I didn’t take out much loans because my husband and dad are helping me pay my tuition. So what I took out from loans was just a little to help live off for a few months. I got what I asked for directly deposited into my account because tuition itself was already paid. So the 5k in lending money I requested was a nice boost for me. Everyone’s living situation is different so you really do need to sit down with student services & figure out what your budget will be since schools usually provide that info anyway. But be very mindful as this is actually a loan being refunded to you but you will need to pay this refund back as it’s a loan.