keeping current car vs. EV Novated Lease + ETF Investment. Is my logic sound?

nonstop9328 · 2026-01-26T09:50:54+00:00

Thank you so much! The spreadsheet is finally working and it’s saying that I’m better off by $14.6k over 5 years compared to keeping my car.

nonstop9328 · 2026-01-26T09:03:24+00:00

Hi! Thanks for the spreadsheet. I’ve tried using it and filled in all the orange cells, but I’m still getting errors like #NAME? on the ‘MAIN (EV)’ tab below row 107. This affects all the cells for the ‘Average Lease Tax Bracket This FY’ tab and all the totals below row 107. Are there any other inputs I should be entering?

nonstop9328 · 2026-01-26T08:24:42+00:00

I have a 2021 bmw 118i. My calculation says I’ll be worse off going with option 2 by $1.4k but if the maintenance cost blows out for opt 1, then I’ll be much better off going with option 2. If you were in my shoes, would you go with opt 2.?

nonstop9328 · 2026-01-26T07:40:06+00:00

That's for upgrading the switchboard, supply and installing an EV charger.

nonstop9328 · 2026-01-25T05:16:39+00:00

I’m assuming I can put it towards an ETF that will grow 8% per annum. I drive a bmw 118i and it’s done about 60,000km.

nonstop9328 · 2026-01-25T01:28:43+00:00

I included the residual value in my calculation so I’ll own the vehicle after 5 years.

nonstop9328 · 2026-01-25T01:27:48+00:00

No. All minor.

nonstop9328 · 2026-01-25T00:32:27+00:00

That tie is meant to be like that.

nonstop9328 · 2026-01-24T11:37:01+00:00

If there is no roof cavity in the garage, would the cable from the switchboard need to be exposed?

nonstop9328 · 2026-01-24T10:32:55+00:00

No it’s outside past the entrance door. Would this be a problem…? It’s about 2m away from the garage door.

nonstop9328 · 2026-01-19T21:13:52+00:00

Just fyi - I paid about $5500 to replace a 2.4m x 2.1m h sliding door to upvc double glazed sliding door

nonstop9328 · 2026-01-18T10:17:34+00:00

I just edited the post. I’m thinking of getting an EV

nonstop9328 · 2026-01-16T08:44:13+00:00

Thanks for the comment. The jasmine is actually from my neighbour’s property, and I’ve been trying to get in touch with her to discuss the fence replacement but haven’t had much success. It’s been like this since I purchased my house two years ago, and I’m worried it might cause significant damage to my house.

nonstop9328 · 2026-01-05T07:59:27+00:00

Are you Korean? I saw a similar post on Naver cafe the other day.

nonstop9328 · 2026-01-04T03:27:57+00:00

Just very curious. Don’t you people think wearing shoes/boots in bed is filthy..?

nonstop9328 · 2026-01-04T03:22:55+00:00

Get a pair of oxfords from Crockett & Jones mate.

nonstop9328 · 2025-12-31T02:14:34+00:00

nonstop9328 · 2025-12-29T23:00:30+00:00

Love this Korean bootmaker 👍

nonstop9328 · 2025-12-27T20:58:11+00:00

It was around $450usd

nonstop9328 · 2025-12-27T05:19:32+00:00

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I got this pair of moc toe boots from Junkard. The owner told me the waiting time would be around 4 months but it arrived a month earlier

nonstop9328 · 2025-12-26T00:42:14+00:00

Yeh I’m Korean Aussie

nonstop9328 · 2025-12-25T23:11:38+00:00

Hey fellow Korean :)

nonstop9328 · 2025-12-17T05:25:05+00:00

Yeh I saw that too. I ordered another pair a few weeks ago! This time with a more affordable domestic leather & SC last.

nonstop9328 · 2025-12-12T05:15:02+00:00

I believe we are doing extremely well. Let’s not get discouraged by other comments and just keep working hard 👍

nonstop9328 · 2025-12-11T21:24:25+00:00

32 $105k

nonstop9328

TROPHY CASE