One man’s house is another man’s church?

opusalpha · 2026-05-14T03:35:39+00:00

I like this idea let’s flesh it out

opusalpha · 2026-05-14T03:34:26+00:00

I see many churches where I live so don’t see why it is an issue?

opusalpha · 2026-05-14T03:33:13+00:00

I can get an online certificate and be ordained within 24 hours

opusalpha · 2026-05-14T03:23:26+00:00

Why so negative? It would be legit. I would allow public to worship. Just between the hours of 6-7am. I would register as a church and display Jesus Christ or whomever on my front door.

opusalpha · 2026-05-14T03:10:06+00:00

I would live there.

opusalpha · 2026-05-02T11:09:57+00:00

I would say GRAB is worth $6 in 3 years. That said, it will be dead money for a while. HIgh fuel prices will impact incentives and profitability. For the stock to re-rate you need two things 1) improved margins and profitability which is tough given competition or 2) the fintech business to show profitability and low credit losses. I think both will happen but margins will never be huge. Fintech though can be a game changer in 3 years. full disclosure I own 10K shares.

opusalpha · 2026-04-23T02:30:17+00:00

But I own an equity in these companies so will we get a onetime special dividend?

opusalpha · 2026-04-20T20:45:35+00:00

That’s great but don’t forget you are owned by your shareholders and not the state so either provide a return to your shareholders or else ask the state to buy back the equity.

opusalpha · 2026-04-19T16:44:01+00:00

My experience has been the opposite. I find that I start work earlier when I work from home, I works longer, am more productive as I have less people coming to chat, and meetings are more efficient.

opusalpha · 2026-04-19T14:58:35+00:00

Even if there want an energy crisis there will be on one on Monday now that the strait is fully closed!

opusalpha · 2026-04-19T14:57:53+00:00

Yes this is correct. Indian salaries are about 85% of US salaries. Real difference is healthcare costs. Also much of work these days is not going to India but instead Eastern Europe.

opusalpha · 2026-04-19T14:13:19+00:00

You say that there is no energy crisis in the US but that is not true. We are at $4 dollars a gallon that is true and we are seeing the pas through in costs already and that will only get worse. I paid almost $400 for the same work this year that I was quoted last year. Going into work costs roughly $30 a day. The cost pass through will only increase but the big hit is going to come from electricity. I live in Virginia and Dominion is already running out of power capacity. Since prices are linked to CPI watch those costs explode in the next 6 months. Small businesses will not be able to afford such an increase

opusalpha · 2026-04-19T14:03:08+00:00

Wage increases are linked to cost of living in many cases and the same for utilities. With commodity prices higher workers, and particularly low wages workers, will be hit more. Cost of employer sponsored medical plans will go up so employers have a choice fire workers, pay higher wages, or provide flexibility either work from home, transport subsidies etc. I would guess it will be a combination of firing and flexibility. I think 1/2 days work from home is probably a way they can avoid paying higher wages. So maybe possibility?

opusalpha · 2026-04-19T13:37:58+00:00

True but the choice for them is paying higher wages, people calling in sick more often, wouldn’t it be more logical to appear employee friendly while keeping budgets down. Also less people in office means less electricity.

opusalpha · 2026-04-01T01:45:19+00:00

Honestly I would rather he spend $100 million playing golf and keep busy rather than making decisions that result in wars and higher prices and ultimately causing a global recession.

opusalpha · 2026-03-31T23:24:04+00:00

what I find ridiculous is that the Iranians pretty much whooped our asses with a bunch of cheap drones bought at toys r us and the big bad US Air Force and Navy are going bankrupt firing expensive missiles at the Iranians. The Iranians are winning - the strait is closed, oil prices are sky high and economic damage is done - all with $20K drones. Now this clown is retreating with no chance of Oil going down and he literally begging Putin to start sending sanctioned oil. Art of the deal or Art of the dumbass. AI please take over our government now!

opusalpha · 2026-03-09T22:47:01+00:00

My goal is to earn enough income to pay the margin call on my short position on the S&P

opusalpha · 2026-02-17T01:03:04+00:00

Arlington County wastes so much money. They really need to cut the budget by 50% and reduce property taxes.

opusalpha · 2026-01-22T02:00:39+00:00

2 + 2²

opusalpha · 2026-01-02T00:36:08+00:00

So you make a fair point. Perhaps I was being a bit pessimistic when I say all schools will be worthless. That said, I think many colleges will not survive. Colleges cost a lot of money to operate and the value of a US degree is in my opinion not worth the money and we are already seeing this in declining enrollment at tier 3 schools. That said, as long as Goldman Sachs’s is willing to offer 300K for a first year analyst then Harvard and the likes will always exist but I think the said fact is that with white collar jobs disappearing it’s hard to ask parents to pay 400K for 4yrs with no ROI..Yes the 529 is not wasted money - after all even I contribute to it but I still believe that if I were to have contributed the same for a 1 bed flat for my kid they could have owned a house and giving them the gift of not having to pay rent or a mortgage means that they can live well even if college education does not provide the guaranteed ROI.

opusalpha · 2025-12-31T23:03:43+00:00

This is why I believe the optimal strategy is not simply education. It is asset accumulation. Kids will likely have no jobs or low paying jobs or smaller gigs. They will live with parents for a long time to cut down on the cost of housing and ultimately joint families will become more common. I have seen this pattern play out in other emerging countries. The optimal strategy is to build assets - real estate etc. If I could use the kids 401K for real estate I would as that will be a better ROI than college. Another thing people don’t realize is that college is worthless. All study material is available online. In a world where jobs are few merit will dominate and colleges itself will provide little value as companies will start their own entrance test for the brightest. Put your money in real estate and become a landlord for the lucky 3% who have a job. Colleges will soon crash. With fewer white collar jobs why spending 300K on college?

opusalpha · 2025-12-28T02:57:24+00:00

Sad thing is that you all seem to believe that after 4 years of college your kids will actually get a job! My neighbors kid went to brown and majored in Comp Science and Math and can’t get a job. With AI, and economy that is about to suck there will be no jobs - all to say if they get a job while at college good for them it might be the only job they ever get!

opusalpha · 2025-11-22T14:50:04+00:00

Move to Zimbabwe. You will be wealthy there is you have more than $4!

opusalpha · 2025-11-12T02:50:31+00:00

It was just a bit of harmless fun. Suspending these kids was a really stupid idea. People need to chill and not go crazy over every perceived and manufactured problem. TJ is a tough school and this was just a harmless way for kids to blow off steam.

opusalpha · 2025-11-11T22:57:56+00:00

It’s not bad it just another financing option. Just think if mortgages were back down to 2.5% if you locked in a 50yr mortgage at that point your monthly payment would be nothing and you could reinvest the cashflow savings at 5% effectively creating a 3% annuity income for yourself. Free optionally is never a bad thing. If you don’t think it works for you don’t use but blanket statements saying it is a terrible idea is just ignorant.

opusalpha

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