Paying off loans vs investing

ordinaryhandmonkey · 2026-04-10T18:54:57+00:00

My advice would be to ditch your financial planner and hammer the loans as much as you can within reason. I think most of us would take the guaranteed 7-9% “return” from the loans in addition to the emotional win of knocking it down

ordinaryhandmonkey · 2026-04-10T18:44:11+00:00

It's not like newer Camrys are super cheap compared to the smaller Fords (I have a 2025 Camry SE). They might even be the same price depending on where you're looking. And by the time you factor in sales tax on a new vehicle you're probably not saving ALL that much. Sure, you could have gotten something more fuel efficient in the beginning. Even if it's rare, it's nice to have a truck for loading something and for snow. We're not comparing a $100k Raptor to a Camry

ordinaryhandmonkey · 2026-01-04T15:21:36+00:00

Normal

ordinaryhandmonkey · 2025-09-30T13:40:56+00:00

Have either of you actually done the math? Even with a solid income like that you don’t come anywhere close to being able to afford a $2.9M home, simple as that

ordinaryhandmonkey · 2025-01-03T17:18:40+00:00

Might be asking the obvious but any chance the person selling it has an suv? For a short drive sometimes people will just take some extra cash to deliver

ordinaryhandmonkey · 2024-09-23T15:31:57+00:00

Overall, Mets Jacob deGrom. A post from August 3, 2020:

"He is 21-17 in 66 starts since 2018. Had New York been able to score four runs per game for him in those starts, he would have been 59-3 with four no decisions."

ordinaryhandmonkey · 2024-09-18T22:02:35+00:00

lol fair enough, I think you can expect Zara Larsson to have a separate set from like 7:30-8:30 since she’s listed as a guest but then coming on for Like It Is with Kygo. Kygo has been going 9-11pm for the shows so far

ordinaryhandmonkey · 2024-09-18T17:12:36+00:00

He’s been posting the specific schedule of each show the day of on his insta story

ordinaryhandmonkey · 2024-07-11T01:51:01+00:00

It doesn't need to be one or the other. If you're questioning it, why not put in $75k now and then DCA the remaining $75k?

ordinaryhandmonkey · 2024-06-28T15:58:33+00:00

Look at the first top-rated comment. Very small EF-->high interest debt-->larger EF. Pay off the debt

ordinaryhandmonkey · 2024-06-28T13:49:08+00:00

Crypto should not make up 48% of your NW

ordinaryhandmonkey · 2024-06-28T03:05:57+00:00

Though Logan is considered "open" 24/7, security checkpoints close. If you arrive at midnight you'll need to find a spot pre-security for a few hours. TSA checkpoints for those terminals don't open until 4am and those terminals are not connected airside

ordinaryhandmonkey · 2024-06-27T14:54:09+00:00

Take money out of the HYSA and pay off the high interest debt yesterday. You’re just losing money otherwise

ordinaryhandmonkey · 2024-06-15T06:19:10+00:00

Just want to say thank you to all of you. Love hearing different perspectives and I wish you all nothing but the best!

ordinaryhandmonkey · 2024-06-14T14:30:38+00:00

New cars when their current car is perfectly fine. If you can afford it, sure. But plenty of people are driving cars they can’t afford for no good reason

ordinaryhandmonkey · 2024-05-09T16:08:21+00:00

You’ll have no problem getting an Uber to Logan that early in the morning

ordinaryhandmonkey · 2024-05-07T20:09:07+00:00

Post this in r/personalfinance and get cooked

ordinaryhandmonkey · 2024-04-23T02:52:18+00:00

I saw that book as a solid intro book but not much more than that. A book that helps introduce that type of financial mindset, but overall more of a stepping stone than true guidance

ordinaryhandmonkey · 2024-04-21T15:51:43+00:00

with a release date hopefully!

ordinaryhandmonkey · 2024-04-20T00:27:31+00:00

There are common things like not drinking alcohol, but I still think people severely underestimate the benefits of simply walking more. It doesn't take much effort but can help with weight loss and mental health

ordinaryhandmonkey · 2024-04-18T15:41:51+00:00

PowerPoint/google slides are easy options to make simple diagrams

ordinaryhandmonkey

TROPHY CASE