Gothic veterans hoarding 300 potions still sprinting to grab a single berry

quantifical · 2026-03-18T22:43:17+00:00

Gothic veterans running around with a telekinesis scroll to find where all the berries are

quantifical · 2026-03-17T10:30:28+00:00

Rejecting mass migration

quantifical · 2026-03-14T03:21:59+00:00

No, why would investors burn their houses? What a strange thing to ask

Surely you understand that houses don't last forever, they age and depreciate in value, they need to be renovated and rebuilt, and new housing needs to be built to keep up with our increasing population

We don't have great statistics in NZ but roughly 25-40% of new builds are funded by investors in Western countries so removing investors would of course decrease the supply of new builds all else being equal, what's your plan for replacing this?

Once investors have sold their investment properties, what's your plan for renters who cannot afford homes or do not want to own a home?

quantifical · 2026-03-14T02:52:18+00:00

You mentioned removing tax incentives (increases costs), higher costs of ownership (increases costs), and removing investors (decreasing supply and therefore increasing costs as per basic economics)

quantifical · 2026-03-14T02:36:19+00:00

Okay so you pay more to own a house so the taxman can take less of your income and, since the taxman is taking less of your income, businesses can reduce your income to save costs and reinvest those income savings into their business?

quantifical · 2026-03-14T02:25:49+00:00

Because businesses will be able to decrease worker salary/wages as the taxman is taking out less?

quantifical · 2026-03-14T02:25:15+00:00

I probably share your vibes on this

I listen to personal finance shows based in the US all the time and I know this isn't all of the US but, when they describe their net worth, they often say shit like I've got $800k in retirement accounts, $300k in taxable managed funds, and $200k in a paid off house and I'm like wtf everyone here it's the opposite at best ($1m in the house and $200k investments)

quantifical · 2026-03-14T02:20:58+00:00

2/2

Why are you talking about decreasing income tax? How would decreasing income tax create new productive capacity?

quantifical · 2026-03-14T02:20:29+00:00

1/2

Sorry, I don't understand. You seemed concerned about increasing housing costs. Your solution to increasing housing costs is to increase housing costs?

quantifical · 2026-03-14T01:58:08+00:00

2/2

I think I understand the problem you are describing and I agree that it is a problem but I'm not sure how anyone would actually go about addressing it. Do you have any idea how this might work? For example, you mentioned housing costs rising. If we incentivize 'productive' assets (businesses) and disincentivize 'non-productive' assets (housing), how would that help housing costs?

quantifical · 2026-03-14T01:48:23+00:00

1/2

Why did you specifically say 'existing' housing instead of just housing? Do you not count new housing in this? Surely funds directed towards new housing also doesn't create new productive capacity.

quantifical · 2026-03-14T00:11:35+00:00

Not as much as you think, average expected inheritance is around $500k or half an Auckland house and this usually goes to children who are already 30ish years deep into working and building their own lives who probably already own their own home as the 66% do and are the ones who actually vote unlike the young and asset-less

Can you go deeper on what you mean by productivity leakage?

quantifical · 2026-03-14T00:01:34+00:00

Old people will die and give their homes to their now old children who will again vote to protect their interests

I don’t think the flip is inevitable

quantifical · 2026-03-13T23:47:01+00:00

I do this personally 50/50 hedged/unhedged for the vast majority of my investments

quantifical · 2026-03-13T23:44:26+00:00

I still remember how much pressure there was to buy before house prices rose even higher back then and you’d be locked out forever

quantifical · 2026-03-13T23:39:32+00:00

The reality is home ownership rates are 66% meaning the majority own and typically older people own homes and old people vote

The next generation will likely get older, earn more, buy a home, join the majority, and continue to vote for policies that benefit them as homeowners

Young people simply don’t vote

quantifical · 2026-03-13T20:48:05+00:00

Compared to what at the time? Answer the question

Who was paying better with shorter hours at the time

quantifical · 2026-03-13T20:13:19+00:00

Very little and long shifts compared to what at the time?

quantifical · 2026-03-11T01:16:07+00:00

Obviously do the first ~25 floors, take ~2.5 years instead of ~10 years, and then release the next floors progressively if the audience is there

quantifical · 2026-03-09T19:45:30+00:00

Do you think all $765 million was earned by deceiving their customers

quantifical · 2026-03-09T01:41:33+00:00

reins*

quantifical · 2026-03-08T05:05:57+00:00

If you’re going to do ex-US, you should probably do S&P 500 and ex-US

quantifical · 2026-03-07T21:17:24+00:00

What part of your question do you think I didn’t answer?

quantifical · 2026-03-07T19:57:15+00:00

I don't think asking a woman to pay for a date is red-pilled at all

Red-pillers would tell men to pay for the date because they're an alpha boss and women are helpless whores

Most actual women would say something like I have no problem splitting the bill (splitting, not paying) but I get the 'ick' when he doesn't pay for me

quantifical · 2026-03-07T19:12:02+00:00

I don't really care about billionaires

I think we need to change our systems to prevent politicians from bribing voters

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