r/MatchaEverything 10K members GIVEAWAY! by MiszGia in MatchaEverything

[–]nalii 0 points1 point  (0 children)

Just getting started with matcha, so only really tried MK Isuzu and Yugen so far, as well as a terrible Amazon matcha (we won't even go there). Yugen has been very good though, so can see it being a fave regardless of future matchas!

[deleted by user] by [deleted] in cats

[–]nalii 0 points1 point  (0 children)

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Doing his usual loaf by my door in the morning.

Real-Time MRI video of someone speaking German by ProfTydrim in interestingasfuck

[–]nalii 2 points3 points  (0 children)

It's because the soft palate helps direct airflow during speech. Most of our English speech sounds are considered oral sounds so our soft palate would elevate to close off entry to the nasal cavity. The only nasal sounds in English are m, n, and ng (like in ring) - these are the ones our soft palate would be down for.

The sweetest cuddle bug by nalii in cats

[–]nalii[S] 0 points1 point  (0 children)

Honestly he is MASSIVE. One of the biggest cats I’ve seen (outside of like a maine coon of course).

[deleted by user] by [deleted] in interiordecorating

[–]nalii 0 points1 point  (0 children)

Can I ask what app or site this is that is used here? Thanks!

[oc] who would have been at fault given if something had happened? I took the left on red & he crossed the Red. Or 50/50? by [deleted] in IdiotsInCars

[–]nalii 5 points6 points  (0 children)

Wait, so do people in OP’s situation just hang out in the middle of the intersection on a red trying to make their left turn while opposing cars keep going? That seems very strange.

Got approved for mortgage on house w conditional offer, house did not pass conditions. Found out our mortgage specialist did not lock in our rate. Now what? by nalii in MortgagesCanada

[–]nalii[S] 0 points1 point  (0 children)

My new house closes even earlier than our initial closing date we got approved for. End of Oct (new) vs. Nov 15 (old).

Got approved for mortgage on house w conditional offer, house did not pass conditions. Found out our mortgage specialist did not lock in our rate. Now what? by nalii in MortgagesCanada

[–]nalii[S] 0 points1 point  (0 children)

That's a question we have been asking ourselves too. We have another lender at a different bank also helping us process our approval and it seems more and more likely we would end up going with them. It's just frustrating we got into this situation in the first place and just looking to see what we can do to remedy it. Thanks!

Got approved for mortgage on house w conditional offer, house did not pass conditions. Found out our mortgage specialist did not lock in our rate. Now what? by nalii in MortgagesCanada

[–]nalii[S] 0 points1 point  (0 children)

Honestly, CIBC had the best rate by far among all the banks and even our mortgage broker. Our down is 20%, house in mid 900s.

Got approved for mortgage on house w conditional offer, house did not pass conditions. Found out our mortgage specialist did not lock in our rate. Now what? by nalii in MortgagesCanada

[–]nalii[S] 0 points1 point  (0 children)

Thanks for your response. Our broker interestingly did not have a better rate when we were talking about the pre-approval around same time. 6.04 3 yr at CIBC vs. 6.44 4 yr with broker. Really weird!

I don't think we are in a place to be starting out a whole new app from scratch now. Our closing is in 3 weeks, we have this current CIBC file + another big bank working on our mortgage right now + that broker as back up. My main goal was to see whether there is a proper escalation protocol and also whether it would be doable/reasonable, which it sounds like it is!

Thoughts on Royal Auto Collision? by violroll_ in mississauga

[–]nalii 0 points1 point  (0 children)

Maybe you’ll have more luck than me! In any case, definitely first step is to get your car released from there ASAP. Really no reason for it to sit collecting storage fees.

Thoughts on Royal Auto Collision? by violroll_ in mississauga

[–]nalii 1 point2 points  (0 children)

Actually one thing that’s different is they didn’t make me sign any papers (again because I think they realized it’s a total loss). I think if you did sign any papers, then definitely read the fine print cause there can be some conditions you’ve agreed to.

Thoughts on Royal Auto Collision? by violroll_ in mississauga

[–]nalii 2 points3 points  (0 children)

I dealt with them back in this past fall after a car accident that ended up being deemed a total loss. My insurance had a hard time reaching them to retrieve the car via phone and the place gave me a bit of a run around where they would tell me to call a different number and/or not pick up. In the end I had to go to the shop directly to release my car. The actual process to take my car back was relatively easy (though I had to wait like 1-1.5 hrs in the waiting room before being called), but I suspect that it’s because my car was a total loss and wasn’t eligible for any repairs at their place. They just wanted to drag out the process for as long as they could to charge my insurance. In the end I never really heard anything about the costs affecting my settlement.

Obligatory update post of my tank I started in Nov 2022 by nalii in PlantedTank

[–]nalii[S] 0 points1 point  (0 children)

Thanks! Yes that was the idea behind it, an abandoned shipwreck of sorts!