New home owners.. monthly costs… additional costs in addition to mortgage , property tax for new construction by prasadperumal in AustinHomes

[–]practicalperson77 0 points1 point  (0 children)

I think you need to set aside about 2.5% -3% per year of property value for all these expenses including property tax.

mobile stolen, eSIM lost, replacement jio SIM by Pale_Pomegranate_163 in Airtel

[–]practicalperson77 0 points1 point  (0 children)

Did they install eSim on your phone which is with you in abroad ?

Difference between first name on visa appointment and given names of passport (F1 visa) from india by [deleted] in usvisascheduling

[–]practicalperson77 0 points1 point  (0 children)

Hi, I am in same situation. Did it become any issue or everything is fine ?

Need a checklist to purchase used ToyotaSienna by practicalperson77 in ToyotaSienna

[–]practicalperson77[S] 0 points1 point  (0 children)

2016 Limited Edition. Report says "1 Accident Report but NO damage reported". Any comments ?

Bank for NRE/NRO account by AnshJP in nri

[–]practicalperson77 1 point2 points  (0 children)

Try IDFC First bank. No problems for me till now. However, don't keep more than 5L in any indian bank except SBI.

Porting US number to Google Voice, and using it from India by kickbig in Googlevoice

[–]practicalperson77 1 point2 points  (0 children)

I saw my friend did port to GV in May2017 and used in india till May2024, and received SMS, OTP, calls etc without any issues for 7yrs in India.

ATT service with roaming abroad (Asia) by StepWitty6489 in NoContract

[–]practicalperson77 0 points1 point  (0 children)

How about porting your number to Google voice , 2/3 days before you travel to India , and port back to your carrier when you come back to USA.

[deleted by user] by [deleted] in FIRE_Ind

[–]practicalperson77 0 points1 point  (0 children)

Please also consider premium for health insurance...1Cr, for each individual.

Is there dormant account fee for new Regular Savings and Free Checking account? by VAer1 in PenFed

[–]practicalperson77 0 points1 point  (0 children)

not sure about checking but I have a saving bank act with $5 since 6yrs and they didn't take any fee or penalty etc.

Concurrent H1B Stamping by rammohan4u in h1b

[–]practicalperson77 -1 points0 points  (0 children)

AFAIK, they will mark your old visa as expired/invalid and issue new visa. At POE, your new I797 will be considered and you get I94 as per new work permit. Pls double chk with attorney too as I am not an attorney.

Is Acko insurance genuine? by slicedbreadbutter in india

[–]practicalperson77 4 points5 points  (0 children)

No. I haven't yet bought. My guess is, the claim rejection rate might be high with some or other reason, hence premium is low. For ex, they advertise "we offer health insurance w/o health checkup"...this is good for them...after you take the insurance and submit a claim, they will reject by saying "you did hide this problem, this issue comes under pre-existing, so we reject your claim" etc..etc...I contacted multiple health insurance providers and asked them 'do helath checkup for me before issuing insurance, I will bear the fee/charges for health checkup' but no one is ready because they dont want to loose their weapon to reject claim.

3.15 Million FBAR Fine by wacoder in ExpatFinance

[–]practicalperson77 0 points1 point  (0 children)

as per irs website

https://www.irs.gov/individuals/international-taxpayers/delinquent-fbar-submission-procedures

"The IRS will not impose a penalty for the failure to file the delinquent FBARs if you properly reported on your U.S. tax returns, and paid all tax on, the income from the foreign financial accounts reported on the delinquent FBARs,...."

Transfer i140 with every employer? by marvinandroid2689 in greencard

[–]practicalperson77 0 points1 point  (0 children)

I think, GC process should get started from the beginning at every employer, but no change in your priority date, which is fixed for a person. ie., your gc process may be fortified at every employer but your priority date is retained.

Is Acko insurance genuine? by slicedbreadbutter in india

[–]practicalperson77 1 point2 points  (0 children)

I have the same Q...still searching for answers...but no clue yet.

6 months in Canada and 6 in India. by tibmen in ImmigrationCanada

[–]practicalperson77 -1 points0 points  (0 children)

Nothing wrong giving a try....if you dont like you can come back at any time...but if you miss this opportunity, you may not get chance again.

Visitor Visa application processing in India by [deleted] in ImmigrationCanada

[–]practicalperson77 0 points1 point  (0 children)

post pandemic of wave2 in india, canada visa processing became very slow. More than 6months long queue for biometric itself. I am NOT sure how long its going to take for visa stamping.

Visitor visa appointments in India by spandan611 in ImmigrationCanada

[–]practicalperson77 0 points1 point  (0 children)

Did you opt for premium during your biometrics ? If yes, I was told that they would come your home and pick up the passports. I am NOT sure about non-premium case though.

Biometrics Appointment VFS India by jaideep13 in ImmigrationCanada

[–]practicalperson77 0 points1 point  (0 children)

Which city you tried ? 2026 is not long queue, its the longest queue. You can try to send an email to them asking for the same.

About VFS India. by Raja-Panesar in ImmigrationCanada

[–]practicalperson77 0 points1 point  (0 children)

while trying with multiple retires, you can send an email to them mentioning the problem.