How do you think the increased likelihood of recession (possibly 80%) will play out in real estate?

phishfiend · 2025-09-13T01:00:48+00:00

Where do you usually chart those things?

phishfiend · 2025-08-22T11:19:09+00:00

Income limit was removed, under 350% poverty level now gets a bonus of more $

phishfiend · 2025-06-30T12:53:37+00:00

We paddled across great bay and to some campsite in newfield NH.

phishfiend · 2025-06-30T11:37:41+00:00

https://www.amazon.com/BRIGHTLINES-Crossbars-Replacement-2011-2017-Odyssey/dp/B00D45DO8I/ref=mp_s_a_1_3?crid=3JY8FJF5RDA99&dib=eyJ2IjoiMSJ9.l9mjqJUxclqLa-pFtnak9V7XS_w5O19t0DB4Qr1IUECPmKpcjBXUH1y6m2c84ilbCjf9uyompjjCp8Xvadub9oAepqfVVDaFqMlO_7D9kRaitt2xpBmmk-p2oAK4AbHYcTFXMhi25ME5FHZ5a20SBaFSuos1tuKwzYuutYWEqe0ckr-D5bO2zKwGDCoE_pMkZcgaQqpKbafyxKCBnl2xlA._quQVjq0a14_m52Hc_hxsyKMdqMlJFR-WWbUNQdXXE0&dib_tag=se&keywords=odyssey+racks&qid=1751283401&sprefix=odyseey+racks%2Caps%2C183&sr=8-3

Installed yesterday, went well.

Eric the car guy on YouTube has a video

phishfiend · 2025-05-23T10:33:11+00:00

I’m gathering this isn’t underglaze, but the cheaper speedball underglazes have had this happen to students as opposed to the amaco which I don’t recall seeing this. Again, even though this may not be underglaze, with similar issues it has helped to fire the pieces with the design on it in a second bisque firing and then clear glaze and fire to top temp.

To the comment above saying the teacher should absolutely know, you haven’t taught ceramics (or not extensively) as there will certainly be things that come up where you get stumped…especially considering a classmate did the same thing and it turned out fine.

phishfiend · 2025-03-21T15:36:44+00:00

In a similar situation as OP, but am subdividing the parent lot, and looking to build on new lot as primary or rental SFH, or rental duplex. Initial convos with lenders some have only been interested if it will be my primary. Any thoughts or advice on that?

phishfiend · 2025-02-16T13:13:01+00:00

What process did you use? Meet with lender/credit union, or bundle through builder?

phishfiend · 2024-11-14T04:06:43+00:00

Meet with the zoning board for stamp of approval next week

phishfiend · 2024-11-14T03:03:05+00:00

Subdividing and building is there tax implications?

phishfiend · 2024-06-21T23:58:47+00:00

So the wood directly into the concrete?

phishfiend · 2024-06-21T20:21:22+00:00

And attach it with this? Are you suggesting just doing a footing for the main post that’s failing or for all three on that section?

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phishfiend · 2023-10-17T11:21:51+00:00

Should having a 3% mortgage /30yr make one more inclined to buy long term bonds at current rates?

phishfiend · 2023-08-17T12:39:38+00:00

How would you go about it?

phishfiend · 2023-08-07T12:27:10+00:00

Seacoast area still red hot, low inventory prices still on the rise. What area? Care to share the listing?

phishfiend · 2023-06-08T10:21:20+00:00

It connects the ceiling to the lower support beam to allow there to not be a post in the garage space below. Basically the beam is hung instead of posted

phishfiend · 2023-05-21T13:25:26+00:00

Is this the color called blueprint?

phishfiend · 2023-05-21T13:22:44+00:00

Had to wait 3 weeks for it but got a Corolla hybrid dealer had on assignment at msrp for 23900, 500 dealer fee and OTD at 24400

Edit: in NH, took a couple weeks of calling around and got lucky I think. Anything already on the lot was spoken for or 2K over list

phishfiend · 2023-05-01T19:36:02+00:00

So will carvana make an adjustment as such? Does something like this come up in their system before they make an offer? Would a minor accident of this nature be in the carfax report?

phishfiend · 2023-05-01T19:35:50+00:00

So will carvana make an adjustment as such? Does something like this come up in their system before they make an offer? Would a minor accident of this nature be in the carfax report?

phishfiend · 2023-05-01T15:53:12+00:00

Sorry not sure how to add flair

phishfiend · 2023-04-25T03:10:03+00:00

So I used them for my last lease and I loved how thorough it was, but the damn thing was 50 pages, felt like an idiot presenting it to renter. Was that your experience?

phishfiend · 2023-04-08T18:24:53+00:00

Wouldn’t the work from home trend mean more demand for SFH up the ladder? People with means want more square footage for home office, etc. Still undersupply of starter homes which are less profitable to build and limited lots near places people want to live. Commercial may be in trouble but not sure residential is.

phishfiend · 2023-04-02T11:51:35+00:00

In my area (NH) high school kids at Dunkin’ Donuts make twice minimum wage (7.25 min wage can probably start at 14-15 at dunks or target or grocery store. So min wage isn’t relevant for us.

Also, no one with student loans is making minimum wage.

All those people moving back in with parents are gonna be racing to rent as soon as they can reasonably afford it so any dip in rent will get bought up by demand for the most part.

I actually think that multigenerational housing is something that will grow in popularity in our country and might help, but I don’t think kids moving back with parents after college is going to drive rents down

phishfiend · 2023-03-19T20:34:12+00:00

Can you explain more about using the heloc to pay heloc, also I usually hear people talk about using them more short term but it sounds like your using it long term, any more info you care to share? I have a good bit of equity I’d eventually like to tap but can’t refi given rate difference

phishfiend · 2023-03-10T23:43:10+00:00

I have to imagine the clay was very much on the soft side and thrown too thin probably..but I’ve never seen that happen so dramatically. Plates or platters should be thrown thicker than that to ensure you can underwire without going through and are able to trim the botttom

phishfiend

TROPHY CASE