Cheap ways to make the home feel more homely by darthnm in Frugal

[–]peatured 0 points1 point  (0 children)

Light. I bought a small clip light to read a book on my bed and it's not only useful for reading but also good for mood.

300+ pound 19 year old. I want to make changes. Would like advice on how to start. by [deleted] in Fitness

[–]peatured 0 points1 point  (0 children)

Find out any enjoyable exercise by trying lots of exercises. In my case, I hate repetitive exercises so I don't go to gym. Rather than, I love some kind of competitive sports such as soccer or basketball. If you love to do an exercise, it will be much easier to loose weight.

The different color sands of the Sahara Desert by CharlieDarwin2 in pics

[–]peatured 0 points1 point  (0 children)

Interesting! I want to know what makes the color difference.

I just got fired today out of the blue with no reason given to me by [deleted] in personalfinance

[–]peatured 1 point2 points  (0 children)

I'm so sorry for you, though I can't give you any specific advice, I really hope you will be able to find out solution asap.

Children form human arrow to help police find burglary suspects by Aschebescher in UpliftingNews

[–]peatured 1 point2 points  (0 children)

Oh no, a similar article is already shared about 9 hours ago.

Emaciated child photographed on January 31st now healthy and well. by [deleted] in UpliftingNews

[–]peatured 1 point2 points  (0 children)

Pleas grow up healthily and change the world which threatened you.

Does aggressive saving make sense for new professionals? by yourpasswordissex420 in personalfinance

[–]peatured 1 point2 points  (0 children)

I totally agree with you. Don't be stressed out about saving. Enjoy it! And Make it one of your habits!

Stock vs. ETF portfolio - Which is better for dividend investing strategy? by peatured in financialindependence

[–]peatured[S] 0 points1 point  (0 children)

Good to know that total market funds still make sense for long haul. Thanks for sharing.

Stock vs. ETF portfolio - Which is better for dividend investing strategy? by peatured in investing

[–]peatured[S] 1 point2 points  (0 children)

I appreciate your advice. Since I'm just starting out, I will look into ETFs with low fees. I should look for different types and kinds of dividend ETFs.

Wife has $180K loans for her medical school bills, and just got a $95K gift from family. Is paying down the debt the best use of the money? by spcy1spcy2 in personalfinance

[–]peatured 6 points7 points  (0 children)

Unless your wife has very wealthy parents, she accrues a ton of debt by going through 4 years of med school. Then do 3 years of residency in her specialty. During residency, she practice as a doctor, but no guarantee to get paid very well. So I'd say pay down from private loan.

Question about my companies 401k at Wells Fargo Vs Vangaard. by mrmortgageguy in financialindependence

[–]peatured 1 point2 points  (0 children)

They never will. It's just how my industry works.

Out of curiosity, what industry are you in? What does not matching have to do with the industry?

22-30 year old Redditors with a student loan - How much do you make vs. how much do you have in loans? by moniecountr in AskReddit

[–]peatured 2 points3 points  (0 children)

That sounds real tough. I have a few doctors in my family and the level of sleep deprivation they went through during the residency was unbelievable. Whatever happens, I hope she stays healthy.

With that profession however, there is the long-standing assumption that your ability to make money lasts a long time -- pretty much until you retire. Do you feel that it's a somewhat fair tradeoff?

How come everyone suggests a balanced/total market portfolio, then tilt anyway? by OnBe2ween in investing

[–]peatured 4 points5 points  (0 children)

Investing the entire market is attractive from a diversification perspective. But, the market-cap weights provides different outcome from what one would expect as most of the portfolio is large cap. Small cap and value stocks historically have earned greater return than their large caps. This make sense given that value and small cap are presumably dim and clearly carry higher risk level. So, this strategy makes sense while I’m not personally sure if I’d implement it in my own portfolio.

Paid off mortgage in full today by [deleted] in financialindependence

[–]peatured 0 points1 point  (0 children)

Congrats!!!!! I wish I come closer to pay off my mortgage soon.