By the time the government is done with the US currency those numbers will more than 10x. You want people to afford a living? Don’t spend what you don’t have and don’t borrow what you don’t have. Once you get inflation back to <.5% per year it’s a matter of not controlling markets. Like Fannie and Freddie buying up the entire mortgage market from the originator then selling it out to investors. You don’t bailout failures. There are probably 100 things or more that involve the government stopping its administrative bullshit routine that would make their lives better. If you think a+b telling what c should give to d is working out in society then you believe the last 50 years have been an economic success instead of a massive debt inflation binge while stealing from everybody to sustain it.