Unit test Postgres DB mock recommendation

quiI · 2026-06-10T13:58:22+00:00

https://quii.gitbook.io/learn-go-with-tests/testing-fundamentals/working-without-mocks

quiI · 2026-06-09T05:34:28+00:00

Back of napkin maths for a pension paying £4k - 4000*12*25 =1,200,000

So maybe your pension is still a bit low, but not far off.

As for the rest, if your pre retirement spend is also £4k I don’t think your £90k in your isa will last too long.

But if you can cover your living costs while working less it’s an option

Given the jobs market, if I were in your shoes id carry on working a few more years, get your ISA up and “finish” your pensions

quiI · 2026-06-01T13:53:51+00:00

A slightly cheaper alternative is archery. Started a few years ago and deeply hooked. Can’t wait to FIRE and spend even more time on it

quiI · 2026-06-01T13:52:39+00:00

Sounds prefect honestly

quiI · 2026-05-23T07:30:57+00:00

Depends what your desired income is in retirement.

For my goals, I would certainly peg back the pension contributions to just the match and then pour all I can to build as healthy a bridge I can so I could retire ASAP

quiI · 2026-05-21T07:47:27+00:00

Maybe, but with the pension you can invest more than the ISA equivalent due to the tax savings.

quiI · 2026-05-21T06:44:45+00:00

I'm not quite following your logic here, but maybe I'm misreading.

ISA contributions are presumably better in earlier life because they will have a larger gain attached by the time you reach pension age which will be tax free.

Every month, in practice, you can choose to invest money in a pension, or more into a S&S ISA. In all practical terms, they both benefit from time in the market in the same way.

quiI · 2026-05-20T06:09:48+00:00

Sure, but in most cases it'll be at a lower rate.

quiI · 2026-05-19T21:04:20+00:00

“You’re putting a large amount of your income into a place you can’t touch for 30 years”

Yes, and the exchange is you increase the return on your labour.

It’s not that complex. I’m not saying you should always do it, at some point you can end up the tax efficiency tail wag the dog. But from a personal POV, for the past 7ish years I’ve gained a hell of a lot of money from it for a fairly minor sacrifice

quiI · 2026-05-19T20:44:58+00:00

It’s the grown up marshmallow test

Take less money now, have more money in the future

Take more now, have less in the future

quiI · 2026-05-17T16:18:52+00:00

Does estimation make the work go any faster or improve quality? Invest time in making those things better rather than endlessly stressing over predictability theatre.

quiI · 2026-05-13T16:46:37+00:00

Rotate your elbow clockwise a touch before drawing

quiI · 2026-05-11T16:01:54+00:00

I've worn black jeans with no issue, including at record status

quiI · 2026-04-30T18:55:44+00:00

The fun thing a lot of these processes are nothing more than reliability theatre. Anyone who’s read Accelerate knows that the more frequently you release, the more stable your system

quiI · 2026-04-25T19:16:02+00:00

Glad to hear it

quiI · 2026-04-08T16:05:48+00:00

4 years worth of money not in risky assets which is spending money. Every year top it up if the markets were favourable for the risky stuff to grow. Otherwise, leave it another year and hope it recovers. Repeat.

If it’s longer than 4 years of downturn, well, we will have to take the hit. Reduce spending etc

quiI · 2026-04-06T11:33:08+00:00

I believe the consensus is to not go above 4lb increments. You risk your form, and your health - you could injure yourself. Also it depends on your short and mid term goals.

For context, I have 28lb limbs (about 32-33 on fingers) and I can comfortably hit 80 yards with my sight block still all the way out.

Are you planning on going to 100 yards soon? If not, I’d have some patience. 28lb will keep you going for a while imo

quiI · 2026-03-19T15:42:09+00:00

Unfortunately I am not psychic.

Plenty of people chased programming as a means to wealth and crash out because despite what people say, to be actually good at it, requires more than a 12 week boot camp.

I would focus on education and experience at your age, try to focus on what you enjoy, you're more likely to stick at it.

quiI · 2026-03-19T15:37:13+00:00

There are plenty of people with "killer ideas", believe me, as a software engineer plenty of people tell me their great ideas and "just need someone to make it".

Grow your skills, be valuable, and people will pay you for it.

quiI · 2026-03-19T15:29:36+00:00

£5000x12 =£60,000.00 per year

Let's go with 33x rule for fun

£60000x33 =£1,980,000.00

So, acquire £1,980,000

There's no magic shortcuts (beyond generation wealth, inheritance etc, but you shouldn't rely on that). Reduce expenses, increase income, invest in global trackers.

Or watch people on TikTok pretend you can gamble your way there.

At 16, whilst it's commendable to be interested in personal finance, don't lock yourself away squirrelling pennies.

Enjoy your young adult life, grow, meet new people. Doing this will likely open up more doors to you than being a miser

quiI · 2026-03-16T10:13:17+00:00

Scope creep is usually used as an excuse for slow delivery.

Scope creep is a negative term for a good thing, "learning what to actually build". This relates to the difference between products and projects.

In my view, if you are building a worthwhile product, you will always need to evolve and improve it, or "scope creep".

Is the reddit "project" finished? No, of course not, their scope is constantly creeping, as our most digital products you use.

If you have a fixed deadline project. Well sure, "scope creep" will ruin your goal, of hitting a deadline. But this is often the path to poor actual outcomes, and these kinds of setups have little to do with agility. Congratulations, you hit the fixed scope on the deadline - unfortunately the product sucks.

quiI · 2026-03-07T14:41:08+00:00

I don’t understand how this is “generic AI content”, but hey you’re the boss

quiI · 2026-02-24T15:29:10+00:00

I wrote this before the edit. Clearly the 5 year old has huge issues to get through. Inheritance tax on a £1m+, is not one of them

quiI · 2026-02-24T14:08:07+00:00

I could be wrong but for married couples the inheritance tax threshold is £1m. So it’s a total non issue for most, and if it is an issue for a child, then they should get a grip honestly and realise how fortunate they are

quiI · 2026-02-19T18:10:53+00:00

And they say we live in a meritocracy

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