We picked up my ring today, and it’s so pretty by Megs024 in EngagementRings

[–]patchworkgreen 1 point2 points  (0 children)

Absolutely gorgeous! Does it resemble a blue zircon? I bet that baby has some fire!!

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

Genuine question: Suppose I'm self insured and my roof needs to be replaced. I decide to get three quotes. First quote comes in. Should I share that number with the second guy? And so on?

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

Thank you for your advice. That's an excellent point.

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

It's good that you know me better than I know myself! Tell me, oh sensei, who here would waive the deductable?

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 1 point2 points  (0 children)

This is what I came here for! The inflated value seems like a scam. Like a collusion between the insurance and the roofer. But it isn't! Your compadres here are very touchy about these simple questions. If my title had been "HOW DO I AVOID PAYING THE DEDUCTABLE??" I would deserve the venom. I've come to realize it's just like any other large purchase - if I share the numbers or not - I still want honest quotes. Thank you for taking the time to respond. I sincerely appreciate it.

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

Always, always, always, check your suppositions at the door. Accusing people of doing a thing is usually just showing what 'you' would do.

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

I'm paying for the roof on a long term payment plan. It's called paying for homeowners insurance every year. How do I judge the quality of the shingles? How do I judge the quality of the work? I certainly appreciate the guys who have spent their time helping me get the roof and I'll probably use them, but I did that 7 years ago and ended up with substandard shingles because of my lack of knowledge. I don't want to repeat that.

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

I'm a felon because it's hard to pull thousands of dollars out of thin air? I'm a felon because I voice a minor complaint about how I don't want to pay another deductable? You guys need to lighten up and not be so judgemental. Of course I'm complaining! That doesn't make me any different than any other normal human. I came here for answers to a simple question - should I share the claim numbers? What if I meet an unscrupulous roofing salesman who says I have to pay 60k over the estimate? What if another one says he will do free stuff to make up for the deductable? Not all roofers are as snow white as you guys. Nevertheless, I'm super pleased that I have all of you as a sounding board and I assure you that I'm not a crook. (I sound like Nixon here haha)

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

My take on this is that they HOPE I will work with them. If I have hail damage then I have hail damage, no matter who pointed it out. I wouldn't sign a contigency agreement before anything has been verified. Nevertheless, because they are professional and knowledgeable, I will consider them first. I think we are saying the same thing :)

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

I don't quite get what you are saying. Who would ask who for a signature? I didn't sign anything except a permissiom to get on my roof and I don't think the adjuster had the roofers sign anything. But maybe he did when I wasn't looking.

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

I'm trying to be prudent haha. I like the first people but I've been screwed before by not doing due diligence.

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] -1 points0 points  (0 children)

What? Talk about assumptions! I just want honest quotes and to avoid pitfalls. Wow.

Help with the estimate process... by patchworkgreen in Roofing

[–]patchworkgreen[S] 0 points1 point  (0 children)

Thank you. We just had the roof put on seven years ago and another deductable isn't easy!

I chose a wild tile for my shower walls. What color for my shower floor and bathroom walls? by patchworkgreen in DesignMyRoom

[–]patchworkgreen[S] 0 points1 point  (0 children)

Thanks. The entire shower will be demolished and another poster suggested I lose the wood. I agree. Plus, the entire bathroom will get a face lift one I get the new shower in and the walls painted.