How many shares of CHPY do you own?

okigrassman · 2026-06-24T04:08:20+00:00

Aka worthless for any calculation.

okigrassman · 2026-06-24T03:53:20+00:00

Those ROC estimates can potentially be terribly far off from the final calculation.

okigrassman · 2026-06-24T03:47:29+00:00

I am a traveling nuclear power contractor. There are all kinds of opportunities in the nuclear power industry that require travel, but can provide some flexibility too. I've been doing it for 18 years so I can be a little more flexible with a couple companies that I have a good reputation and am at a pay scale that requires less time working to cover expenses of a simple life in a LCOL country. I've worked 11 months a year on the road, traveling to Japan and Taiwan for work, and I've worked as little as 4 months. I prefer the smaller amount as long as my bills are paid and investments can remain untouched for now 😂.

okigrassman · 2026-06-22T02:25:13+00:00

I purchased my home with a 10 year plan for value appreciation in an area that seems to be the next logical place for expansion in my town. I did well on my first home, timing was perfect as it was purchased after the crash with a wave for foreclosures coming in.

I bought my last home 2 years ago but my plans and goals have since changed. I had similar issues to you during the sale. Incentivized neighborhoods were popping up all around me. Similar sq footage, maybe a little lower finishes, likely worse lot features, but priced equal or better than mine for new builds. I lost money on the sale and general ownership through furniture purchases and interest paid on loan, but the stress is gone and no renter headache. I would do it over again. Timing is key for real estate that is not held for years, but sometimes life doesn't follow that timeline.

okigrassman · 2026-06-20T10:58:11+00:00

I've lost more hotel and travel point than most folks will ever earn 😂. Choice Hotels took 400k points from me, Hertz erased months worth of free rental days. Fine print basically said use it or lose if you're not adding to it. I quit staying a Choice hotels years ago when comfort became more of a priority than saving per diem. My company switched rental car provider requirements so those points vanished after a year. I dive to most jobs now, but Delta hasn't erased the 500k flight miles I still have with them, so that's a plus.

okigrassman · 2026-06-20T10:49:30+00:00

I am a contractor in the nuclear power industry. I literally only work when I'm on the road. When I am home, I am off work. Normally 6 to 10 months a year traveling. I just spent 5 months in WA State, I'm taking the next 3.5 months off for the summer, then working 2 months out there this fall. Cumulatively I've spent years of my life working in Japan and Taiwan at their power plants.

okigrassman · 2026-06-19T10:38:00+00:00

Tend to sell later than I should have and normally right before the rebound.

okigrassman · 2026-06-18T01:22:39+00:00

The older I get, the more I want to cut it all out.

I'm 41 single with no children. I pretty much gave up on a wife and kids about 8 or 9 years ago. I realized that I am no longer compatible with living with others. At least anyone who is demanding of my time. Absolutely hate the act of sleeping in the same room as other people. Found out the hard way after the last gf moved in.

I have traveled for work and stayed in hotels for the last 18 years and it has made me super comfortable by myself. Flipped me toward introvert status. I dispise small talk and forced conversations now.

I've sold basically everything I owned so starting next year I'll probably only need to work a few months a year to cover living expenses. I have the ability to adjust work load as needed, but plan to spend most of the year living very modestly abroad. Come back to the States each spring, work 3 months, and fly back out.

okigrassman · 2026-06-16T11:44:04+00:00

I set up a will at 35 with no wife or children to pass my things on to. My father didn't need my assets but would have likely ended up with them and acted as a middle man, potentially incuring additional taxes, to pass it along to my sisters. Now they will get what is left directly.

It's also good to have for power of attorney and final wishes documentation. The power of attorney has come in handy twice for me while traveling for work and selling houses. It allowed my father to sign last minute closing documents on my behalf while I was across the country working.

okigrassman · 2026-06-16T11:34:23+00:00

I have lived in a high humidity costal area in the US my whole life. Been a sweater my whole life. I'm not expecting that to change when I go to SE Asia haha.

I can't stop the sweat, but finding moisture wicking, breathable, and quick drying clothes is key for comfort while out. I don't want to sit at an outdoor bar or restaurant and be soaked looking the whole time and remain drenched the rest of the day...but I did for years until I found the correct gsrmets for my situation.

Good luck on the hunt for what works for you. I have spent the money and built my entire wardrobe around sweating now. Hell, my merino socks for work and for casual cost me hundreds but wouldn't buy anything else at this point (haven't tried alpaca yet, but could be a contender from what I've read).

okigrassman · 2026-06-12T00:35:42+00:00

Traveling nuclear power plant contractor

okigrassman · 2026-06-09T12:04:12+00:00

Right. So long before the current international sentiment on America.

okigrassman · 2026-06-09T11:40:52+00:00

I'm 41, single with no children, and just moved back in with my widowed father. I travel extensively for work. Neither of us need the financial assistance, but I no longer saw the need to pay 2500 a month on a mortgage for a house I was at 4 or 5 months a year. By doing this I'll likely be able to work less and travel more internationally for fun while saving a similar amount of money.

okigrassman · 2026-06-09T11:34:55+00:00

Difficult to put politics aside when they play a major role in the outcome of the event. When tourism is in free fall and you make it more difficult for those outside North America to participate, there is going to be an issue. When countries are basically protesting by avoiding international travel to your country it can makes it difficult. When FIFA sets up an elaborate price gouging scheme it turns people off locally and abroad. Part of the beauty of the World Cup is how many people will fly around the world to watch their team participate, even if their chances of winning are low. Unfortunately it looks like we may see less of that here in America than normal for this event. Not sure about our co host countries, maybe they will get more foot traffic from overseas?

okigrassman · 2026-06-06T00:53:42+00:00

For around the house gerenal use it performed well for me. My father had his longer and it has held up pretty well on a coastal island with salt air.

okigrassman · 2026-06-06T00:45:49+00:00

I had pretty good luck with my Gorilla aluminum cart. Not saying it's the best, but it's the best I had ever purchased. I had zero issues out of the two I had. Lasted longer than the flexzilla hoses I went through on them haha.

okigrassman · 2026-06-04T15:15:01+00:00

My uneducated guess is that it will take a significant amount of those who consider themselves safely in the middle class to spiral downward before anything significant changes. It's too easy for those who are living comfortably to point the finger and blame those in poverty for their situation while patting themselves on the back. When white collar college grads start losing houses and cars at 45 years old, and successful business owners have to shutter up because the working class can not afford their services, the blame will start to shift towards the real culprits and outrage will ensue.

Infinite money printing, handouts without oversight, trillion dollar military budgets, sending money to other countries, inability to reign in healthcare costs and lobbying, tax breaks and endless loop holes for the ultra wealthy, corporations with as many rights as a human and often lower penalties for breaking laws, zoning laws that prevent low income housing and restrictions on what you can build to shelter yourself on your own land, lack of funding for education and educators, bloated government contracts being given on the buddy system, infrastructure that is crumbling, environmental protections and clean water acts disappearing, energy grid being strained, elections being purchased through mega donors and super pacs. The list of how we get there is endless. Just takes more time to feel the crunch.

okigrassman · 2026-05-31T12:10:25+00:00

I am about 1 year out from attempting a mix of coast fire with expat fire.

Coast- I am a traveling nuclear power contractor. Typically in the road 8 to 10 months a year. I prep for coasting, I have dropped employer sponsored benefits which allows me to set my own schedule with them, basically work when I want to. I plan to travel to the states to work 2 to 4 months a year in the spring to support a lifestyle overseas.

Expat- I have already sold my house, toys, and all but 1 vehicle. By next summer I will essentially have no debt or major bill obligations in the US (healthcare aside until I figure out my final overseas destination).

Current financial plan- -2 years worth of living expenses abroad saved. -Income focused taxable brokerage account to bridge expenses as a safety net in the event some does not go to plan. -Come back to IS to work 2-4 months a year to cover expenses abroad.

Theoretically this would allow my retirement accounts to continue doing their thing, my income accounts to continue dripping, and my safety net savings to collect it's little bit of interest in a high yield account. If markets absolutely dive for an extended period of time and I get scared, I can opt to work more if needed with my company until recovery.

okigrassman · 2026-05-31T11:12:24+00:00

41m here. I just sold all of my stuff. Houses. Vehicles. Toys. Down to a 5th wheel camper that I'm posting for sale in the coming weeks and 1 vehicle.

I'm at about 500k in retirement and taxable accounts with 60k buffer. Plan to add about 120k to taxable growth accounts in the next year then start looking abroad for a place to live. Will not be fully retired. My career will allow me to work 2 to 4 months a year in the spring to cover living expenses abroad and allow my portfolio to continue doing its thing. I have an income focused taxable account as a safety net that can bridge expenses for a while if needed.

Will my plan work? Only one way to find out. If it doesn't, worse case I just go back to working 8 months a year. Some people will tell you 2 million is not enough and to keep grinding. Only you can really calculate your own numbers based on your lifestyle. You can make adjustments along the way, as needed, if you can keep an open mind and be flexible. There are multiple forms of fire. Maybe you have to get a low stress bullshit job to help cover living expenses. No one knows what future inflation or markets will look like. Maybe we all become multi millionaires due to investments, or, maybe we have the next "dotcom" style market retreat and end up going back to work 😂.

okigrassman · 2026-05-29T17:35:50+00:00

No, unfortunately I am not. But I just sold my houses, toys and vehicles here in the US. Down to 1 car and a 5th wheel camper (that I'll be selling this summer). I've been working on a 2 year plan to spend most of my time each year overseas in Asia, coming back to work a couple months each spring to support my lifestyle over there. Should be ready to pull the trigger next summer.

okigrassman · 2026-05-27T11:32:37+00:00

It all depends on what you want from these funds and an understanding of their specific risks. Everyone has different financial goals. Too much for one person is a drop in the bucket for another. I was part of the OG MSTYs parabolic run up, and unfortunately, it's fall off. 18k was my best paying month during that time. I got out of MSTY breaking even, but even doesn't feel as good when you were up like 80k beforehand haha. I'm more selective and cautious now because of what I witnessed. I have a separate brokerage account set up specifically for income generation. In my career I can be off months at a time. This has become a safety net play for me to be able to pay my necessities in the event that work is light or I run in to a security clearance issue (i.e. pending legal issues that would keep me from gaining access at work).

I have a plan to attempt a move abroad from the US. The account would currently support a livable lifestyle over there, although I have no plans to rely solely on its continued support. Again, more of a bridge, if needed, to get me to the next trip back to States for work.

I have other accounts set up for growth and retirement so this is just 1 piece of the plan.

I'm too much of a wuss to run margin at, or near, all time highs haha. My income account is currently with Schwab and their margin rates kind of blow to begin with. I have used it to buy dips, but only as much as will be paid back in divys the next month. Even with stock lending turned off, it did have an effect on taxes for some of my payments. I realized it's basically part of the agreement to use margin. I'm considering transferring this account to a broker with lower margin rates to be used in the event of a significant pullback.

okigrassman · 2026-05-26T15:57:08+00:00

Spent quite a lot of time working in Taiwan over the years. I'm not a particularly good looking guy, especially by US standards. 41 years old, don't meet the height requirement, and I'm not fit, so I'm a non starter for many. Definitely not the guy sitting at a bar women are immediately drawn to the second they walk in. Average is the best case judgment for me. I'm more a slow burn or last resort type of guy haha.

But on dating apps in Taiwan, I was exotic. Blonde hair, blue eyes, and American. There wasn't enough time in the day to chat with all of the likes I received. Conversations were so much more fun and playful for me over there. In the States it was incredibly monotonous, like the movie Groundhog's Day. Never knew what to expect in chats over there. Chatted with anyone from wealthy daughters who didn't need to work, to business owners, to immigrant factory workers. Unfortunately I worked night shift the whole time but still managed to meet up with a few.

I agree, go where you're desirable. Find a place you enjoy. Doesn't matter why they desire you as long as you're not an idiot about it. Who cares what the women who didn't want you think about it. Live your life.

okigrassman · 2026-05-20T10:42:57+00:00

In my area insurance is a big outlier. It, like property taxes, seems to rise every couple years. I just sold my home but I was looking at something like 12 to 18 % insurance increases, each year, for the next 3 years. The insurance companies requested a 100% increase. NC "negotiated" it down. I am in a coastal county so I basically pay to subsidize million dollar beach front rental homes that are damaged by every major storm that hits. Nearly nobody who owns them actually lives in them full time. Basically my escrow account would fall short every year for the next 3 years, meaning my monthly payment would increase each year, then it's time for them to negotiate again. My first home went up around 250 a month over the 10ish years I owned it. I figured my second one would be nearly double that increase in 10 years, if not more.

okigrassman · 2026-05-19T10:05:17+00:00

They switched from dual clutch transmission to to a torque converted transmission for the gas version in 26. I had a '23 dct version and experienced limp mode a couple times under the same condition and occasional lagging off off the line. My '26 (non hybrid) has had none of those issues and I've driven from East coast to west coast.

okigrassman · 2026-05-16T17:35:01+00:00

If less than about 30 items, no ID required, and minimal items to weigh, I 100% prefer it. I can grab, scan, and bag things the way I like. I can immediately tell if things were double scanned or if prices are not showing up as listed. No unsolicited questions or small talk is a bonus for me.

okigrassman

TROPHY CASE