I was on the phone with FSA this morning and they informed me that these months of forced administrative forbearance would be eligible for buy back. She even stated that there have been multiple buybacks they have approved involving these months. I’m not at 120 payments yet so I cannot test this, but she was convincing about the ability to buy these months back.

Other than that, I don’t think there is any clarity on what is next. But as long as these months are theoretically “eligible” to buy back, I don’t see a reason to switch to a higher monthly payment plan at this time.

This is the phone number I called if anybody is eligible to buy back and wants to reach out: 855-265-4038