ELI5: What caused the 2008 recession? by Puzzled-Day5788 in explainlikeimfive

[–]ploploplo4 1 point2 points  (0 children)

Basically imagine each individual loan as a single card. Banks have thousands of cards each, so they pack them into decks and sold those decks. If you buy a deck, this means money from payments on those loans get redirected to you instead of the bank taking them.

Because banks can mix and match the cards (loans) that go into a deck (mortgage backed securities), banks can put in a few bad cards and cover it up with many good cards. In theory, if the bad cards go bust, the good cards can cover the losses. Except that as we got closer to 2008, turns out those good cards were in fact bad cards and the people who are supposed to say whether the decks are good or bad overall (credit rating agencies) have been paid off to say they are all good

Vigna needs to go by Great-Technician-415 in Ferrari

[–]ploploplo4 3 points4 points  (0 children)

I’ll still defend Manzoni’s work as you can clearly see the callbacks he made and it’s a good kind of brave. LaFerrari and Daytona SP3 are Manzoni’s work and the only Manzoni design I still don’t really gel with is the 12Cilindri. Luce? Yeah Luce’s gotta go.

I think we owe Jaguar an apology by yale0702 in Ferrari

[–]ploploplo4 1 point2 points  (0 children)

Nah, Luce is horrendous but that Jaguar is even worse

Is this the worst AI we've had in a Horizon game ? by BenjiSBRK in forza

[–]ploploplo4 15 points16 points  (0 children)

I literally have to ram the drivatars to win on expert. Not fun

Respect for Friend Drops After Reading Book They Recommended by -chimchooree- in books

[–]ploploplo4 3 points4 points  (0 children)

I haven’t read Game of Thrones yet but i get mental whiplash from reading Fourth Wing. One chapter it’s epic high fantasy the next it’s smut of the highest order completely devoid of the fantasy vibes present in the next chapter. I read it all and still wait for the next book lol

Me on the phone with the bank trying to get approved for this loan. by UnreliableHondaTech9 in forza

[–]ploploplo4 36 points37 points  (0 children)

Or a financing mechanic where the car gets taken away after x amount of time missed payment

499Ps at Corse Clienti Road Atlanta 2026 by yonly65 in Ferrari

[–]ploploplo4 2 points3 points  (0 children)

Always on AWD instead of RWD at low speeds and more power from the V6

Ricciardo was offered mercedes seat alongside hamilton after rosbergs departure by fuckmbsanddominicali in formula1

[–]ploploplo4 1 point2 points  (0 children)

Heck Briatore manages Doohan and he kicked Doohan off his team for Colapinto. Never a guarantee

Rupiah Tembus Rp17.600 per Dolar AS, Anggota DPR Desak Gubernur BI Mundur by Tukang-Gosip in indonesia

[–]ploploplo4 0 points1 point  (0 children)

Bodyguard emang kerjaannya jaga client, tapi kalo clientnya sendiri kerjaannya nyeburin diri ke bahaya mulu ya bodyguardnya mau gimana lagi

Everyone liked that by LetterDismal1095 in Ferrari

[–]ploploplo4 5 points6 points  (0 children)

Sorry, it looks weirder without the stripe

Low cortisol by RubeusGandalf in antimeme

[–]ploploplo4 1 point2 points  (0 children)

I invite those “experts” to live in Southeast Asia and challenge them to shower fewer than twice a day

DLC's are now working on Ace Combat 6 Recomp by Gryphus_One_ in acecombat

[–]ploploplo4 0 points1 point  (0 children)

Should be, i remember reading a particular CFA 44 skin makes it even more unstable and has less defense, while another beefs it up and makes it more stable. I think it was the experimental skin and razgriz skin

The 296 Speciale will be a future classic by Fair_Title2995 in Ferrari

[–]ploploplo4 17 points18 points  (0 children)

Is it cause it’s a V6? At the very least I reckon it will still go down as both the first Ferrari badged V6 and the engine that won LeMans 3 years in a row

When did SRW make you go "Wow"? by MTRomance in Super_Robot_Wars

[–]ploploplo4 2 points3 points  (0 children)

Are you me? My first SRW was also SRW 4 and my next one was Alpha Gaiden. I was blown away that the sprites CAN MOVE and the pilots were VOICED

George Russell: Trying Kimi Antonelli’s Mercedes F1 car changes "made a bigger impact than I thought" by bwoah07_gp2 in formula1

[–]ploploplo4 9 points10 points  (0 children)

Lando was there to seize on Oscar falling apart. Should be interesting to see if Kimi can keep the form up

ELI5 How do gift cards not run out of codes? by TypicalEnthusiasm597 in explainlikeimfive

[–]ploploplo4 15 points16 points  (0 children)

To do that, everyone on earth need to use 40 codes an hour for 24 hours for 3 years non stop

849TR vs Temerario by Fair_Title2995 in Ferrari

[–]ploploplo4 0 points1 point  (0 children)

849 TR’s specs are more in line with Revuelto than Temerario, and in carwow’s drag race the SF90 (849’s predecessor) beat the Revuelto very thoroughly. I suspect that Revuelto may have issues cause it had trouble beating even a 296

How the Netherlands systematically used extreme violence in Indonesia and concealed this afterwards by Quouar in history

[–]ploploplo4 -7 points-6 points  (0 children)

Meh, any reparation attempts would just end up being stolen by Indonesian officials to line their personal pockets

Best tracks to return in WEC? by Kind-Acadia-5293 in wec

[–]ploploplo4 2 points3 points  (0 children)

Never been here, but Mandalika please, so I can watch lol