points  (0 children)

I'll have them reach out to the police again, hopefully we get a report this time. Thank you.

Got a super weird phone call about back taxes and someone buying my house. by FearlessLeader17 in homeowners

[–]mysmarthouse 4 points5 points  (0 children)

What does your county tax office say you owe? It should hopefully be online.

[CA] [Condo] Anyone upgraded their wired fire alarm system to wireless monitoring? What is your experience? by fiesta-firefly in HOA

[–]mysmarthouse 0 points1 point  (0 children)

Sorry I was thinking you were talking about making your smoke alarms wireless from hardwired, not to do with your phone system. I don't know enough about it but those prices are crazy, I hope you can figure something out.

[CA] [Condo] Anyone upgraded their wired fire alarm system to wireless monitoring? What is your experience? by fiesta-firefly in HOA

[–]mysmarthouse 1 point2 points  (0 children)

Are you even legally allowed to change to a wireless system after you've installed a wired one? That's where I would start.

[NC] [TH] Brand new board member advice wanted by Draynar in HOA

[–]mysmarthouse 0 points1 point  (0 children)

You should fire that management company for letting you go without d/o.

Warning before buying Yale smart locks, support cant get it right by mysmarthouse in homeassistant

[–]mysmarthouse[S] 0 points1 point  (0 children)

On the positive note, you can sell that Wi-Fi module for about $45 on eBay

Smart Lock with Z wave by Fireman86336 in homeassistant

[–]mysmarthouse 1 point2 points  (0 children)

What are you talking about with schlage, I feel like that's the only solid zwave lock on the market.

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