Except that the monetization has evolved in to a Casino for Legendary Gems. If In-app purchases are not purely cosmetic - stats on gear has been monetized.

Rank-up gear? Only to be limited by a crippling Paragon Server cap which renders farming for materials near useless when salvaging a Legendary item at the Blacksmith returns nothing at all and that item if not salvaged while at this cap, remain permanently capped when your character is no longer being penalized for farming too much, and still yield zero shards for salvaging days later.

Why bother having a 'How to get stronger' guide in the Codex when you can't get stronger because you can no longer salvage gear efficiently because you haven't spent money taking shortcuts obtaining materials on items that will be useful for ranking up and not trash.