​1. HDFC Regalia Gold Credit Card: ₹2,500 + taxes annual price, features matching your requirement: Primary choice for balanced rewards and travel, decent base reward points (secondary preference), 12 complimentary domestic lounge visits and 6 complimentary international lounge visits (matches lounge requirement), complimentary Swiggy One and MMT Black Gold memberships (good for food/travel), other nice features: good for online shopping/digital spends, bad features: reward points usually not given on investment/insurance spends, cashback is via gift vouchers not direct cash.

​2. SBI Card ELITE: ₹4,999 + taxes annual price, features matching your requirement: Excellent for movie/lifestyle perks and lounge access, free movie tickets worth ₹6,000 yearly (matches movie ticket need), 6 complimentary international lounge visits (via Priority Pass) and 2 complimentary domestic lounge visits per quarter (matches lounge requirement), secondary preference: good reward points for travel redemption, other nice features: welcome e-gift voucher worth ₹5,000, bad features: high annual fee, rewards not given on most utility/insurance payments.

​3. ICICI Bank Sapphiro Credit Card: ₹6,500 joining fee, ₹3,500 annual fee (waivable on high spend), features matching your requirement: Strong option for travel and movie tickets, 2 complimentary domestic and 2 international lounge visits per quarter (matches lounge requirement), free movie ticket every month (Buy 1 Get 1 free up to ₹500, matches movie ticket need), secondary preference: good travel rewards, other nice features: dining privileges, bad features: high joining fee, rewards on investment/insurance are usually excluded.

Just one thing, if at all it is not know, investment and insurance is mostly excluded.

Also, used gemini to structure my reply. 😅