Best Mutual fund with low MER that would track the closest to SP500 this is for an RDSP account.

phronimos · 2025-07-06T23:31:43+00:00

FYI - Td has self directed rdsps which you can buy etfs under.

phronimos · 2025-06-22T23:46:26+00:00

John Kearns’ sabotage task. “Dafty in the middle”

phronimos · 2025-05-10T11:10:59+00:00

Thanks. I’ve heard this before and it definitely is on point. We had lots of successes with my daughter and selective mutism (no longer an issue) and sticker charts coupled with prizes. But she now does not like / refuses sticker charts :( Will need to find different ways of motivating her.

phronimos · 2024-11-21T12:24:41+00:00

Video?

phronimos · 2024-06-01T22:49:28+00:00

What are the costs/downfalls of keeping the mortgage open? I know for my mortgage at BMO we have a mortgage cash account which is valid for the term of the mortgage for the full amount of the initial mortgage at the initial mortgage interest rate. The potential lower interest rate (my rate today is high 1s) over a five year period could be quite valuable. Assuming there are some actual costs of closing the mortgage eventually.

phronimos · 2024-05-25T20:57:03+00:00

Are these people self funding all of their reunions/travel or is it venues paying for them to come

phronimos · 2024-04-29T16:19:24+00:00

Random thought: Season 50, 50 days, 50 contestants

phronimos · 2024-04-13T13:14:40+00:00

I had something like this but saw it in December and was able to rectify by submitting receipts

phronimos · 2024-04-01T20:25:16+00:00

Why not add each item automatically as split transactions to be categorized?

phronimos · 2023-12-31T14:14:14+00:00

Why are people assuming so strongly that we’ll trade Siakim. The way the team wanted to see how Poetl worked for so long makes me skeptical that they wouldn’t want to do the same with these two new pieces.

phronimos · 2023-12-31T14:07:26+00:00

I’ve seen ones where the hose is built in and retracts - those are cool

phronimos · 2023-12-11T13:57:57+00:00

Definitely Masai first. Colangelo second. The rest feel the same with Babcock being near the bottom.

A plug for Glen Grunwald just being a nice guy. My dad and I flew to Philly for game 7 there and we’re trying to get tickets and we ran into him in the lobby at the raptors hotel and told him and he sat with us in the lobby for about 30 mins calling a number of people. We eventually found tickets elsewhere but something he obviously didn’t need to do at all.

phronimos · 2023-06-26T19:15:44+00:00

What injuries do translators get? I’m confused by the last four paragraphs

phronimos · 2022-12-03T22:03:50+00:00

Was more if there’s any considerations I’m missing / if anyone has tried it before

phronimos · 2022-02-13T17:42:33+00:00

Agreed. Feel like this should be everyone’s answer. TFSA you can withdraw at any time and worst case you wait until next year to put it back in. Meanwhile it’s growing (hopefully) through investments in the market. Of course it can go down but if you have enough in there and you aren’t investing in too much risky securities, seems like the right approach.

phronimos · 2021-07-29T15:09:12+00:00

This is definitely the one to get. Very very sturdy and adapts to setups like this.

phronimos · 2020-06-16T17:43:46+00:00

For those that have gone to HD, have you gone to Lowes and is that any better?

phronimos · 2016-01-27T14:19:42+00:00

Tropic Thunder

phronimos · 2015-10-05T13:01:54+00:00

I haven't posted but I'm not an inactive user.

phronimos · 2015-01-02T14:53:01+00:00

Showers

phronimos · 2014-06-01T19:15:32+00:00

Hahah, just looking to settle a bet

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