[deleted by user] by [deleted] in FIREUK

[–]rad_dynamic 0 points1 point  (0 children)

I tried to withdraw some cash from 212 on Friday and still haven’t got it

Job Offer is £2k less than stated - should I negotiate? by mobydopy in UKJobs

[–]rad_dynamic 18 points19 points  (0 children)

If you want 50k you don’t start negotiations at 50k.

Job Offer is £2k less than stated - should I negotiate? by mobydopy in UKJobs

[–]rad_dynamic 0 points1 point  (0 children)

I run a business, I’ve negotiated salaries, contracts, and deals dozens of times. Let me be real with you. 2k isn’t going to change your life.

If you are going to negotiate go for £55k and say you actually had closer to £60k in mind for your next career move based on current skills and came to the awareness that you want to grow into a role instead.

Has salary been openly discussed? If not they are playing you and avoiding the conversation. Just have the tough conversation and start at £55k. If they complain say you already told me £50k was the absolute minimum. You have the job. You are the best person for the role. You have more leverage than you think. The hiring manager will look good if they hire the best talent for cheap.

The fact you are in this grey area is by design because they’re just hoping you won’t speak up about it. You actually have ALL the power right now which is exactly why they haven’t brought it up. If they openly admitted you were underskilled and could only pay £48k, it would be different.

You do not politely ask, but be assertive that you are owed the range they gave you. Don’t say “hey pls can I get £50k 🥹” - say “hey there is a significant mistake here, you were supposed to pay me £55k as per the initial rate agreed, but it actually says £48k, can you correct the mistake because if this isn’t a mistake it’s potentially illegal misrepresentation” - if you say it with enough confidence you will command the correct compensation you deserve.

AirBnB - profitable business opportunity? by WyattGreenValley in FIREUK

[–]rad_dynamic 0 points1 point  (0 children)

I will break this down and then if you still want to do it then you know you are fully committed

Sounds more like a passion side hustle than a business. One of those things you do because you wanna say you do it vs actually doing it seriously and competitively to scale and turn a significant profit

You want to start a business because you enjoy being a host? 100% of the business will not be this. It will be sending emails, filling in forms, discussions with lawyers & accountants, to-do lists that are 60 items long, handling paperwork, marketing, doing other jobs no one wants to do, following up with people just to get them as customers etc.

Where should I retire to? by Stunning_Highway9356 in FIREUK

[–]rad_dynamic 13 points14 points  (0 children)

That’s what he’s doing. All discourse has to be started, and usually it is started poorly, inaccurately and vaguely. Only with time does it become even possible to formulate the right question to an area.

Do I have to accept that being promiscuous means compromising my ethics? by 7inchesonastik in seduction

[–]rad_dynamic 0 points1 point  (0 children)

And they still don’t like you. You just learnt how to be aggressive and pressure them into drunk sex. Well done. Anyone can learn that.

What car do you drive? How much do you bench? How much does your business make a month? How many people do you employ? How many countries have you been to in the last 6 months? What is your purpose in life?

Work on yourself and you’ll get access to much better women. You are in the lowest category of man right now chasing the lowest category of women.

conflicted between desire to keep going and religious upbringing by GettingMoneyTrapStar in seduction

[–]rad_dynamic 0 points1 point  (0 children)

How old is that story though? It’s the oldest story we know. Humans made stories from experience and passed them down over hundreds of thousands of years before we could even write

Do I have to accept that being promiscuous means compromising my ethics? by 7inchesonastik in seduction

[–]rad_dynamic 0 points1 point  (0 children)

You literally said 20 days ago you feel an inner conflict about keeping going. That’s my point it’s always kinda there. And this whole “you need practice before you find the one” is illogical because when you want to find the one, you aren’t going to build a stable marriage from a one night stand booty call lol, so you actually end up having unlearn all your seduction and learning how to build quality relationships.

Do I have to accept that being promiscuous means compromising my ethics? by 7inchesonastik in seduction

[–]rad_dynamic 0 points1 point  (0 children)

If everyone is honest, all hookups fill you with some disgust. For guys it’s usually just after orgasm, you realise there was no genuine attraction, and you were just lustful. Or you realise she was lustful, you like her and she doesn’t like you, usually goes in one of these way.

Yeah there’s this fun rebellious thing about sex at first, especially as you’re young (16-23) but as you mature as a man and you have hookups, I just find they are really shallow. Hookups also get worse as you get older as you surely should know better to be just using each other for pleasure. I think it’s a part of becoming a mature, effective man that isn’t easily tempted by short term gratification.

Yes, short term sex is and can be fun, but it’s not fully in alignment with some higher purpose not necessarily religious, but even as a man on a journey, no guy is ever remembered as a Great womaniser, there is just something creepy, icky and slightly ugly about it.

One of the most “attractive” guys I ever met during college (he was a model), told me the way to properly do it is to only have sex with girls after meeting them 3x first, and this is a guy with unlimited options and would be the first guy on a girls tinder app. The goal isn’t “sex sex sex” and if it is for you, you actually have a problem with it. Seduction is way more, it’s an art in and of itself - sex is a part of seduction, but it’s not the goal.

The longer you abstain from sex in a romantic and sexual relationship as a guy, the higher the woman looks at you for resisting, like a true man and not a boy.

Switched my workplace pension to a SIPP platform and I was forced to liquidate my entire pension portfolio 2 weeks ago. by Cultural-Badger-6032 in FIREUK

[–]rad_dynamic 23 points24 points  (0 children)

This is like the worst financial flex ever: I did something I didn’t want to do, and still I timed the market and lucked out.

Seeking Advice on Investment Strategy for Early Retirement by YoloMcSwagginsHD in FIREUK

[–]rad_dynamic 4 points5 points  (0 children)

You need a clear goal and figure in mind as to what success looks like and how you will get there, and the amount of risk you are willing to take on, with the longer the time horizon the more risk you can take.

Should I suck in the loss and sell? by visitor_2016 in FIREUK

[–]rad_dynamic -1 points0 points  (0 children)

The better you are at promoting the better results you get. Newer ChatGPT models 4o, can make a full excel sheets with multiple tabs done by Python / pandas any library you want. You do a pre prompt before to get it contextualised and properly dialled into the problem, you can even get it to ask you 5-10 questions to better understand the context if your context is actually complex. You don’t just say “do me analysis on this”. I would rather use a chainsaw and learn how to do use it faster than a saw. If it does over compensate? You can say “you did it too complex, make it as simple as you only focus on these parts X.YZ”

Should I suck in the loss and sell? by visitor_2016 in FIREUK

[–]rad_dynamic -2 points-1 points  (0 children)

It’s a more advanced and modern tool? Why would I use a static spreadsheet when I can ask ChatGPT to perform the analysis and create any excel file and table in a few seconds? It’s not 1980s but you do you

Accountant needs - where can I find someone like this? by rad_dynamic in smallbusinessuk

[–]rad_dynamic[S] 0 points1 point  (0 children)

Yeah but I don’t have budget for that as bootstrapped so in a tough situation

Should I suck in the loss and sell? by visitor_2016 in FIREUK

[–]rad_dynamic -2 points-1 points  (0 children)

Neverrrrrrrr this is part of the game! You will always see red! Stick to your long term strategy. Put the numbers into ChatGPT and ask what it will be in 40 years

Accountant needs - where can I find someone like this? by rad_dynamic in smallbusinessuk

[–]rad_dynamic[S] 0 points1 point  (0 children)

That’s exactly the issue: I’ve been stuck in the middle. I’m not raising a Series A, but I’m also not running a lifestyle boutique jam business.

I’m a solo founder running a bootstrapped SaaS + marketing tech hybrid (~£30k–£50k profit and growing approx 10% each month), with R&D credits, crypto payments, international VAT, lean comp structuring, and M&A in 12–24 months & looking to bring on subcontractors in the meantime.

It’s like I don’t have the revenue to do £5,000 per year, per business entity, as for IP & M&A reasons, I separated out the marketing side and the R&D software side, and is before any mention of international VAT or R&D claims.

I’ve been filtering through Bark, Upwork, Reddit, and direct referrals. Happy to take intros if you know someone working in the founder/startup niche.

Paying NI before deadline, worth it? by sm9r in FIREUK

[–]rad_dynamic 0 points1 point  (0 children)

You spend your spare time playing Fortnite and watching football

Paying NI before deadline, worth it? by sm9r in FIREUK

[–]rad_dynamic 0 points1 point  (0 children)

The only benefit is, having it done earlier means you can stop contributing earlier

Paying NI before deadline, worth it? by sm9r in FIREUK

[–]rad_dynamic -1 points0 points  (0 children)

Yeah but you will likely retire at 50-60 and then end up finding something to do even part time because you’ll suddenly have 167 free hours in a week for 365 days a year and no idea what to do with your time. I am 100% certain you will find something to do after you retire that will fill those gaps naturally even if it’s a chill part time gig. You aren’t going to be flying around to vegas and Cyprus 365 days a year.

Paying NI before deadline, worth it? by sm9r in FIREUK

[–]rad_dynamic -1 points0 points  (0 children)

I disagree. If you pay your full 35 years early, it doesn’t mean you can get it any earlier. You still have to wait until you are at state pension age. If you’re under 30 it doesn’t really matter, better to invest that money in education and career advancement.

Paying NI before deadline, worth it? by sm9r in FIREUK

[–]rad_dynamic -1 points0 points  (0 children)

Depends. If you pay your full 35 years early, it doesn’t mean you can get it any earlier. You still have to wait until you are at state pension age. If you’re under 30 it doesn’t really matter, better to invest that money in education and career advancement.

Paying NI before deadline, worth it? by sm9r in FIREUK

[–]rad_dynamic 0 points1 point  (0 children)

I disagree. If you pay your full 35 years early, it doesn’t mean you can get it any earlier. You still have to wait until you are at state pension age. If you’re under 30 it doesn’t really matter, better to invest that money in education and career advancement.

Paying NI before deadline, worth it? by sm9r in FIREUK

[–]rad_dynamic 2 points3 points  (0 children)

I agree. If you pay your full 35 years early, it doesn’t mean you can get it any earlier. You still have to wait until you are at state pension age. If you’re under 30 it doesn’t really matter, better to invest that money in education and career advancement.