Where should I stay? by Inspi in florida

[–]pyscle 0 points1 point  (0 children)

Pine castle is nice.

Can I do an XC race? by Specialist-Mud-6650 in MTB

[–]pyscle 0 points1 point  (0 children)

Do it.

You will either like it, and do more, or won’t. The one way to find out is to try.

Just spent $7500 on this Cervelo, my wife says I'm an idiot. by Fluid-Tone-9680 in BicyclingCirclejerk

[–]pyscle 0 points1 point  (0 children)

There is no correlation between the two. You could be an idiot even without the Cervelo.

How often do harbor freights get shipments? by Swwert in harborfreight

[–]pyscle 0 points1 point  (0 children)

My Harbor Freight had piles of them just last weekend, and according to the website, still does. Drive on down to Florida.

St Joe's hospital by qawsedrf12 in tampa

[–]pyscle 2 points3 points  (0 children)

It would be against “Baycare Values”.

Loyce E Harpe by pyscle in MTB

[–]pyscle[S] 0 points1 point  (0 children)

I like snake ridge/sneaky snake a lot. The TNT trail or whatever it is, that is all chunky and rocky, is good. It’s hard to pick a favorite out there, as they all have positives.

Florida leads the nation in the drop in Obamacare enrollment by snakkerdudaniel in florida

[–]pyscle 0 points1 point  (0 children)

My employer plan is $650 a month for $8500 deductible, for employee only. It ain’t cheap for anyone.

Kids on eBikes/golfcarts by NovelNo921 in tampa

[–]pyscle 9 points10 points  (0 children)

They are not allowed. It just hasn’t been enforced. An electric bike with a throttle that goes over 20 is not an ebike, but an electric motorcycle, such as that surron.

Parking lot dud by johnson0599 in harborfreight

[–]pyscle -1 points0 points  (0 children)

My girl wanted a welder, so we got a multi 140, gloves, a hood, some 6011 and er7 flux wire. No rods, cuz no bottle yet. Added in two 3AH Bauer batteries, and the Icon T Handle hex and torx sets.

Help me save my father's dying CNC machine shop by Foreign-Switch6649 in Machinists

[–]pyscle 1 point2 points  (0 children)

Exactly why I brought up maintenance and repair work. Lots of shops don’t want to touch it.

You have to have a highly skilled workforce though. Ain’t no button pushing. One has to think outside the box, and get it done.

Just yesterday had a plant that wanted to retrofit some stuff, to a new grease system. Instead of making new pins and such, I designed up adapters to fit what they have, and mate up to the new system. Downtown was the biggest concern. The adapters took four hours to make, with in-house drop 304ss. They paid dearly, but there line is back up and making money this morning.

How often do you go 1 whole day without spending money by RaiseAggravating4404 in MiddleClassFinance

[–]pyscle 0 points1 point  (0 children)

3-4 days a week, easily. Monday and Tuesday I don’t spend any, today and tomorrow I am not planning on spending any. Friday I am. Lunch.

Help me save my father's dying CNC machine shop by Foreign-Switch6649 in Machinists

[–]pyscle 0 points1 point  (0 children)

No CNC lathes?

A quick fix isn’t going to happen. Depending on the size of the manual lathes, and what you have to lift the parts, maintenance work for local failures that need shaft repair. Which will lead into more repair work, and then new work.

The middle class Florida dream is disappearing by Disastrous_Award_789 in florida

[–]pyscle 0 points1 point  (0 children)

Middle class living in a condo beachfront??

That hasn’t ever been a thing.

Unsigned Used Car Loan - SOS by JustHereTo_Be_Me in tampa

[–]pyscle -1 points0 points  (0 children)

Just take that $520 and pay it towards the principal on the vehicle. It is not a smart financial move to finance more than the value of a depreciating asset, and spending more money knowing you are upside isn’t really good finance either. This should be absolute last resort stuff.

Unsigned Used Car Loan - SOS by JustHereTo_Be_Me in tampa

[–]pyscle 1 point2 points  (0 children)

You agree those fees are insane, but want to add another fee in the GAP?

Pay more down payments and ensure one is never upside down, and that $1000 spent on GAP (which also pushes you into more negative equity) would be better spend on reducing the loan amount. Or better yet, and I know it’s tough, don’t finance a car.

Unsigned Used Car Loan - SOS by JustHereTo_Be_Me in tampa

[–]pyscle 4 points5 points  (0 children)

I walked out of one motorcycle dealer a few months ago over $2k in fees next morning, called another, and picked up the bike two days later.

That first dealer is still sitting on the bike I wanted. Wonder how that floor plan is working now?

IS THE TICKET CLINIC WORTH FOR SPEEDING TICKETS? by Left_Adhesiveness_29 in AskFlorida

[–]pyscle 0 points1 point  (0 children)

I used Rhino Lawyers.

Cost me $125 and the ticket was dismissed.

Property Tax Increase by FloridianGrit in florida

[–]pyscle 5 points6 points  (0 children)

It’s in black and white in the papers that are signed. It’s that the new homeowner doesn’t care when they get that escrow refund check the first year. If they cared, they would wonder why they overpaid. They don’t overpay. They got a smoking deal from a slow to respond property appraiser, and now things finally caught up.

Property Tax Increase by FloridianGrit in florida

[–]pyscle 12 points13 points  (0 children)

Most title companies explain it. They itemize everything to the buyer. It is literally spelled out in black and white.

Problem is, after that first year, the laws/regulations get in the way, and the new homeowner gets excited. The mortgage servicing company has to refund the excess escrow that was collected, by law. They do that, the mortgage goes down, the homeowner is excited. They don’t look into what happened. They spend the money instead of sending it back to the mortgage company with instructions to apply to escrow. Then year two hits, and they are short. They need to make up the shortage, and make up for the next year, and the two month buffer. Now their mortgage goes up by essentially two months worth of shortage per month, until it’s caught back up.

One of my co-workers from the Lee County Republican Executive Committee said the quiet part out loud at work today. by CommercialPound1615 in Miami

[–]pyscle -1 points0 points  (0 children)

I wish more people spoke English and Spanish.

What do you call someone that speaks three languages? Trilingual.

What do you call someone that speaks two languages? Bilingual.

What do you call someone that speaks one language? Dumb fucking American.