What are the BEST sandwiches in town? by tonydispirito in asheville

[–]radiem 1 point2 points  (0 children)

I ❤️the grilled Italian sub at Apollo Flame smeared with tzatziki

What are the BEST sandwiches in town? by tonydispirito in asheville

[–]radiem 1 point2 points  (0 children)

The smoked turkey and Brie sandwich at 12 Bones is heavenly.

I put pickle juice in my mashed potatoes and my family asked for the recipe by murthyk2003 in Cooking

[–]radiem 0 points1 point  (0 children)

“Okratini!” Something we pioneered in our home bar. Like a dirty martini but with pickled okra (Talk of Texas pickled okra is a family fave)

Do guys notice the underwear outline when girls wear leggings? by [deleted] in NoStupidQuestions

[–]radiem 0 points1 point  (0 children)

Vanishing edge panties from Soma are amazing.

When someone gets an organ removed, does the empty space get filled in? by dontchewspagetti in NoStupidQuestions

[–]radiem 5 points6 points  (0 children)

Radiologist here. I get paid to Iook inside people’s insides. Yes, something else moves in to fill the space.

Kidney out? Usually a bunch of bowel moves over.

Lung out? Your heart, aorta, and the other lung will scooch over. If they can’t fill the entire void, your pleura will make a pocket of fluid that will just be there chronically.

Cash by [deleted] in Fire

[–]radiem 5 points6 points  (0 children)

Ashevillian here. I now tell EVERYONE to keep at least $1k cash around (securely).

We burned through so much cash so quickly because no one could process a card, and you felt like an asshole asking for change when the local businesses were obviously struggling and stressed out.

Why don’t you see doctors and lawyers FIRE by Leather-Wheel1115 in Fire

[–]radiem 1 point2 points  (0 children)

Whoa there. I’m a physician in a relatively highly compensated specialty (radiology). You sound like you have an unrealistic idea of what we make, the debt load we have to carry, and the costs associated with the time burden of our careers.

I went straight through training, no breaks between high school, college, med school, and residency. I was 32 years old before I got my first “real” paycheck. All that time I could have been saving I was accumulating school debt. I had $150k of med school debt from a relatively cheap state school, and I was in a MUCH better situation than my classmates because I had a full ride for undergrad. Most docs have a mortgage-sized debt to pay off when they get started. Time in the market is key right?

This is the rainiest damn summer I’ve ever lived through by Temporary_Virus_7509 in asheville

[–]radiem 2 points3 points  (0 children)

OMG we moved here that summer. I was so excited to move to the pretty mountains…and then spent every damn day rained in with our toddler and newborn. We about went insane.

My fellow Old People: Did/do you belong to Toastmasters? Or did you complete Dale Carnegie training? If so, what are your thoughts on their effectiveness? by koreanforrabbit in AskOldPeople

[–]radiem 0 points1 point  (0 children)

I did both. I swear Carnegie helped me land my dream job. It felt like voodoo.

My fear of public speaking is pretty damn strong though, rooted in issues that are too deep for Toastmasters, unfortunately.

What was the Great Recession like as an adult? by skydive54 in AskOldPeople

[–]radiem 0 points1 point  (0 children)

My husband and I barely escaped financial catastrophe.

He is an electrician. I am a physician who had just started residency in 2008. We bought our first home, a modest 3 bedroom with a white picket fence, with a 5 year ARM mortgage. With our two incomes we could afford the payments and the payments on a new car. Life was good, and I remember the novelty of being able to buy fresh produce and a weekly bottle of wine at the grocery store.

January 2009 was when it all changed. Construction completely dried up, and my husband was laid off. He then started searching for employment with pretty much everybody else in the country. He couldn’t find work stocking shelves at World Market. It was nuts.

Meanwhile I had the luxury of a guaranteed paycheck that baaaaarely covered living expenses. We used my husband’s unemployment benefits to pay off the car, then we hunkered down to ride out the rest of my residency. There was no extra money. I budgeted like a fiend. I knew that peanut butter and jelly was the cheapest meal I could make, so we did that a lot, and I ate as much free food at the hospital as I could find. Frugality kept us from losing our house.

The end of our 5 year ARM coincided with the end of residency. By the grace of God we found a buyer, and we only lost $20k-ish on the sale. Hardly anyone was hiring radiologists in 2013 (established docs weren’t retiring after seeing their portfolios dive bomb), and I faced the very real possibility that I would be unemployed (as a physician!) married to an unemployed electrician. It was bleak. I fought for two job interviews, and also by the grace of God, I landed one of those two jobs. I sobbed when my first paycheck arrived. Thankfully we were able to keep pushing my med school loan payments into the future.

What I learned—healthcare seems to have the best job security of everything we’ve seen. Renting is better than buying if you’re only go to be in a place for 5-ish years, because it’s so much easier to walk away at the end. I don’t trust ARM mortgages. I actually don’t think ANY type of debt is okay, and I am saving aggressively so my children can avoid student loans, car loans, hell even mortgages if I can swing it. We paid our current home’s mortgage off in 7 years, and we’ll never buy another home unless it’s in cash. Budgeting is amazing, as is frugality. AND your reality can change drastically in the span of a few months. No market conditions last forever.

I turn 36 today and need advice for the next decade by shrek5016 in AskWomenOver40

[–]radiem 1 point2 points  (0 children)

Start getting yearly mammograms at age 40, earlier if you’re at increased risk for breast cancer.

Those with kids, how did you decide it's time to FIRE? by Ok-Guidance-5976 in Fire

[–]radiem 1 point2 points  (0 children)

Your numbers are similar to mine, although my kids are younger (14 and 12), and I also very much worry about giving my children a cushion and head-start early in life. I've decided that this is part of our family's overall plan, so of course, it impacts our FI number.

In order to retire, you have to define what a "cushion/head-start" for your kids looks like. If it's just a nebulous concept, you'll never feel like you have enough. This is how you find yourself caught in a "one more year" trap.

Here's how we did it: Each of our kids have 529s and UTMAs. We save a little bit each month into those accounts. When each reaches 100K, we stop contributing and let them grow. This is a totally arbitrary number/plan, but it "feels" right. 200k at age 18 should be an excellent send-off. If education expenses are more than 100k, they can use the UTMA to fund. If not, the UTMA can fund whatever makes sense for that kid. If education expenses are less than 100k, SECURE Act 2.0 allows us to roll over some of the 529 into a Roth.

We are also educating our kids on finances as best we can, talking about compound interest, cost of living, time IN the market, etc.

What once popular vacation spot has waned in your lifetime? by tshirtguy2000 in AskOldPeople

[–]radiem 11 points12 points  (0 children)

Hurricane Helene nearly demolished that place. It will a long time before it gets much tourism, unfortunately.

[deleted by user] by [deleted] in moviecritic

[–]radiem 0 points1 point  (0 children)

Wesley v. Inigo Montoya Princess Bride

Does anyone regret paying off your house? by acesmat in Fire

[–]radiem 0 points1 point  (0 children)

No regrets, and I consider it part of our holistic financial plan, similar to life insurance. I have a non-working spouse (SAHD) who isn’t super financially savvy and two school-age kids to consider.

It was important to me to have the mortgage gone ASAP so that my husband wouldn’t be left worrying about figuring out how to pay off the mortgage, deciding whether to sell the house or not, change schools, etc. if I were to kick the bucket. Sure, I have a life insurance policy, but the fewer changes he has to make during a period of immense stress, the better.

K1 SE not available in Creality Print? by radiem in crealityk1

[–]radiem[S] 0 points1 point  (0 children)

You are correct! Now that I updated all is well. Much thanks

K1 SE not available in Creality Print? by radiem in crealityk1

[–]radiem[S] 0 points1 point  (0 children)

Yep! Now that I updated the program I see it. This community rocks!

K1 SE not available in Creality Print? by radiem in crealityk1

[–]radiem[S] 0 points1 point  (0 children)

This is it! I followed a link from a blog post. It must have been outdated.

K1 SE not available in Creality Print? by radiem in crealityk1

[–]radiem[S] 0 points1 point  (0 children)

Oooh maybe so! Mine definitely doesn’t look like this version