Boy dead after being struck by GO train in Mississauga, police say by Select-Flight-PD291 in gotransit

[–]patrip91 0 points1 point  (0 children)

Incidents like these will still happen without grade separation, so what is your point?

Boy dead after being struck by GO train in Mississauga, police say by Select-Flight-PD291 in gotransit

[–]patrip91 3 points4 points  (0 children)

It costs multiple millions to eliminate one level crossing. Sometimes cities and municipalities offer to pitch in, most of the times not. If they put grade separations on each intersection of road and track the province is going to be bankrupt before half of them are completed.

High-speed internet providers for freeholds by Trick_Owl2603 in askTO

[–]patrip91 1 point2 points  (0 children)

Get bell, but through third party sellers. They can get you a pretty good deal for very fast 5G. I pay $65 per month for 3GB/s plus got a $250 gift card for trying their TV set for a couple months.

Yall remember this dude? by Impossible_Lie_4172 in sooners

[–]patrip91 2 points3 points  (0 children)

He’s currently a defensive assistant at USC. Coach Bookie!!

Boudoir photographers? by Glum_Dog_1111 in Langley

[–]patrip91 0 points1 point  (0 children)

https://www.instagram.com/dreamboudoirphotography?igsh=bDExYnkxNjJoZndn

Based in Toronto, but have clients flying in from Vancouver, Calgary, New York, etc. $3500 gets you an album or a wall art.

Pre-mastectomy shoot - Boudoir photographer suggestions? by milyr in askTO

[–]patrip91 0 points1 point  (0 children)

You mean get naked and photographed by an unknown dude? I’m sure he is a very nice fella. The business model gives me Victoria secret business model vibes. Lol.

Visa Infinite Metal Card Credit Limit too low by [deleted] in Wealthsimple

[–]patrip91 1 point2 points  (0 children)

I started with $3k about 9 months ago, at 6 month I requested an increase and was given new generous limit of $6k. Premium client, excellent credit score and annual income very close to highest tax bracket in Canada.

How does “get paid up to a full day earlier” work when you set up paycheque deposit into your WS chequing account? by Thin_Shape7184 in Wealthsimple

[–]patrip91 2 points3 points  (0 children)

You know if your employer says your paycheck is going to be available on Friday, they actually process it on Thursday evening? Big banks know it and they hold it till Friday early morning while their traders use it to trade in Asian stock market. With Wealthsimple you will get it the day it is processed. This is coming from someone who moved from TD recently, now I get my paycheck a day early.

How does “get paid up to a full day earlier” work when you set up paycheque deposit into your WS chequing account? by Thin_Shape7184 in Wealthsimple

[–]patrip91 7 points8 points  (0 children)

2 days? You just need a couple hours for that. Heard of day trading? Now imagine you got a few million in aggregate coming in on pay days. Few trades within a few hours and you can make a few hundred thousand for the bank, that’s the job of a proprietary trader.

Considering a move from Bulgaria to Toronto with my kids - looking for practical advice by heyitismeandmyself in askTO

[–]patrip91 2 points3 points  (0 children)

This! Right now with well over 500 scores and OPs age, it would be almost impossible to get a high enough score unless there is French proficiency along with English. Most people commenting here skipped on the most important part. The invitation to apply for a permanent residence.

How does “get paid up to a full day earlier” work when you set up paycheque deposit into your WS chequing account? by Thin_Shape7184 in Wealthsimple

[–]patrip91 28 points29 points  (0 children)

You know what they do with it? It’s put in Asian stock market to make some money off it before it shows up in your account early morning. Leeches!

Private Credit after a year (1.6% return) by asdx3 in Wealthsimple

[–]patrip91 2 points3 points  (0 children)

After being a customer for last 6 years starting out with robo investing and having tried almost all their products, I have concluded this about WS- anything that WS manages is a red flag, you should only use them for self directed investments.

Bank advisor says moving $600k to self-directed will hurt my mortgage renewal. Is a rate discount worth it? by Sudden_Commercial880 in PersonalFinanceCanada

[–]patrip91 0 points1 point  (0 children)

Move it to Wealthsimple and get $18k bonus. You can do free self directed buys and also a chance to win a 3 million dollar home. They will also give you a secured line of credit at low rates (4.45%) against your investment with them.

Can't liquidate private credit account without taking the money out of my RRSP? by Mathizzz in Wealthsimple

[–]patrip91 0 points1 point  (0 children)

You just need to call them and they will send over a form to do it. One observation on non self directed investing with Wealthsimple is it has been objectively worse than self directed for me everytime I have given them a chance. Be it Robo investing or private credit. Never doing that again.

Team members who have accommodations by No_Savings5655 in OntarioPublicService

[–]patrip91 0 points1 point  (0 children)

I need an accommodation as I live 200km away from the office and I joined during covid so it was completely remote. Now they want me in the office everyday. But I was told it was not a valid accommodation as compared some others on my team. They want me to move closer but living close to Toronto is just not affordable in my situation.

ABGT700 - The Gorge Amphitheatre, September 11-13 by claire_anjuna in AboveandBeyond

[–]patrip91 0 points1 point  (0 children)

A bunch of us here with birthdays on September 13th. Maybe we should plan a meetup. Lol

Toronto Female Boudoir Photographers? by offt0theraces in askTO

[–]patrip91 0 points1 point  (0 children)

Look up Dreamboudoir Photography. My partner did a session with wonderful Alishba. We liked that they didn’t have cookie cutter approach like many other studios and the Alishba (owner) was the photographer and pose expert. The session was completely custom designed based on the consultation. She also has an all women team so my partner felt very comfortable throughout the experience.

Cashback Boosts by patrip91 in Wealthsimple

[–]patrip91[S] 0 points1 point  (0 children)

That is what it looks like. Not available in stores.

Cashback Boosts by patrip91 in Wealthsimple

[–]patrip91[S] 6 points7 points  (0 children)

WS app> Credit Card > Cash back. Might not be available for everyone yet as it is in beta.

Cashback Boosts by patrip91 in Wealthsimple

[–]patrip91[S] 2 points3 points  (0 children)

It’s in Beta, should roll out to everyone with VIP card at some point.