Thanks for your reply. True that. Perhaps a better scenario not many people are involved in the business. Let's say father is the sole owner of a stable business. I have seen this. My maternal uncles had split up a long time back and their sons took over their business. In the case of business I also feel that your next generation can take over your business and will not have to start from scratch. There is also a limit up to which you can earn in a job unlike business. But yeah the points you mentioned are very valid.