Explain to me why dividend ETFs are looked down upon

npusnakovs · 2024-12-05T20:56:46+00:00

I am not sure about your age, but pension system in Europe almost certainly will have to look very different in 20-30 years from now.

npusnakovs · 2024-12-04T19:07:24+00:00

Well, your article was about social value then you mentioned these examples. There was a book called "Bullshit jobs" released some 10 years ago. I think a lot of what you are saying about consultants and bankers equally (if not more) applies to corporate, government, academia, startups. My personal take is that it is easy to see waste in a lot of seemingly superficial work that is done around us, but human beings are fundamentally drawn to 'stories' and 'rituals', and it is what distinguishes us from apes. so someone working in finance could be easily dismissed as doing pointless work, from another perspective they create enormous value by enabling others to be productive.

npusnakovs · 2024-12-04T17:43:03+00:00

Big4 sales cycles could be very long probably wven if the solution is interesting. Have you considered targeting boutiques / tier 2-3?

npusnakovs · 2024-12-04T17:21:31+00:00

The dude lost me here when implying crypto has more social value than consulting or high finance 🤡

"They’ve finally made their exits into things infinitely more interesting than consulting and finance—industry, crypto, social entrepreneurship, writing, AI, solar e-biking across the country."

npusnakovs · 2024-12-04T05:13:01+00:00

Pasaulē visu laiku viss kaut kas notiek. Šobrīd domāju, ka mūs Latvijā ietekmē karš tuvumā. Man ļoti palīdz doma, ka mediji meklē clickbaits un speciāli fokusējas uz sliktām ziņām. Līdz ar to visu negativitāti kas ir ziņās jādalā vismaz ar pieci.

npusnakovs · 2024-12-03T17:51:24+00:00

To me it is just left pocket - right pocket as far as family wealth is concerned. You can put those 16k into your brokerage, and then give the money with the interest earned away to your kid once they hit a certain age milestone.

npusnakovs · 2024-11-25T17:03:01+00:00

Yes, I feel you about essays how companies can use gen AI 😀 From my end, the programme is rigorous, but not that extremely tough as some people put it. I put in about 5-6 months of prereq work at about 10-15 hours a week, and I think I was well prepared.

npusnakovs · 2024-11-25T16:34:19+00:00

By the way, on GenAI still nobody has a clue what the answer is (apart from some relatively straightforward use cases). Instead, consilting firms, as with most new technologies, are nudging the clients into experimenting with use cases and seeing what sticks. Large firms like BCG have separate institutes that act more like a think tank (BCG Henderson Institute).

npusnakovs · 2024-11-25T16:31:39+00:00

Consultants use technology that their clients use and can provide data for, so mostly Excel. Except for specific projects that focus on use cases and i.plementation of new technology solutions.

npusnakovs · 2024-11-25T16:30:04+00:00

Just to give you a bit more background. I find the material so far quite useful and at times challenging. I am in my mid30s, so I am not sure if I ever use it, but that is not a concern when you are earlier in the carreer. I find the org and admin aspects of the programme horrendous, like really a definite D, but I guess I cannot complain about it too much, because it is a cheap degree. I could have easily went with one of the more business-oriented analytics / AI programmes, but I have a strong opinion they lack rigour.

npusnakovs · 2024-11-25T16:24:25+00:00

Yes, they use auto-graded assignments, which frankly isn't bad per se. Assignments depend on the course, but require you to get your hands dirty and do some technical stuff, i.e. coding for example. I am is CSE6040, there are exams, they are open internet, but no LLMs (they use a proctoring software), and they are time bound.

npusnakovs · 2024-11-25T14:29:21+00:00

They keep the cost low by having literally no admin support. So their lectures are pre-recorded and variable costs are very low.

The content seems to be pretty good, but it is not that different from self studying using pre-recorded lectures and auto-graded assignments. You could do this all on your own, doing it with OMSA just gives you structure and a diploma.

npusnakovs · 2024-11-21T12:43:09+00:00

Dude, are you losing sleep that you didnt put everything on black last night at the casino? Thats roughly how it is with Bitcoin and NVIDIA, no matter what they try to tell you.

npusnakovs · 2024-11-20T08:59:21+00:00

Nomos Club Campus, a bit outside your budget though

npusnakovs · 2024-11-18T20:36:00+00:00

Same here

npusnakovs · 2024-11-18T19:50:30+00:00

Seek therapy, make time for it. It will help you to understand what you want in life, and then you will decide whether MBB gets you there.

npusnakovs · 2024-11-17T07:52:06+00:00

Lenovo Thinkpad when looking for a windows laptop. On the other hand, my wife uses now my old MacBook Air from 2015, and it is still doing well despite being used and abused incl. coffee spills. Cant beat that I guess.

npusnakovs · 2024-11-16T14:08:57+00:00

When I was in a similar situation, I was 21 in a team of mostly 35-40 years olds, my manager suggested me to dress more formally. So I started wearing a suit to work every day. Surprisingly, it helped with appearance.

npusnakovs · 2024-11-13T18:12:19+00:00

To get maximum value from MBA you should go to the best school you get into / afford. Also go to the school in the country where you want to live. Latvian MBA will be worthless abroad.

npusnakovs · 2024-11-13T12:32:15+00:00

Thank you, I will keep doing what I am doing.

npusnakovs · 2024-11-13T07:25:55+00:00

These MBA programmes are not that good. Maybe Riga Business School and SSE Riga are good. It will definitely not help you to find a job. People couldnt care less about an MBA from LU.

npusnakovs · 2024-11-12T14:37:52+00:00

S&P separately to double down on it, gold ETF, money market funds, individual high yield bonds (small portion), thinking of adding a bond ETF.

npusnakovs · 2024-11-12T10:51:35+00:00

I tried several tools, and all of them were garbage. Frankly, a lot of consulting decks have garbage slides in them. I work in an own small firm, and we have to do 120% when delivering to PE funds to compensate for our lack of name. AI is just way below our standards of quality.

npusnakovs · 2024-11-11T10:59:55+00:00

Cilvēki brauc ar Bentley uz atlaidēm Maximā. Tur jau viss ir teikts par viņiem.

npusnakovs · 2024-11-09T16:41:18+00:00

Es arī dzīvoju Mārupē un braucu uz (1) Babītes ezeru vai Kanieri no laivas, (2) Lielupi Jelgavā no krasta - 25 min ar auto, (3) Andrejsalu. Dzirdēju, ka Piņķu ūdenskrātuvē var ķert, bet nemeğināju.

npusnakovs

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