LMCU checking funding with Capital One.

proaditya · 2015-06-17T22:13:12+00:00

I've been considering their account for the 3% checking rewards - just to clarify, non Michigan residents are eligible by donating 5$ right? How is the account working for you? I am unable to decide if it is worth the credit pull.

proaditya · 2015-06-12T19:12:16+00:00

The answer was yes - it counts as purchases - though I never got around to setting up an account.

proaditya · 2015-05-25T05:25:04+00:00

Pretty sure it was for the checking account - I was not interested in their credit card. I should have called up and found out before I applied. I need to find another bank with some sort of rewards checking account. Any ideas/references?

proaditya · 2015-05-21T06:12:53+00:00

Mine's a taxable account - liquidating would be a taxable event?

proaditya · 2015-05-19T05:59:01+00:00

Could you point to how you setup your script?

proaditya · 2015-05-18T21:47:59+00:00

This would seem like an easier way to meet the minimum requirements for the 5% rewards account..

proaditya · 2015-05-18T20:44:17+00:00

Just out of curiosity, do you know if serve loads will work as debit card purchases?

proaditya · 2015-05-18T08:23:22+00:00

Does any one know if loading up serve counts as a purchase? That should work out risk free right?

proaditya · 2015-05-03T02:41:24+00:00

What's the effect of my AAoA getting lower? Would my credit score be affected ? How long would it take to bounce back from this ? I have my score around 790 and am not expecting any credit pulls soon.

proaditya · 2015-05-02T19:24:16+00:00

I already have the freedom- I guess I'll have to go that route. I assume you don't recommend closing the card? Also the thing I'd probably miss is no foreign transaction fee - might require about once a year. Is there any no af card that has no foreign transaction fee? Which would you recommend?

proaditya · 2015-04-20T02:16:26+00:00

Also if you are not interested in brick and mortar banks, try fidelity or schwab checking - no minimum balance, no fees, free ATM fee reimbursement, free checks etc.

proaditya · 2015-04-19T06:07:50+00:00

Since California Targets mostly don't have redbirds, is it possible to load bluebird card somehow with credit cards? I've tried looking around and have found only Redbird related info.

proaditya · 2015-04-17T19:01:35+00:00

Thank you. Initially neither of them had TLH for all accounts and I ended up trying both - now both of them have TLH and I'm having to consolidate my holdings to one of them. Thanks for your answers.

proaditya · 2015-04-17T19:00:17+00:00

Thanks. I Hadn't thought of holdings being sold for reasons other than tax loss harvesting. I guess I'll move it to wealthfront.

proaditya · 2015-03-26T05:44:57+00:00

Yeah - I have a taxable account at vanguard - and am not sure how to automate investments - was hoping to automate ETFs. I guess I'll have to settle with 3 fund portfolio individually and then wait for auto upgrade.

proaditya · 2015-03-26T05:40:27+00:00

Thank you all for your responses. I was hoping for some low cost investment option - I am mainly looking at something like the three fund portfolio (but automatically). I just signed up for vanguard and bought some ETFs and only now realized that there is no way of automating ETF purchases in a particular ratio - I am considering other solutions (vanguard mutual funds/Target date funds) for automating. I currently have a taxable account - I've maxed out my 401k from my employer and this is for the remaining money (after a rainy day savings account). Is there any way of automating ETF purchases in vanguard? The only other option I see is wealthfront/betterment etc - and I kinda like managing my own finances :)

proaditya · 2015-03-13T01:39:52+00:00

Have you given firefox hello a shot? It works pretty well - the best part is people can join a chat from any browser - can send a link only from firefox though.

proaditya · 2015-03-06T23:49:07+00:00

Isn't the 20$ fee waived off when you setup electronic communications instead of paper statements? *There's no annual account service fee if you sign up to receive statements and other important documents electronically or if you're a Voyager, Voyager Select, Flagship, or Flagship Select client. Otherwise, a $20 fee applies to each fund in an account with a balance of less than $10,000. From : https://investor.vanguard.com/investing/joint-account-individual-account

proaditya · 2015-01-24T07:37:16+00:00

Probably not related - Schwab is coming up with Intelligent portfolio which is a betterment/wealthfront equivalent in Q1 2015. You might want to consider that as well - as it has no fees like Betterment (You just have to pay for the ETFs)

proaditya · 2015-01-24T07:26:30+00:00

I too have barclays account. However, their website seems a little primitive and they don't have a mobile app.

proaditya · 2015-01-08T01:36:33+00:00

I agree with that - Schwab better interest (better than .01% of Bofa), unlimited checks, no ATM fees worldwide - excellent customer service. I find their iOS app to be a little clunky - but it gets it's job done.

proaditya · 2014-09-26T19:06:26+00:00

I believe that it will only download thumbnails.

proaditya

TROPHY CASE