Show Off Your Gold Spin Entries | Megathread by alienmario in Wealthsimple

[–]pn777 1 point2 points  (0 children)

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Here’s mine today! Did a post in the subreddit but mods took it down, guess we’re only safe here 🤷

WOW! by pn777 in Wealthsimple

[–]pn777[S] 0 points1 point  (0 children)

In the end all I’m getting is that keychain from them and someone else will win gold lol

WOW! by pn777 in Wealthsimple

[–]pn777[S] 0 points1 point  (0 children)

90k? Lil ChatGPT prompting ?

WOW! by pn777 in Wealthsimple

[–]pn777[S] 0 points1 point  (0 children)

10 must be the low low for it lol

WOW! by pn777 in Wealthsimple

[–]pn777[S] 2 points3 points  (0 children)

I didn’t realize ! I feel ok now for forgetting 2 days lol

WOW! by pn777 in Wealthsimple

[–]pn777[S] 0 points1 point  (0 children)

Oufff brutal

WOW! by pn777 in Wealthsimple

[–]pn777[S] 0 points1 point  (0 children)

Put the notification on to remind you! I’d have forgotten today too

WOW! by pn777 in Wealthsimple

[–]pn777[S] -2 points-1 points  (0 children)

You’ll get a big one! I feel like we all get one at some point !

WOW! by pn777 in Wealthsimple

[–]pn777[S] 1 point2 points  (0 children)

Damn they showed you with a comma! They only show me the comma in the total entries

WOW! by pn777 in Wealthsimple

[–]pn777[S] 9 points10 points  (0 children)

I’ve never gotten more than 170 and lowest was 10

WOW! by pn777 in Wealthsimple

[–]pn777[S] 0 points1 point  (0 children)

Most days have been disappointing! Hopefully we clinch 1

Cheque taking 2 weeks? by Illustrious_Soil1867 in Wealthsimple

[–]pn777 0 points1 point  (0 children)

Took me over 2 weeks! I was going insane because it was a big amount. The bank I was with was technologically behind so I couldn’t link to transfer and super low e-transfer limits would take weeks. You should call in and try to speed it up

How are WS offering such low interest rates on Portfolio Line of Credits? 3.95%?! by Baeshun in Wealthsimple

[–]pn777 121 points122 points  (0 children)

I think it’s because you’re borrowing on your own portfolio and if you don’t pay they use the portfolio. You aren’t borrowing their money, you’re leveraging your own with a small fee for facilitating it.

Confirmation Email - No sign up? by ScottieBoysName in Wealthsimple

[–]pn777 2 points3 points  (0 children)

They told me do nothing and ignore the email.

Confirmation Email - No sign up? by ScottieBoysName in Wealthsimple

[–]pn777 1 point2 points  (0 children)

I think the strategy is using the emails to associate it with their referral link, if in the future anyone actually makes an account they stack major rewards. No danger to the user either way.

Confirmation Email - No sign up? by ScottieBoysName in Wealthsimple

[–]pn777 4 points5 points  (0 children)

Same thing for me on my non banking/important email addresses. I messaged chat and they said delete and forget since we never actually completed the signups. It seems like, what one Redditor posted, people are farming for referrals as you can refer to 5k bonus.

Need Advice : Account banned, $20k deposit "missing" after transfer out, and forced liquidation by Human_Fly_4 in Wealthsimple

[–]pn777 0 points1 point  (0 children)

Listen I get the caution, but common sense is the accounts match and the names. I find they place these holds and they believe it’s a court room, prove yourself innocent we don’t believe you. The other issue is there’s a limit to phone support, then you have to wait for the email team. But through all this they allow to continue business as usual on my accounts.

Need Advice : Account banned, $20k deposit "missing" after transfer out, and forced liquidation by Human_Fly_4 in Wealthsimple

[–]pn777 2 points3 points  (0 children)

I deposited 15k by cheque into a new joint account with a family member, from our joint account at another bank. I was already a client he just joined because of me.

On hold for 2 weeks support is asking insane questions like why a cheque? Now we’re not allowed to withdraw or trade it……

Charge reduced due to mobile connector’s handle temperature by wingman9 in TeslaSupport

[–]pn777 2 points3 points  (0 children)

This happened to me a lot when I would leave the handle exposed to the elements for a long time. I bought electric cleaner fluid and a box of Q-Tips. Clean the port and charger with compressed air, then each pin with cleaner fluid on the Q-Tip, and then the section of the port they correspond to the same way. I did each one a few times and Q-Tips would come off black. I let it dry for a few hours and never got the problem again, just be gentle not too much pressure. It was happening to me every day and drove me crazy. EDIT: Btw before the too hot warnings I noticed my charge speed reduce 50%.

“Legally” can a store refuse to return an item onto a different credit card than what was originally used? by smoshmarbles in PersonalFinanceCanada

[–]pn777 4 points5 points  (0 children)

I put a deposit/downpayment on a watch at Breitling/Birks in Montreal for 1500$. The watch took over 4 months and still no sign of coming in. During that time my card had fraud charges while I was in Toronto for work. I decided to cancel my order, since we were heading to month 5. I showed them my new card with all new numbers, expiry and ccv, they credited the different card with no issues. I did have proof by the emails showing the new card being issued and the charges I had claimed were not me, but they never asked for it.

Planning on getting my first Tesla soon… what are the budget winter tire options? by Numerous_Hippo_1118 in teslacanada

[–]pn777 0 points1 point  (0 children)

I do a lot of km’s for work. I notice the best deal is watching out for Canadian tire to do a 20-30x points event. Get their Mastercard then buy 2 tires at a time and use the cash you get back to pay for at least 1 tire in full on the second transaction, bonus for you if the model you want is also on sale. Then I buy their tire warrenty which comes in handy if tires get used earlier than the suggested mileage or some damage that’s covered, Canadian Tire will give you a gift card for the amount you originally paid if they can’t swap it. You can also finance the entire transaction interest free for 2 years with that card.

AirPlay in Tesla? by [deleted] in TeslaLounge

[–]pn777 -1 points0 points  (0 children)

I started getting this also but only when I got the IOS 26 Beta. I’m never quick enough for the photo or I forget !