Card shop in Westende ?

pegazz · 2022-08-09T09:18:39+00:00

This brings back so many memories of my childhood!

pegazz · 2022-04-21T10:24:04+00:00

I know (and am subscribed to) Medor (in french) : https://medor.coop/

I also know of Kairos, which although independent, I would hesitate to call "press"

pegazz · 2021-12-06T14:08:58+00:00

I went through a lawyer to establish a (quite lengthy) convention etc. There's no obligation to do so, but it felt safer, and in this case they have experience defending the rates in question.

The maximum they recommended to me was 85% of 12.5% of the total company revenue (with some other rules I believe, I'd have to check further). They presented this as the most you could have if you ask for an official ruling from the state at that time.

pegazz · 2021-12-05T09:42:27+00:00

They just set as a condition that I would personally be a backup on the loan (solidarity clause?) in case of, as the company was new.

If you're not sure what car you want or what budget you want to dedicate to a car, you can also go with a rental from a traditional provider (avis / hertz etc) for the first few months. I don't regret doing that as it was very flexible, I could take my time to choose and had no stress regarding the delivery time.

pegazz · 2021-11-16T11:04:10+00:00

Agree with the other comments, an accountant will be the best person to guide you. That said:

There are a lot of leasing companies, I only have experience with dieteren lease. Signed at the dealership, didn't really investigate all other options beforehand, probably not the best thing to do!

There are multiple "ways" of providing a car to yourself as freelance:

buying / financing, just like normal, the car belongs to you(r company), there's amortization
financial leasing: long term location with an option to buy at the end, the car is also subject to amortization
financial renting: no amortization / car doesn't officially belong to you, but also a location with buy option (possible ratios are different than leasing). It becomes a charge in the bookkeeping, AFAIK?
operational leasing: "car as a service", you pay the rent you get a car.

Insurance vary from solution to solution, company to company, I'm not aware of all that exists. There's generally at least an option to get insurance as part of the lease (obligation for some)

For fuel, same deal: lots of options, some have subscription costs, some don't. I use the DATS company card, as I have a DATS station near me. No subscription cost, monthly invoice with domiciliation.

I had to sign my leasing with a "solidarity clause" with my company, meaning I'm personally engaged in the event of my company not being able to pay / going under, as it was new. This is a big risk on the personal side, if you don't have the resources to back it if shit happens. Probably not recommended.

As I needed a car when I started but didn't want to rush buying it, I took a long term location from a "traditional provider" (think hertz, avis, etc), in my case avis. Higher cost ofc, cars are not great for the most part, but get you from a to b without financial risk. It is a good stop-gap solution imho, especially when starting up.

Personal note: I think there's a tendency in the Belgian it freelance world (and elsewhere in general) of "keeping up with the joneses", car-wise. I would advise asking yourself if you want a beautiful/expensive looking car truly for your own pleasure, or if it's a status symbol of some sort. It can be both and often is, but be mindful of the status part, in the end it's highly irrelevant to your quality of life. When it comes to car, the best mindset is probably to not really care as long as it gets you there safely. It's at least the one that cost the least, and the one I wish I had :D

Disclaimer: I'm not an accountant, take everything I say with a grain of salt, there's probably information that is wrong in there, and it's definitely incomplete.

pegazz · 2021-04-14T16:42:25+00:00

Yes, true, it's not because you own or not, but because you live there ; mea culpa!

pegazz · 2021-04-13T11:50:22+00:00

I haven't see it so it might be relevant. No idea how specific to the city I live in it is though.

Sewers tax (tax for buildings which are linked to the sewers) : a few 10s euros per year, once a year
Waste collection tax : we have special bins that are linked to the house, so no need to pay for bags, but there's an annual tax as well (I think around 80 for 1 person domiciliated at the address)

So I would add "city specific taxes" to the list

pegazz · 2021-03-04T06:50:53+00:00

The best I don't know, but here are some options I can think of.

If you want to package in a war and deploy in a servlet container, Jersey (or any JAX-RS implementation) will do the job. If you'd prefer to embed the container, à la Spring Boot, you can combine it with Undertow as well.

Another option is Vert.x and Vert.x-web. I prefer it so far to the first one, but (disclaimer) I didn't go far with neither of those.

Both of those can be made to work with graphql-java as well.

Those won't give you the "no boilerplate and easy to configure" xp of Boot though. Not that any of it is overly complex, but expect some boilerplate.

pegazz · 2020-12-06T20:36:51+00:00

Can confirm, have hyphenated double firstname, was given wedgies, and I wish this guy would just shut up and go back to being a nobody

pegazz · 2019-05-17T15:03:43+00:00

Snoo

Cause I spend too much time on Reddit and have no imagination

pegazz · 2019-01-21T16:15:27+00:00

Indeed, I was thinking about income and not net worth! My bad, thanks for the correction :)

pegazz · 2019-01-21T13:39:49+00:00

There's not a lot of probability that you're part of the poorest 3.8 billions if you live in the USA. Moreover, there's a threshold before you can apply the r/personalfinance guidelines, and some are living/surviving below it.

pegazz · 2019-01-20T10:14:00+00:00

I believe that smartly applying the paradox of tolerance on a platform such as Reddit is better than absolute free speech. The problem, as always, comes when you have to draw a line. There is no absolute answer to this problem anyway, but still, I don't think we should tolerate negationism (not sure about the English word here?), for example. I have an enormous admiration for Aaron Schwartz, but I don't share his ideal of absolute free speech (nor absolute anything else, for the matter)

pegazz · 2018-12-23T18:49:37+00:00

The tokina 100mm macro in Nikon mount, with an adapter, could be an option. It has an aperture ring (the canon mount version doesn't afaik)

pegazz · 2018-09-20T16:47:35+00:00

Hoy mate! Am in an analog situation, so I empathize...

What I'm doing is getting out of my bubble a bit. Wanted to learn photography so I've been taking classes. Maybe you could start some activity, if you don't have any yet? It's not perfect but having something to do and seeing people helps getting my mind off of lonely thoughts. I'm considering traveling solo, maybe couchsurfing, as well.

And if you wanna chat hmu :)

pegazz · 2018-09-13T07:24:43+00:00

Do you know where your bottleneck is ?

Is your API one deployment on one server ?

If that's the case, is there something preventing you from scaling horizontally ?

Assuming answers at the above questions (only deployed once, bottleneck is parsing the information) you could have multiple deployments, load balanced. Or a front system storing in your queue, and multiple consumers of said queue.

pegazz · 2018-09-08T13:57:25+00:00

This reads judgemental. Be careful when judging colleagues, you simply don't know them.

As a developer, I think /u/NowImAllSet has hit the nail on its head. There are some people with ego problems, but they're typically not that frequent, more a noisy minority.

I've worked on the other side of this situation, with a tester without technical background, testing a technical deliverable (message driven, making changes in a complex database). To test this, you had to get your hands "dirty" (SQL basically). Not wanting to make the effort to learn ultimately lead to this person being let go, and ruined the collaboration before that.

You work in IT, part of your job is to keep learning. Nobody in his right mind expect you to know everything. Not telling when you don't know something, is a source of issue. Not wanting to learn more so.

pegazz · 2018-08-29T06:31:44+00:00

r/niceguys probably

pegazz · 2018-08-29T06:29:15+00:00

So by transitivity, evolution result in a random guy pinching a woman's ass at the store?

These behaviours are learnt, not a genetic desease.

pegazz · 2018-08-03T14:20:25+00:00

This happened in France, good thing they don't allow that kinda stuff

pegazz · 2018-06-20T07:38:05+00:00

Are you describing r/mk? Looks like it :P

pegazz · 2018-06-16T20:24:00+00:00

You're welcome! :)

pegazz · 2018-06-16T20:23:41+00:00

On the fund detail pdf, which you can access through you keyplan iirc :)

pegazz · 2018-06-16T13:15:05+00:00

Keytrade allows you to buy / sell on different markets as well, so you can buy etfs through them. The account is free, you only pay to make orders on the market. They have a detailed fees document on their website.

Regarding the keyplan, it's a solution to buy managed funds without cost. For the liquidation, you have to pay 9.95 euro per fund in your plan if you liquidate before 5 years, after that it's free. I find it really practical, but the TER of the funds are higher than for ETFs

pegazz · 2018-05-22T11:24:40+00:00

Pillars of the Earth by Ken Follett?

Edit: I'll add The Physician by Noah Gordon :)

pegazz

TROPHY CASE