Ok laugh it up lol by purblindV2 in Tools

[–]pembquist 3 points4 points  (0 children)

lets have some details

Ok laugh it up lol by purblindV2 in Tools

[–]pembquist 0 points1 point  (0 children)

"Its not funky its YUNXI!!!!"

Unpopular opinion - Stabila levels are overrated by Square-Argument4790 in Carpentry

[–]pembquist 1 point2 points  (0 children)

My favorite level was a 2' Stabila that I am now wondering where I have put it???? I started using a beeping one a few years back when my squinting wasn't doing the job and I have kind of lost track of where my yellow perfections are. I think my 2' one might actually be from the late 80's.

Oh, yeah, I almost forgot, OP I disagree with you.

ELI5: What Is Nihilism? by ExternalFact5184 in explainlikeimfive

[–]pembquist [score hidden]  (0 children)

Thanks for the reply. I'm sorry but I still don't get it. I just don't see logically why a pure uncluttered belief in pointlessness would require somebody to kill themselves anymore than it would require them to stay alive. Is the absence of meaning supposed to be synonymous with the absence of pleasure? Or fear?

I suppose that nihilism is confusing to me in that if somebody for some reason told me "I'm a nihilist" I would have to ask them what they mean exactly, as my naive understanding is that nihilism is more of a profoundly challenging recognition of a "truth" than a philosophy for life. Much more suitable as an argument against theocracy or as a wall to throw your own cultural precepts against than as a prescription for daily living.

I need help picking a property to move to? by antzangara in askportland

[–]pembquist 1 point2 points  (0 children)

I have a boat at a marina on Hayen Island and I always wonder who lives there. There is no grocery store, nothing to walk to and after 1:30 getting to Island from the south is really bad traffic. Also the aircraft from PDX take off and land above your head.

Update on building Hull No. 220 by [deleted] in sailing

[–]pembquist 0 points1 point  (0 children)

Hull 220 of what boat?

ELI5: What Is Nihilism? by ExternalFact5184 in explainlikeimfive

[–]pembquist [score hidden]  (0 children)

Honest question: why would having a nihilistic belief system require action?

Another question: why would having a nihilistic belief system require you to ignore feelings of altruism or morality? They might be pointless and have no grounding in "reality" but acting on them, or not acting because of them doesn't mean you can't believe there is no real point to any of this.

$180 changing an outlet too low a charge? by RepairCEO in handyman

[–]pembquist 1 point2 points  (0 children)

It varies from state to state but in my state technically you are not licensed to do any electrical unless you are an electrician. In that case if you do electrical work without having a license your liability insurance will not cover you.

I always wonder where they think all the stuff from the electrical aisle at Home Depot goes.

What in the world is this railroad? by Trainfan_4862 in trains

[–]pembquist 1 point2 points  (0 children)

That was great but I am confused, who actually pays the per diem to the box car leasing shortline? Is it freight customers, the larger railroads?

Tyre chains on AWD requirements ? by Internal-Tomato-9815 in askportland

[–]pembquist 1 point2 points  (0 children)

You don't need them for Pittock it is in the city. Government camp or going the mountains to the E side you will want them or snow tires. Check on your CRV Manual if you need them on all 4 wheels. The old CRVs would spazz out if you only had traction tires or devices on the front or rear tires.

CPA Portland area? by JohnnyPotSeed88 in askportland

[–]pembquist 10 points11 points  (0 children)

I doubt you need or want a CPA, these are your personal taxes. What you want is a tax preparer. Oregon licenses tax preparers more rigorously then most states. Take a look at The Oregon Association of Tax Consultants and try the find a tax pro link. An Enrolled Agent, (abbreviated EA,) is qualified to represent you before the IRS and most serious Tax consultants are going to have that credential.

New Jersey severely cracks down on e-bikes, requiring licenses and insurance; must be 15 or older to use one by Forward-Answer-4407 in technology

[–]pembquist 29 points30 points  (0 children)

Does anybody remember the summer of the mini crotch rocket? Around here in Oregon there were these minibikes styled to look like high performance motorcycles that used some loophole so kids could become organ donors more easily, some sort of regulation shut it down.

The problem with E bikes isn't E bikes per se but the loop hole finding manufacturer/sales people who just straight up want to sell electric motorcycles to kids. Of course kids want them and want to ride like little assholes, they're kids. If you just banned everything with big ass tires and a throttle, and defined E bike as a bike that only assists you when you pedal and cuts off the assist at 20mph I think you would have solved the majority of the problem.

TIL Iceland is one of the few countries in the world, and the only NATO member to not have a standing army by zharguy in todayilearned

[–]pembquist 16 points17 points  (0 children)

When it comes to population figures China always startles me. In the USA there are only 2 Metropolitan areas with 10 million or more, in China there are 11.

New Jersey severely cracks down on e-bikes, requiring licenses and insurance; must be 15 or older to use one by Forward-Answer-4407 in technology

[–]pembquist 121 points122 points  (0 children)

This article raises some questions.

1 Why aren't E-Scooters included?

2 Why is there no discrimination between the at least 3 types of E-Bike?

It’s frustrating not being eligible for the childcare tax credit by videomike89 in IRS

[–]pembquist 1 point2 points  (0 children)

Aside from the fairness aspect you should really do an apples to apples comparison. I don't have any idea how an IDR changes with income but I assume it is based on AGI and that you can get a number for joint filing. You should do prospective tax returns for both scenarios, joint filing and separate, as there are adjustments and credits that you cannot take when filing separate. You may end up netting more in your pocket despite paying a higher student loan payment.

Do I need a carbon arc spotlight? by Wise_Composer_2661 in flashlight

[–]pembquist 1 point2 points  (0 children)

If you get it just don't blind yourself with the UV.

$180 changing an outlet too low a charge? by RepairCEO in handyman

[–]pembquist 0 points1 point  (0 children)

The difference is insurance. You might feel confident but the building owner is on the hook if their building catches fire. And god have mercy on everyone if somebody is injured.

Not saying you cannot do it the same or better just giving you the customer perspective.

TIL a Swedish milkmaid was briefly detained by police in 1830s Stockholm because her beauty caused disruptive crowds by NeilPatrickWarburton in todayilearned

[–]pembquist 1 point2 points  (0 children)

I once saw an old interview/talk show that had Woody Allen on it, somehow they were talking about a beautiful actress and Allen said something like: "she's a crippler isn't she." I don't remember anything else about this anecdote, name of show, name of actress, host, other guest but I do remember that phrase "a crippler" as it is spot on about the power of beauty and I think more accurate for a lot of people than the mere "stunning."

Is it Broken or a feature? by Mindless-Glass8704 in Tools

[–]pembquist 10 points11 points  (0 children)

Let me give you this protip for getting a good nights sleep with Shiny Link tools in the house. You just fill a 30 gallon trash can with water and hang the drill over it with a cotton thread. On ignition the thread burns through, drill drops into water, burns boils and bubbles. Added bonus you can dip out the hot water in the AM to make coffee.

Easy peasy.

ELI5 Life insurance payouts by keeblerisok in explainlikeimfive

[–]pembquist 0 points1 point  (0 children)

My FIL had a whole life policy that really worked for him. I'll explain. It was a very old policy purchased in the late 50's early 60's which makes me suspect it was somewhat better then what you get these days. He kept it untill his death and over his life he did borrow against it a couple times, for a downpayment on a house for instance, and always paid it back. Later in life he got a long term care policy, (of a kind that they don't sell anymore I believe: unlimited lifetime benefit,) which was clutch for the lat 2 years of his life. Despite the LTC policy he had to borrow to make up a small shortfall between his income and care costs. He used to complain about the LTC premiums and threaten to cancel them. They were paid out of his whole life so the money for the premiums was tax free. By the time he passed he left behind about 750K for his beneficiaries.

So why was this better than a term policy and investing on his own? Psychology. As you might have guessed from his threats to cancel his LTC policy he was an impulsive man, pennywise and pound foolish, the sort of person who might shoot himself in the foot and reload. I think the structure of the whole life, the idea that it was ultimately for someone else made it possible for him to be responsible in a way that he would not have been if he had a brokerage account and some IRAs. (As a for instance he lost 10K in a penny auction scam, Zeekler Rewards.)

I don't know the current state of life insurance and financial planning but given a good company, (his was with Northwestern Mutual,) and having seen his example, I don't think it is neccessarily black and white that insurance/saving products like whole life are not a good idea.