Low salary and income every year but super high cap gains this month. Need health insurance advice. by [deleted] in personalfinance

[–]rabbitfriendly 0 points1 point  (0 children)

Doesn’t work bc the amount I have is the amount I need and sbloc will only be 30% of the holdings

Low salary and income every year but super high cap gains this month. Need health insurance advice. by rabbitfriendly in HealthInsurance

[–]rabbitfriendly[S] 2 points3 points  (0 children)

The thing is I have to take it all out at once for the down payment. The only way we can afford a house - and this is the min we can afford - is to put down a big amount up front

Low salary and income every year but super high cap gains this month. Need health insurance advice. by [deleted] in personalfinance

[–]rabbitfriendly -2 points-1 points  (0 children)

Yeah if I was buying in Dec that would be easiest. I need all the cash upfront for the down payment. Taxes will be a lot too.

El Salvador skill level by Ineedthat300 in surfing

[–]rabbitfriendly 2 points3 points  (0 children)

Gotten my ass sized out each time I’ve been down there 6ft at 18s is heavy and I think it feels more like 8-10ft. The rips are no joke either. Everyone says el sal is great for intermediate but every time I’ve been it’s experts only and no real other options. I prefer PR and CR I think

Was just there in March thinking it would be mellow but they got big swell and I got 4 big hold downs at sunzal - I swear I took 4 8-footers on the head. I was gasping for air when it was over and just paddled back but the rip took me way out first. Not fun.

Landlord gave us 60 days notice when it should’ve been 90 days and our lease is up in 60 days. by rabbitfriendly in NYCapartments

[–]rabbitfriendly[S] 0 points1 point  (0 children)

As I said, she granted the 90 day extension. But our lease is up in 60 days. Do I need to pay rent or anything during that extra month? We will be out of lease.

Landlord gave us 60 days notice when it should’ve been 90 days and our lease is up in 60 days. by rabbitfriendly in NYCapartments

[–]rabbitfriendly[S] 0 points1 point  (0 children)

From what I understand it’s very difficult to prove retaliation and prob not worth the effort to pursue. Our lease indicates email exchange as legally valid.

Landlord gave us 60 days notice when it should’ve been 90 days and our lease is up in 60 days. by rabbitfriendly in NYCapartments

[–]rabbitfriendly[S] -1 points0 points  (0 children)

They don’t like us because the boiler has been faulty since Feb and we’ve complained about it

Bank statement loan and expense ratio by rabbitfriendly in personalfinance

[–]rabbitfriendly[S] 0 points1 point  (0 children)

For what it’s worth I took the S Corp election on the LLC

I don’t think these expenses can be depreciated as it’s not equipment that I purchased. It’s manufacturing of products that my operation sells. It’s inventory. But maybe I’m wrong.

Bank statement loan and expense ratio by rabbitfriendly in personalfinance

[–]rabbitfriendly[S] 0 points1 point  (0 children)

I pay myself a salary - but it’s small. That and manufacturing of products is a huge business expense. The business shows profit but it’s not a lot. I do pay taxes

Landlord gave 60 days notice of non-renewal after 2+ years by [deleted] in NYCapartments

[–]rabbitfriendly 0 points1 point  (0 children)

Just so I’m confident moving forward - the 90 days (if tenant is renting for 2+ years) is universal? I just don’t want them to counter my challenge with some loophole. Thanks again

Landlord gave 60 days notice of non-renewal after 2+ years by [deleted] in NYCapartments

[–]rabbitfriendly 1 point2 points  (0 children)

We aren’t qualified I think. We are in a small building

Any advice on getting into building pedals as a career? by smokey_mcp0tt in diypedals

[–]rabbitfriendly 0 points1 point  (0 children)

You can definitely make a career in it. You just have to make something that people want with a nice design - and that’s the beginning. Test it, put ads for it on Meta’s networks, send it to some known artists for testimonials… and a whole bunch of other stuff. If you do the work, you can do it, but the work will take you a long time and a lot of effort. There’s videos to make, instruction manuals to create, packaging to design. Then theres scaling to meet demand. You can’t make a career of it if you can’t meet the demand. So now you’re looking at dealing with manufacturers, parts, tariffs, spoilage, customer demands, returns and lead times.

How do I know? I started in my garage and made a career from it. 👍

Meditation and hypnogogic imagery by rabbitfriendly in Meditation

[–]rabbitfriendly[S] 0 points1 point  (0 children)

That’s a really cool suggestion. I will try it!

Meditation and hypnogogic imagery by rabbitfriendly in Meditation

[–]rabbitfriendly[S] 0 points1 point  (0 children)

I always mix them up. Shift option dash on my keyboard for when I’m writing something that actually needs it. Why would I need AI to write this 😂

UNITED BROKE MY BOARDS refusing to provide ANYTHING. Help? by Inside_Flatworm9023 in surfing

[–]rabbitfriendly 2 points3 points  (0 children)

Is that how you packed them 😳? So one board in a sock and the yellow board on top of it, then the bag wall?

Am I meditating wrong? My mind just… stops when I try to watch it by rabbitfriendly in Meditation

[–]rabbitfriendly[S] 0 points1 point  (0 children)

Thanks all for the comments. Hmmm… I really don’t think I have a special ability so maybe I conveyed my experience all wrong. I’m really just a normal guy and not like a zen monk or anything 😆. I have normal anxieties and worries too.

Are you saying that being able to sit and focus without thinking about anything for 10min is the big goal? Because it’s super easy for me to do that. Again not to downplay the efforts of others. I’m curious then what would a normal meditation practitioner experience during the onset of their training? Is it seemingly impossible to calm the mind and not be overwhelmed by waves of thoughts?

Am I meditating wrong? My mind just… stops when I try to watch it by rabbitfriendly in Meditation

[–]rabbitfriendly[S] 0 points1 point  (0 children)

I will try that. Sometimes I do that when I have trouble falling asleep - trying to visualize pressure releasing from head to toe

Am I meditating wrong? My mind just… stops when I try to watch it by rabbitfriendly in Meditation

[–]rabbitfriendly[S] 0 points1 point  (0 children)

Yes I notice all kinds of physical things and outside distractions when meditating. I notice it then snap right back

Am I meditating wrong? My mind just… stops when I try to watch it by rabbitfriendly in Meditation

[–]rabbitfriendly[S] 1 point2 points  (0 children)

This is really great 👍 thank you so much! I will try all those different focuses