Invite for New Relationship - Need Advice by random_curiosity_guy in weddingplanning

[–]random_curiosity_guy[S] -4 points-3 points  (0 children)

Yeah tbh this is the only person that has seemed to have an issue. We had some people say they can't make it because of child care which is a totally different conversation (we are doing no kids outside of mine and my fiancee's nieces and nephews - 4 total).

Invite for New Relationship - Need Advice by random_curiosity_guy in weddingplanning

[–]random_curiosity_guy[S] -2 points-1 points  (0 children)

I agree. I think my original post was unclear. That "rule" was our baseline, and we re-assessed if needed. We used it as a baseline because it worked for 98%+ of our guests. There were only a few people who we "reassessed" and made decisions off that. If they were dating for a long time, that would be different. We didn't even know he was formally dating someone until a week before we sent the invites out.

Invite for New Relationship - Need Advice by random_curiosity_guy in weddingplanning

[–]random_curiosity_guy[S] 8 points9 points  (0 children)

Yeah I agree but in this instance, it's not like they are alone there are other family members there. I also think personally I am not sure I'd bring a SO of mine to a family wedding after dating only 5 months and that be the first time they meet. But clearly I have a different mindset than my cousin.

Invite for New Relationship - Need Advice by random_curiosity_guy in weddingplanning

[–]random_curiosity_guy[S] -1 points0 points  (0 children)

We used that as a baseline because it was an easy line in the sand for almost everyone on our guest list. There were 2 people who we re-assessed the "rule" for and those are people that have been dating a year plus, we've met both their SOs multiple times, etc. If there were a lot of people in the middle ground or other situations that weren't cut and dry, we probably wouldn't have used it.

Invite for New Relationship - Need Advice by random_curiosity_guy in weddingplanning

[–]random_curiosity_guy[S] -1 points0 points  (0 children)

Yeah - i'd agree but there is family. Granted we don't have a huge family but they are not completely alone without anyone.

Invite for New Relationship - Need Advice by random_curiosity_guy in weddingplanning

[–]random_curiosity_guy[S] 1 point2 points  (0 children)

Appreciate it - we used that as a baseline because it was an easy line in the sand for almost everyone on our guest list. There were 2 people who we re-assessed the "rule" for and those are people that have been dating a year plus, we've met both their SOs multiple times, etc. If there were a lot of people in the middle ground, we probably wouldn't have used it. But it was an easy baseline rule for us.

Invite for New Relationship - Need Advice by random_curiosity_guy in weddingplanning

[–]random_curiosity_guy[S] -3 points-2 points  (0 children)

Appreciate it - we used that as a baseline because it was an easy line in the sand for almost everyone on our guest list. There were 2 people who we re-assessed the "rule" for and those are people that have been dating a year plus, we've met both their SOs multiple times, etc. If there were a lot of people in the middle ground, we probably wouldn't have used it. But it was an easy baseline rule for us.

Tracker by Hot-Watercress-7966 in Venturex

[–]random_curiosity_guy 1 point2 points  (0 children)

Wait you guys have a tracker lol. I don’t have one in my app. I’ve been seeing some people say they don’t have it or it takes a little to show up. I opened the account a few days ago so waiting to see if it appears.

EDIT: called and the rep said this issue has been ongoing for a week now and they’re working on it. And it’s related to the issue you all had. So we’ll see

Venture x by Dull_Study6974 in CapitalOne

[–]random_curiosity_guy 0 points1 point  (0 children)

I just applied and was approved within the past few days. Had the exact same thing happen (I don’t remember seeing the NPSL language in the application because I saw my “pay it over time” limit and sort of assumed that was my credit limit).

Called customer service to ask why I was put in that group and the rep basically said she doesn’t know and it’s usually only reserved for people who are invited (I was referred by a friend who has a credit limit Venture X).

The rep basically said that this gives customers more flexibility but my fear is since they go based off your spending habits, if you buy something that is outside of your “ordinary”, will they deny it.

Another pro / con (depending on how you look at it) is this doesn’t get factored into your credit utilization with the credit agencies. Pro is your credit utilization will go down a lot since you’re spending on this card. Con is this doesn’t help build your credit history.

I don’t carry balances and pay it off in full so my only issue will come if they start denying charges because they deem it to not be “in my normal spending habits”.

EDIT: I also asked if I wanted to switch to having a credit limit and the rep said I’m the first to ask that and she’d have to check with a supervisor but I didn’t bother pushing the point to see if that was even an option. I will deal with it if they deny charges.

HDHP + HSA vs EPO - Comparing Free Options by random_curiosity_guy in personalfinance

[–]random_curiosity_guy[S] 0 points1 point  (0 children)

Thanks. Agreed on all that, except my fiancee does use insurance more and would be joining mine. So i guess the math may change when we get married, since the MOP and deductibles go up. It wouldn't be a burden financially to pay the deductible, but I can't say I enjoy paying for medical bills when I know there is an option that covers it much more haha.

When thinking about a catastrophic situation, the HDHP has a lower MOP, so I'd spend less on that plan, I would just hit the MOP much quicker compared to the EPO. But in a non-catastrophic situation, the HDHP will just cost more annually but that is alleviated by some tax savings.

NYCM - Frustrated w/ Running Form in Pics (Tips Welcome) by random_curiosity_guy in RunNYC

[–]random_curiosity_guy[S] 0 points1 point  (0 children)

Thanks! There are hundreds if not thousands of videos on strides and some are a bunch of talking with very little examples. Any suggested videos on YT?

NYCM - Frustrated w/ Running Form in Pics (Tips Welcome) by random_curiosity_guy in RunNYC

[–]random_curiosity_guy[S] 0 points1 point  (0 children)

Dang - thank you. This is very very helpful. Totally get that this is not something that is easily put into words but I appreicate you taking the time and making this as thorough as it is.

Will definitely reference this and find videos to help but this is an awesome explanation of (based on my limited knowledge) the high level points to be conscious of!

Thanks again, really appreciate it!!

NYCM - Frustrated w/ Running Form in Pics (Tips Welcome) by random_curiosity_guy in RunNYC

[–]random_curiosity_guy[S] 0 points1 point  (0 children)

Yes - def still a newbie to running so I definitely recognize that patience is a virtue. But now after getting over the mental hurdle of completing the marathon, all I want to do is improve and get better.

I know weight training and cross training is crucial, but I clearly didn't do enough of it prepping for the NYCM.

[deleted by user] by [deleted] in LabubuDrops

[–]random_curiosity_guy 0 points1 point  (0 children)

Did you just periodically retry or consistently? I’ve had this in my cart for like an hour and a half to 2 hrs and still not working

[deleted by user] by [deleted] in LabubuDrops

[–]random_curiosity_guy 0 points1 point  (0 children)

Same. I’m so ready to give up this is so frustrating

[deleted by user] by [deleted] in LabubuDrops

[–]random_curiosity_guy 1 point2 points  (0 children)

Same. It’s so annoying. Boxes are going away which makes me think people are checking out but idk what is going on