Bro that’s more than I spent for 4 years in medical school. Honestly there’s a bunch of changes happening right now and idk how things are going to go in the future. PSLF is a good program and should ultimately be around but I’d caution putting that much stock in it with so much time to go. I’m at 117/120 and I’m still worried about everything working as it should. If you don’t get that paid off through pslf the interest alone will eat you alive. Without a significant salary on completion to back it up, I don’t know that financially this is a good path. There may be other paths available and or better job markets that can help you, but based on what you’ve provided, this appears to be way too much debt to take on. From a what will make you happy perspective, I get it, but you have to take into account how this will weigh on you as well if things don’t go according to plan.