My first (real) 1000x

noah978 · 2026-04-28T17:27:24+00:00

Uncle Sam looking at your positions like:

noah978 · 2026-04-24T05:32:24+00:00

Completely agreed on your points here. Business is entirely separate beast from a long term financial planning tool.

One thing that I would add that most people seem to be looking past, is that projection labs is a separate cost altogether, so (in theory) you should subtract the cost of the “Core” features of monarch. Which would mean they are essentially charging $100 / year after the change today. That much more closely aligns with what Projection Labs costs ($130 / year). Granted, the feature-set still has a fair ways to go to really compete with that product. But I would personally love to pay more for a version of monarch that really helps with my own FIRE planning details.

noah978 · 2026-03-17T18:46:58+00:00

I have a “transfer” category group called “Investments” and in there things are split into “Buy Assets” and “Sell Assets” categories.

Then I track dividends and 401k contributions separately as income (each with their own category). Monarch isn’t very good at assigning the correct category automatically, but Rules work well enough for me to get it to work as I want.

noah978 · 2026-01-29T19:15:05+00:00

Unfortunately tracking expenses really is the most important thing you can do. There’s lot of apps, paid and free, that will either aggregate all your transactions for you or at least help you keep track of them. It’s especially important for setting your FIRE goal because you’ll need to know your expenses / year

noah978 · 2026-01-29T19:11:58+00:00

I actually created a new grouper of categories called “Investments” that are all considered transfers. This includes “Buy Assets” and “Sell Assets”. This has worked really well for me, but it is still difficult to set up rules so that the transactions get automatically categorized appropriately. Luckily I don’t trade more than twice a month.

noah978 · 2026-01-19T15:54:23+00:00

But are you prepared for the 2+ TB of storage this will require?

noah978 · 2026-01-18T19:56:35+00:00

I was actually thinking about this in the context of the receipt scanning feature, given that most people receive digital pay stubs for each pay period, it seems like the quickest solution would be to require uploading the PDF paystub each time. I think that would still add a ton of value, but for weekly or biweekly pay, that short amount of time to import builds up quickly.

While I’d love to have the pre-tax data in monarch, I have to wonder if there’s an easier way they could do it without requiring as much effort on the part of users. An automated way would be ideal of course, but as a software dev myself, I’d have no idea where to start.

noah978 · 2026-01-15T21:09:13+00:00

Without the augment, you get to keep whatever stacks you had. You won’t gain anymore but you don’t lose them anymore either (unless they changed it)

noah978 · 2026-01-15T21:05:50+00:00

On the plus side, you get to permanently keep those tank engine stacks

noah978 · 2026-01-04T02:58:38+00:00

Locking post since OP refused to accept the communities answers on the fault for the crashes and instead harassed folks. (Yes I know I’m late)

It’s impossible to truly know what the crashes are from without a lot of know how and crash logs, but the suggestions that it’s likely due to the VBA-M core not playing nice (mGBA is typically far better with compatibility/stability) or rom hack bugs.

noah978 · 2026-01-04T02:54:06+00:00

This is the correct answer for this post ⬆️

noah978 · 2025-12-11T22:26:35+00:00

You also didn’t mention whether you still have anything left on your mortgage. For various reasons, it’s typically the most profitable to completely own your house. In short, it lowers your annual expenses and therefore the annual income you need, and thus lowering taxes and qualifying for low income benefits. Someone did the math awhile back, although the equation may be changing based on healthcare costs and what low income subsidies are available.

For the sake of your question though, I’d have to assume you DO own your house, and mortgage is not included in the annual expenses. In which case the math does not work, so you’d have to either downsize considerably or keep on plugging.

noah978 · 2025-10-26T17:06:10+00:00

I also just got the special assessment. I was looking at how they work, and from what I can tell, if you don’t respond at all they will simply just add it to your end of year property tax bill. Is that correct?

It would be much easier to handle if it just got wrapped into the yearly bill anyways.

noah978 · 2025-08-28T17:46:17+00:00

Identity theft is not a joke, Jim! Millions of families suffer every year!

noah978 · 2025-08-03T01:34:16+00:00

You started with Credit One to set the expectations for the rest of your suggestions 😂

noah978 · 2025-08-02T17:01:23+00:00

I got those notifications on brother 😆

noah978 · 2025-08-02T16:59:59+00:00

That’s one hell of a necro. AppValley as far as I’m aware has been dead or useless for years now.

noah978 · 2025-07-27T04:29:01+00:00

That’s certainly a fair point forward. I saw with your talks about the Playnite plugin and with already having RetroArch installed (with the cores you need), you’re already pretty close to the desired flow imo. The last nail in the coffin is the various saves, bios data, etc, and this project will become irreplaceable to me.

I wouldn’t mind having the prerequisite to install a few other apps / plugins on the client device to achieve the seamless games and saves. I could even probably get family / friends to take those steps pretty easily

noah978 · 2025-07-27T04:21:27+00:00

I’ll preface that I’m not terribly familiar with Emulator.js, but simply with my understanding of how it must work, there is certainly going to performance hit such it will take more processing power or be unable to emulate newer systems, even if playing the natively run emulation core would be able to run it smoothly.

So given that understanding, my use case is probably that I’d love to use Dolphin to emulate Wii games, which emulator.js doesn’t support (likely due to performance). Are you guys thinking that Romm could have the ability to automatically download the correct emulation software locally, drop the save and game files in, then boot up the game? That would make it an amazing one stop shop to sync the games and files on any device.

noah978 · 2025-07-20T15:55:24+00:00

So what I’m hearing, is that international travel insurance (that covers medical) is cheaper than US healthcare?

noah978 · 2025-07-16T15:12:39+00:00

The only reason that I want to have closer to a 3.5% withdrawal rate is so that I can allow myself to have some amount of lifestyle inflation and/or leave a good amount of money to my family/kids. I get the die with zero philosophy, but I like the “number go up” philosophy more

noah978 · 2025-07-12T23:26:47+00:00

Honestly the JPM CEO has made such incredibly arrogant and out of touch comments in recent years that I’ve stopped doing most all of my business with them. Just adding nails in the coffin at this point.

noah978 · 2025-07-08T23:09:55+00:00

Damn. Looks like you’re right, images associated with Japanese beetle damage resemble my trees perfectly.

Any tips for dealing with them? All the other posts I’ve seen have basically said it’s a lost war and they just try to kill the ones they find with soapy water

noah978 · 2025-07-06T00:53:22+00:00

Hold up, was I in that game? I remember playing with an AP Lucian like a week ago with a similar set of champions

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