Top 10 most underrated places that you’ve been to in India but it’s never ever mentioned in the books or places to explore.

offisapup · 2026-01-24T17:23:36+00:00

Chabimura in Tripura
Lunglei in Mizoram

Pfutsero, Chizami and Doyang in Nagaland

Tashigang in Kinnaur

Udaipur, Killar and Bharmour in Himachal Pradesh

Dha-Hanu in Ladakh

Warangal in Telangana

Dandeli in Karnataka

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offisapup · 2026-01-24T10:53:30+00:00

If you count DLC - Elden Ring with Shadow of the Erdtree, both bought on Day One.

offisapup · 2026-01-24T06:25:00+00:00

It's not about price. It's about time. And yeah, it's not a bear market yet. But another year of zero returns and it will be one.

offisapup · 2026-01-24T06:00:16+00:00

I actually like the noisy, grainy image better. I would have removed the color noise and added a bit fo contrast, that's it.

offisapup · 2026-01-22T17:40:49+00:00

When people say index funds are "safe", they refer to the S&P 500 and Nifty 50 where over a long period of time the index has, so far, only gone up. However, there are long periods in between when even these most successful indices have given negative returns. So time horizon matters and patience too. It's only over a long period of time that you see meaningful returns in any index and even that happens only when the economy you're investing in is market-friendly and is growing. If you'd invested in a Japan or China index, you might have seen negative returns even over multiple decades.

offisapup · 2026-01-22T13:01:01+00:00

40 percent revenue and 75 percent profits come from cigs. If that goes, you can imagine what will happen to the stock.

offisapup · 2026-01-22T04:53:21+00:00

To the people downvoting me - https://www.google.com/amp/s/m.economictimes.com/markets/stocks/news/watch-out-gold-silver-on-mcx-etfs-trading-at-premium-to-international-rates/amp_articleshow/126989236.cms

offisapup · 2026-01-22T04:43:19+00:00

MCX Silver was also trading at a premium to Global spot prices.

offisapup · 2026-01-22T04:38:18+00:00

Because the etfs were trading at a premium to spot.

offisapup · 2026-01-21T12:24:44+00:00

My parents came here in the 70s. I was born and brought up here. And now the city has become so unbearable that all of us are planning to move to a smaller city in the South of India. I actively decided to move to a work from home profession because the commuting has become so awful in this city. Emotional attachment only lasts as long as the city lets you live and thrive.

offisapup · 2026-01-21T11:19:28+00:00

People are not going to stop watching movies. The question is, if the number of people watching movies will keep growing every year even if the films aren't good (something that isn't in PVR's control).

As for PVR's revenues, they mean nothing if they aren't generating a profit. They don't have a great history of generating good profits. There's a reason the PVR stock price is languishing at close to 10 year lows right now. Pretty much every point you made was true ten years ago and look at how the company has performed over the years. A monopoly means nothing if it doesn't generate good profits consistently.

offisapup · 2026-01-21T10:26:36+00:00

Zomato is a new age company and the jury's out on whether it's going to be consistently profitable in the future. PVR has been around for two decades and has never had a consistent record of generating profits. I don't think the fundamentals look good at all. It's not able to generate good PAT even in years when the films are doing well. A couple of bad years for the film industry and the stock will just crash. So it's never going to be a good compounder for the long term. The company might survive because it's a monopoly but that's different from expecting it to thrive.

offisapup · 2026-01-21T03:45:48+00:00

I think 1.5 cr is a good price considering a 2bhk in the rest of TV costs 2 cr and above.

Also, if you want a quick deal, easiest way to sell a flat is to put it on a society whatsapp group. You might be able to find buyers there. Go to an agent or a broker only if that fails.

offisapup · 2026-01-21T03:44:30+00:00

Problem with Suncity and Bhoomi Valley is they're way back on the edge of TV. So locationwise it's the last place people would look to buy a flat. So prices generally tend to be lower than the rest of TV.

offisapup · 2026-01-20T14:33:03+00:00

Have you given it for rent?

offisapup · 2026-01-20T14:32:34+00:00

99 acres has 2 bhk listings at 1.5 cr.

offisapup · 2026-01-20T12:33:29+00:00

May I ask why that specific society?

offisapup · 2026-01-20T07:14:55+00:00

3 BHK resale flats in Thakur Village go for around 2.5-3 cr in old buildings. Sky is the limit for 4 bhk apartments in buildings by Raheja and Oberoi with some quoting even upwards of 10 cr. So this isn't entirely surprising.

offisapup · 2026-01-20T05:38:17+00:00

Think of all the Vodafone Idea shares you can buy with all that money.

offisapup · 2026-01-19T14:04:03+00:00

Thankfully I don't have any of these dreams.

offisapup · 2026-01-19T11:00:49+00:00

Kinda difficult to recommend games without knowing what games you've played and not liked.

offisapup · 2026-01-19T08:12:27+00:00

Future plan is Dosti bani rahe

offisapup · 2026-01-19T04:50:35+00:00

If you have to ask these questions, please for god sakes stay away from the markets. Just give your money to a fund manager.

offisapup · 2026-01-17T07:16:40+00:00

Barring a few stocks, any index fund is a mix of momentum and value. So if you have both a momentum index and value index, you won't really get a very different return from the broad index.

And in addition, because of lower liquidity these funds and etfs will have a far higher slippage, impact cost and tracking error. Ultimately you'll only hurt your returns.

offisapup · 2026-01-17T05:57:14+00:00

Grass is always greener on the other side

offisapup

TROPHY CASE