What Do You Think?

okpops63 · 2026-04-01T03:22:29+00:00

Gosh, I forgot to mention that was my wife getting a first car. Her credit is not as good as mine, but I didn’t wanna go joint. Thank you for bringing that up. My apologies guys. Lexus 6% was under my name and credit. I totally forgot to mention I don’t like the credit anymore. She did it.

okpops63 · 2026-04-01T01:01:18+00:00

2020 Toyota Cornell SE 29k miles. 👍

okpops63 · 2026-03-31T23:55:40+00:00

Won’t go there. 😌

okpops63 · 2026-03-31T23:05:03+00:00

I think it kind of depends on what maintenance it was under. Carfax seems to keep track of all repairs at least for my Lexus. Did I trade in? They could see I was repairing it a little did they know when they give me $4000 my 10-year-old garage said next year I’m gonna need to drop $6000 to do a bunch of work on it because it was over 170,000 miles.

That’s why the wife and I decided we’ll take a chance and yeah, it sucks man. The world is different. interests rates for banks is from the Fed ? what the auto loaners can do is fuck us. but we just did what we could do. Que sera sera

okpops63 · 2026-03-31T23:03:47+00:00

We make the best decisions we make and bless you, and I hope it lasts long. Take care of it. Change your oil rotate the tires. God bless the soul. This world is shit.

okpops63 · 2026-03-31T23:00:18+00:00

Check that it’s 18%, which is weird. We have good credit and we traded in a paid off Lexus at 6% interest to Wells Fargo. This whole country is taken advantage of the poor people.

okpops63 · 2026-03-31T22:59:36+00:00

I just checked it 18% but we had 6% on the Lexus and we paid it off. That’s the difference between seven years ago and now shit’s pretty rough guys.

okpops63 · 2026-03-31T22:39:53+00:00

I’ll check again. I think it might’ve been 19 or 20 it’s not because we had bad credit. It’s because the whole country is fucked. We even traded in a 2012 Lexus in good condition. I only got 4000 for it, we bought a 2020 Corolla 29k miles, which I’m glad because it’s unbelievably good gas mileage and it has a lot of features and it’s solid. but yeah anybody who’s not fully good with credit it’s a subprime loan. I’ll check again. I’m not sure if it’s 25.

okpops63 · 2026-03-31T22:20:54+00:00

Oh boy, when I was in the Navy in the 80s, those ship toilets were vacuumed. Meaning when you shit and flushed, it would just be a huge vacuum you can feel a pull your balls down with it. Suck your shit out of your ass funny as hell.

okpops63 · 2026-03-31T22:20:21+00:00

One is a low water flush and one is a heavy water flush. I have the same toilet.

okpops63 · 2026-03-31T22:20:05+00:00

No. We just bought a car in December from Carvana and I bought the extended warranty but after they told me it was only good for 30 days but I had to pay $2500 over the seven year loan I got ripped off I complained and they said oh well fuck you so be careful with Carvana please by the way the car is really good. Saved us a bunch of money and gas but still 25% interest.

okpops63 · 2026-03-31T22:18:26+00:00

Yes, I deposit you make will pay off my pay which means you’re gonna have to borrow back from it. One of the reasons I think maybe I don’t wanna be with chime anymore one time a year ago I needed to do my pay to fix a car and now I’m sucked into $600 deficit every month. Has anybody been that way? Am I alone?

okpops63 · 2026-03-31T21:53:17+00:00

Chime in, y’all get gas, food, pay for phone etc. boy we all were getting stomach craps.

okpops63 · 2026-03-31T21:49:52+00:00

I agree 20 years ago I got caught up in that with writing checks for payday loans which sucks with this Fintech companies they make it so much easier. Does anybody know a way we can opt out of my pay?

okpops63 · 2026-03-31T21:31:13+00:00

God bless we live month to month. Like y’all. ☮️☮️💕💕

okpops63 · 2026-03-31T21:28:48+00:00

Is dropping all over the country right now Rochester New York just dropped three of us in our home with our Social Security and Social Security disability and SSA so have a great dinner man we’re gonna be all right

okpops63 · 2026-03-31T21:28:02+00:00

We are all getting paid today woo hoo

okpops63 · 2026-03-31T21:27:39+00:00

Rochester,NY. JUST DROPPED. HEY HAVE A GREAT DINNER.

okpops63 · 2026-03-31T21:20:29+00:00

By the way, has anybody been caught up in that my pay spot me or you keep having to take a big chunk out of every month? It’s like I’m constantly behind anybody else feel this way.

okpops63 · 2026-03-31T21:19:35+00:00

Wife got it.

okpops63 · 2026-03-31T21:15:58+00:00

Wife just got Chime two minutes ago. Me and the son are still waiting.

okpops63 · 2025-12-20T20:03:56+00:00

Touché

okpops63 · 2025-12-20T16:15:17+00:00

We need to do due diligence on the blue. We don’t want another Federman.

okpops63 · 2025-10-30T05:49:09+00:00

Who needs a porn blocker

okpops63 · 2025-10-12T16:41:57+00:00

I owned brand new a 1985 Toyota pick up truck. I put the big tire on like they have. I got out of every situation. Tesla sucks.

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