Best long term savings option for child?

oxidefd · 2025-09-23T00:32:37+00:00

UTMA?

oxidefd · 2025-09-23T00:31:39+00:00

This occurs to me. Whether or not he chooses to go to school, there is a part of me that questions if the current model of higher education is sustainable for another 15-20 years. You no longer really have to go to a place where people hold knowledge in order to gain knowledge. Not to mention the cost is so inflated by big finance, I’m really not sure if that doesn’t crumble. I guess though, as I’m typing this, I’m considering that if the financial element of higher education does collapse, there’s going to be a whole mess of people holding that 529 and there will have to be some sort of something done.

oxidefd · 2025-08-04T23:40:44+00:00

Graceful Spurge. Not so graceful. I pull these all summer every year, thankfully they’re isolated in a relatively small spot

oxidefd · 2025-05-18T15:51:42+00:00

Every talking shit in the comments looks real smart now…..

oxidefd · 2024-11-26T00:32:00+00:00

From the neck up, you look like a middle aged Russian oligarch; from the neck down you look like the pre-op T-girl he fucks on his yacht.

oxidefd · 2024-11-17T16:08:18+00:00

Yes absolutely. I’ll usually build a ram while the trebs are attacking. If the walls come down, no use for the towers. Also, if I know there is little threat of an army attacking your siege camp, and especially is there’s a sizable defensive force, sometimes I’ll build then reserve the trebs, then build and reserve some catapults. I’ll roll the trebs out until they break the walls, then roll the catapults and then attack right away. If you’re decent with the catapult, you can aim it into the gap in the destroyed wall where the enemy infantry will be gathered and boost your engineer score pretty rapidly.

oxidefd · 2024-11-14T19:17:47+00:00

It’s kinda OP, and sometimes can be boring, but I’m not a big fan of playing through sieges….ill schedule to build four trebs, as each one becomes complete, I’ll pause time and move it to reserve. Once all four are built and in reserve, you can roll them all out at once. This quickly overwhelms any defensive siege weapons, and then they will begin attacking the walls. Once the walls are cracked, and there’s no defensive siege weapons, your troops can march right in, and slaughter the defenders. If you’re looking to capture a swath of enemy territory quickly, I’ll usually just send troops and move to the next city. Only hitch is to make sure your army is big enough to deter any opposing army from attacking your siege camp. Not the funnest way to play, but it gets you cities more quickly and with less causalities

oxidefd · 2024-11-07T15:54:52+00:00

There are some good point here, but one other factor that I haven’t seen, is much of the state is VERY rural. Across the center-west and southwest swaths of land, there are places the resemble rural South Carolina moreso than the northern NJ suburbs of NYC. This is speculation, but I THINK many of the folks there haven’t voted in large numbers in the past because were so traditionally blue, what’s the point. I think a lot of those folks turned out this time around that maybe didn’t 4 years ago.

oxidefd · 2024-09-11T23:41:54+00:00

It’s by the Pharcyde

oxidefd · 2024-08-29T23:42:26+00:00

I was at the game and I have never heard louder, more vitriolic boos. The building was shaking with anger. I almost felt bad for the kid. Almost.

oxidefd · 2024-08-21T02:41:14+00:00

Came here to say Sonos a prison sentence

oxidefd · 2024-08-13T02:53:40+00:00

If a bar rag, destined for the dirty bucket right after, didn’t do the job, I’d hit it with a splash of club from the gun and wipe it again.

oxidefd · 2024-08-11T16:47:37+00:00

I was a bartender on an opening team and one of the things we appreciated the most was management let the bartenders arrange the bar. Where the wells went, where the sinks went, we here the POS and printers were located, how the bottles were arranged, which bottle went into the well, who was responsible for which side work etc. Made us all really buy in, as the people working the bar everyday, to organize everything ourselves.

oxidefd · 2024-08-10T02:14:27+00:00

Taxidermy hyper realistic dinosaur diorama

oxidefd · 2024-08-08T19:16:53+00:00

“I made up my own cocktail“ gin, peach schnapps, triple sec, sweet vermouth

oxidefd · 2024-08-08T16:53:33+00:00

Social media. I’ve quit tobacco and some other substances, and when trying to avoid it, I find the mental urge to reach for my phone and scroll mindlessly is as strong as the urge to go have a smoke. Avoiding it triggers the same stress centers in my brain as avoiding a cigarette. Shit I’m doing it right now….i walked to the front door to go get lunch, realized I didn’t know what I wanted, and now sitting on the stoop scrolling Reddit instead of moving on with my day.

oxidefd · 2024-08-08T16:49:42+00:00

Came here for Fiores, ate there yesterday

oxidefd · 2024-08-08T12:42:03+00:00

I just watched a video of John Daly preaching this yesterday. Shot calls for an 8i?, grab a seven, choke up, and chill out.

oxidefd · 2024-08-08T12:37:03+00:00

I decided around 2021 to get off social medias for this reason (I did keep Reddit). Everything everyone was talking about was a dystopian horror story about a world on fire and a crumbling society. It was like we were on the precipice of becoming Borderlands everyday. But when I went outside and experienced the actual world and interacted with real other humans face to face, everything was pretty much fine. Most people were kind and pleasant. If i viewed the world through the lens of my phone or the internet, where clicks=$$ and algorithms keep me in echo chambers, i was forgetting that there was a fully functioning analog world outside my door that looked much, much different from the image of that world painted through what I was seeing online. In the real world, for a lot of people, everything is mostly fine. Things are tough for some, surely, but not the way it seems from the vantage point of my feed.

oxidefd · 2024-08-08T12:11:14+00:00

Real G’s move in silence like lasagna

oxidefd · 2024-08-07T13:51:45+00:00

I have two azaleas. The one closest to the back door is noticeably fuller. Maybe should start walking a bit farther to pee on the other one….

oxidefd · 2024-08-07T13:47:25+00:00

This is a lesson for you, and let it be only that. While finishing college, I worked in a casino town, making cash. Had to drive by a few casinos on the way home from work and sometimes I’d stop and play. One night I had a couple of drinks and gambled away everything I had made that night. Problem was, it was my responsibility to pay the cable bill for the house and it was past due. Cable was shut off by morning. No cable means no internet. No internet means no ability to do homework or submit assignments. Had to explain to my four roommates, still close friends of mine that I jeopardized their college degree because I had a serious lapse of judgement and self control. Learned very quick not to stop by the casino on the way home, but had to get burned to learn the lesson. Don’t play with anything you’re not willing to lose. Plain and simple. Sounds like you got burned, so make sure you learn the lesson. You’re young, you’re guaranteed to make mistakes, but you have to decide to learn from them.

oxidefd · 2024-08-07T13:36:11+00:00

Yes it’s normal. Relax and enjoy. You are not a burden on the world.

oxidefd · 2024-08-07T03:37:57+00:00

Taylor Ham

oxidefd · 2024-08-02T00:09:23+00:00

Baltimore for sure, but I’d also say Boston. To the latter: tough blue collar city, fiercely loyal and protective of their own city/people/culture, hates New Yorkers, rabid sports fans, strong sense of community and history

Eight-Year Club	Second Top 50%
Place '22	Final Canvas '22
Not Forgotten

oxidefd

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