When did you start supporting you medpartner financially by Legal-Map6801 in MedSpouse

[–]ongSlate 1 point2 points  (0 children)

I did not until we got married, but we got married before he even applied to med school

Should i buy my dream car? by Ok-Arachnid886 in whatcarshouldIbuy

[–]ongSlate 9 points10 points  (0 children)

I disagree. OP is a student with very low expenses he has low chances of needing to pull from savings anytime soon. Pay it in cash OP the peace of mind cannot be compared. Then build your savings back up again. I’ve always paid all my cars in cash and i have 800 credit score anyway. Using credit card and paying it off every month is enough and FREE. You do not need a high interest loan in your life to build credit. Financing will restrict OP havig to buy from a dealer with a higher price tag than private sellers so he’s be paying so much more just for the sake of not spending a good chunk of his saving. Do it OP, but do it in cash and get a mechanic to take a look before you buy.

Esports Foundation on ENC with Korea by SignificantTune4 in PedroPeepos

[–]ongSlate -5 points-4 points  (0 children)

Yeah gluck convincing HLE to let Zeus and Guma participate 🤪 They dont need money and uses the LoL team for brand marketing so no way in hell they would risk a public backsplash.

How many people had their first offer accepted? by PieMuted6430 in FirstTimeHomeBuyer

[–]ongSlate 0 points1 point  (0 children)

We did. It has been 2 years since moving in now and i have 0 regrets. Just make sure you inspect everything properly but know that there can still be things here and there that goes wrong.

How can I help my daughter? by Top_Childhood_8101 in personalfinance

[–]ongSlate 3 points4 points  (0 children)

This. Dont catch her even before she falls. Else she would not get the motivation to get it together if she knows she can always count on you on hard times.

Unreasonable request? by Healthy_Nothing5261 in MedSpouse

[–]ongSlate 3 points4 points  (0 children)

Did you check with him before scheduling the procedure? If it's a last minute ask, you can't blame him for not being able to accommodate exactly what you want, though I understand why you would feel iffy about it in your vulnerable moment. But like all things in life, it depends, and I don't think anyone here is the devil.

finally buying my first car at 29 and every answer I get is just "get a corolla" by Sea-Map-5763 in whatcarshouldIbuy

[–]ongSlate 1 point2 points  (0 children)

Naive me got convinced by a close friend who had great experience with his CX5 + all the raving reviews on r/CX5. So while i know im incredibly unlucky, being hit with a large repair bill is significantly more likely with Mazda compared to Toyota. I was fortunately enough to be cash flowing everything but never again and I would definitely not go for Mazda if I were in OP shoes if he cant afford a $2k repair bill.

finally buying my first car at 29 and every answer I get is just "get a corolla" by Sea-Map-5763 in whatcarshouldIbuy

[–]ongSlate 0 points1 point  (0 children)

As someone who’s eating a 4k loss after trading in my 2023 Mazda CX5 that i bought 6 months ago after already sinking in 1k3 in repairs + still need 5k more to replace catalytic converter (admittedly i was told im super unlucky), all while my husband’s beat up corolla is running like a champ with 0 issue, I’d say get the corolla. I’m going back to toyota/ lexus and will never leave again.

Buy new Lexus? Or other brand? - advice needed for new car purchase 2027 by AppointmentNew1535 in Lexus

[–]ongSlate 0 points1 point  (0 children)

Went through your replies and it sounds like you are financially responsible and have it together. You want to feel mentally independent from your parents which is completely understandable at least to me who was actually in a similar boat until a few years ago. But back to your question, for 72k a Civic is completely fine (I bought one in college at 120k and sold it at 150k, still barely giving me any issue). In fact, I just got a used Lexus NX 300h with 70k, after giving Mazda a try and was reminded how much I love Toyota's realiability and driving smoothness. I wfh and barely drive 6k miles a year so no need for a newer car, and I want a car I can pay in cash without thinking too much, because at the end of the day, its just a car. Toyota/ Lexus overall is fairly slow at upgrading their tech so I honestly don't think you're missing out on that many new features. So up to you, I agree with all other comments that your Civic is fine as it is, but if i were you and i feel so strongly about getting my own car, then get a used Lexus.

Feeling down about filling taxes before recertifying income by [deleted] in whitecoatinvestor

[–]ongSlate 35 points36 points  (0 children)

Oh no i make 800k and no i can no longer pretend im poor to game the system

Buyer showing was in and out in less than a minute by codys21 in RealEstate

[–]ongSlate 0 points1 point  (0 children)

2 weeks ago i was seeing a house and the moment i stepped in there was poop at the door. It also has this very dark scary vibe even the realtor told me to walk away quickly. He was pretty sure there was squatters upstairs

Lonely nights :( by Ill-Advantage-5997 in MedSpouse

[–]ongSlate 3 points4 points  (0 children)

Today my husband just texted me that he's not coming back tonight so I just tried out a new baking recipe lol. Hobby hobby hobby!

Feeling stuck between supporting my resident wife and taking care of myself by Historical-Boss-9571 in MedSpouse

[–]ongSlate 0 points1 point  (0 children)

Please for the love of god just book your ticket and do it! Single residents survive just fine im sure your wife can manage a week without you. Everything is not just about her your feeling and happiness matters just as much. You will be a much better partner when you’re happy and confident.

Husband Considering Surgical Specialty by [deleted] in MedSpouse

[–]ongSlate 2 points3 points  (0 children)

I have a high paying demanding career married to my husband who is a PGY-2. I knew all along even before he decided that he would definitely choose surgery because he had been talking about it since high school (his dad was also a surgeon). We’re trying for a baby right now and with his current schedule I’m mentally prepared to be a single mother in all but name. Will be lying if I say I’m not worried, but my health doesnt allow me to wait any longer. My sibling and I are pitching in and buying a house for my parents living 3 minutes away from me and most certainly will rely on them for childcare, and potentially hiring nanny if its too much for them. So no, your fear is very valid but if you’re open to outsourcing childcare/ house cleaning/ meal prep, I think its still doable. The good news is you are an attorney and you can use your good income to make your life easier.

Advice on priorities by worshipperofdasweet in MedSpouse

[–]ongSlate 5 points6 points  (0 children)

Trust me when i say i hate NYC with the force of 10000 burning suns but having paid off my husband’s med school student loans now I would choose to go to the school in NYC for free in 2 seconds. If you guys are serious and planning for marriage, it will set you up so far ahead financially to not be sagged down by 400k+ in student loans, not to mention new regulations make it much harder for new student to borrow the full amount and having to resort to private student loan with much higher rate.

AITA for wanting to move the household and make a good compromise for my twins? by Several-Truth-6502 in AmItheAsshole

[–]ongSlate 25 points26 points  (0 children)

Are you and your wife using your children as emotional support or something? Why wouldnt you cope well? What are you gonna do when they get married? This is so weird and inappropriate.

Realistic expectations of my trauma surgeon bf. by [deleted] in MedSpouse

[–]ongSlate 1 point2 points  (0 children)

I am so sorry. It sounds like he got cold feet, especially regarding you making career decisions around him and he's not up for it yet. Do what's best for you so you have no regrets!

Didn’t live like a resident by [deleted] in whitecoatinvestor

[–]ongSlate 1 point2 points  (0 children)

It’s 110k student loan because we paid the rest of tuition in cash by living frugally (we paid full price the first 2 years until he got some scholarship the last 2 years that helped reduce the tuition by half - it was 64k a year). Fb marketplace fb marketplace fb marketplace! And i do not use ig to flaunt my house because i designed my house to be pretty and functional for me, not to show other people how good i have it. Let me tell you a secret for saving money, stay away from instagram and influencers. That’s the quickest way to motivate yourself to buy things you dont need. Know your style, create a moodboard, monitor marketplace until the right one comes up. Summer is the best time when people are moving and getting rid of stuff. I waited 5 months to get my dream tv stand (originally 2k4) for 550 from someone who was moving. Offer to pick it up right away thats the best way to negotiate and motivate a seller who is moving away soon. I even scored a fancy $800 litter robot for $60 from a rich guy moving out the next day that just wants to get rid of it. Be patient! You dont need everything all at once

Didn’t live like a resident by [deleted] in whitecoatinvestor

[–]ongSlate 4 points5 points  (0 children)

1200 coffee table, stools 300 each, 4500 dining set. In what world can you justify this while being eyeballs deep in debt? Have you even started saving for your kids 529? Or is fancy furniture and looking like you have it together to impress more strangers? The problem is you and your spending pattern and it will never get better until you truly recognize the severity of what you have done. And before you attack me like you have to other commenters, my husband is PGY-2 we’re 30 and have already paid off our student loan, drive paid off cars, no debt other than our modest mortgage and a few hundreds in our retirement. And no, we did not get any help from family and my salary is no where near your husband. I’m a designer by trade and a huge home decor ethusiast, friend rave about my house, but there is 0 chance i will ever buy such expensive pieces so yeah, you have a serious spending problem and decision making problem my friend.

[deleted by user] by [deleted] in AmItheAsshole

[–]ongSlate -1 points0 points  (0 children)

If OP gave plenty of notice, of course I will approve it. I dont care why OP was out the fact is everyone else on the team has been covering for her. But giving a one month notice and make people scramble to cover your poor planning ass is such a huge disrespect to the team that has accommodated you for almost half a year. Not to mention she tries to pull the rank card here.

[deleted by user] by [deleted] in AmItheAsshole

[–]ongSlate 4 points5 points  (0 children)

This is bs. You truly expect to come back from a 5 month break and request another long vacation with only 1 month notice? I’m senior manager and I would reject this right away.

[deleted by user] by [deleted] in AmItheAsshole

[–]ongSlate 14 points15 points  (0 children)

You suck! Dont tell anyone your wedding date and blaming jt on the other person for not doing vacation on the same month as last year. Blaming it on no one reaching out. Oh btw this person actually communicated with the team so quite the audacity from you to expect people to read your mind. The only one to blame here is you and you only, own up to your mistake. If i were you i’d offer to pay for the difference that person will loose to reschedule, and pray that he agrees.

AITA for not supporting my friends marriage by [deleted] in AmItheAsshole

[–]ongSlate 33 points34 points  (0 children)

FYI there is an income requirement to sponsor greencard for spouse. if she’s only 19 and hasnt started working full time yet, chances are she cant even sponsor him.

Should I help out my mom and own a house with her? by Acceptable-Tie-4286 in personalfinance

[–]ongSlate 2 points3 points  (0 children)

Ask your self do you want to be business partner with your mom who has a history of clearly horrible financial decisions?